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undefined Hurricane 650W 1.4L Spot Washer

Hurricane 650W 1.4L Spot Washer

£74

4.8 out of 5 stars

4 reviews

undefined 20-Bar Espresso Coffee Maker with Steam Wand

20-Bar Espresso Coffee Maker with Steam Wand

£79

4.8 out of 5 stars

5 reviews

undefined 3000W 32 Litre Electric Oven With Hot Plates

Bank Holiday Deal

3000W 32 Litre Electric Oven With Hot Plates

Current sale price is £99

(Save £20)

Regular price was £119

4.5 out of 5 stars

10 reviews

undefined Healthy Living 3.6 L Air Fryer

Healthy Living 3.6 L Air Fryer

£39

4.9 out of 5 stars

16 reviews

undefined Photo Creator Kids Instant Print Unicorn Camera

Bank Holiday Deal

Photo Creator Kids Instant Print Unicorn Camera

Current sale price is £42.99

(Save £12)

Regular price was £54.99

4.2 out of 5 stars

6 reviews

undefined 2L 750W Food Processor

2L 750W Food Processor

£59

4 out of 5 stars

17 reviews

undefined McLaren F1® Team MCL38 Race Car Vehicle Set 77251

LEGO Speed Champions

McLaren F1® Team MCL38 Race Car Vehicle Set 77251

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.4 out of 5 stars

48 reviews

undefined Ferrari SF-24 F1 Race Car 77242

LEGO Speed Champions

Ferrari SF-24 F1 Race Car 77242

Current sale price is £19.99

(Save £3)

Regular price was £22.99

4.8 out of 5 stars

57 reviews

undefined Healthy Living 5.5L Digital Air Fryer

Healthy Living 5.5L Digital Air Fryer

Current sale price is £59

(Save £10)

Regular price was £69

4.3 out of 5 stars

51 reviews

undefined Dodge Challenger SRT Hellcat Sports Car 77237

LEGO Speed Champions

Dodge Challenger SRT Hellcat Sports Car 77237

£22.99

4.4 out of 5 stars

15 reviews

undefined The Lord of the Rings: Balrog Book Nook 10367

Bank Holiday Deal

The Lord of the Rings: Balrog Book Nook 10367

Current sale price is £89.99

(Save £20)

Regular price was £109.99

4 out of 5 stars

43 reviews

undefined Xl 9L Digital Double Drawer Air Fryer

Xl 9L Digital Double Drawer Air Fryer

£99

4 out of 5 stars

88 reviews

undefined 1.6L 1000W Soup Maker

1.6L 1000W Soup Maker

£49

4.3 out of 5 stars

41 reviews

undefined Mercedes-AMG F1 W15 Race Car 77244

LEGO Speed Champions

Mercedes-AMG F1 W15 Race Car 77244

Current sale price is £19.99

(Save £3)

Regular price was £22.99

4.8 out of 5 stars

32 reviews

undefined Omelette Maker

Omelette Maker

Current sale price is £15

(Save £4)

Regular price was £19

4.7 out of 5 stars

50 reviews

undefined Oracle Red Bull Racing RB20 F1 Race Car 77243

LEGO Speed Champions

Oracle Red Bull Racing RB20 F1 Race Car 77243

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.8 out of 5 stars

52 reviews

undefined Williams Racing FW46 F1 Race Car 77249

LEGO Speed Champions

Williams Racing FW46 F1 Race Car 77249

Current sale price is £17.99

(Save £5)

Regular price was £22.99

4.9 out of 5 stars

27 reviews

undefined 20-Bar Digital Compact Espresso Coffee Maker

20-Bar Digital Compact Espresso Coffee Maker

£129

4.7 out of 5 stars

3 reviews

undefined Williams Racing FW14B & Nigel Mansell 10353

Williams Racing FW14B & Nigel Mansell 10353

Current sale price is £54.99

(Save £15)

Regular price was £69.99

4.8 out of 5 stars

69 reviews

undefined Transformers Bumblebee Model Set 10338

Transformers Bumblebee Model Set 10338

£62.99

4.5 out of 5 stars

167 reviews

undefined Argyle Kettle- Black

Bank Holiday Deal

Argyle Kettle- Black

Current sale price is £27

(Save £7)

Regular price was £34

4.5 out of 5 stars

40 reviews

undefined Halogen Air Fryer

Halogen Air Fryer

£49

4.2 out of 5 stars

82 reviews

undefined Argyle 2-Slice Toaster - Black

Bank Holiday Deal

Argyle 2-Slice Toaster - Black

Current sale price is £27

(Save £7)

Regular price was £34

4.6 out of 5 stars

13 reviews

undefined Penelope Pink Crystal Easy Fit

Penelope Pink Crystal Easy Fit

Current sale price is £31

(Save £7)

Regular price was £38

4.6 out of 5 stars

8 reviews

undefined French Café Building Set for Adults 10362

French Café Building Set for Adults 10362

Current sale price is £54.99

(Save £15)

Regular price was £69.99

4.2 out of 5 stars

37 reviews

undefined Cordless Pro Hand Held 3 in 1 Blender

Cordless Pro Hand Held 3 in 1 Blender

£39

4.7 out of 5 stars

7 reviews

undefined Optimus Prime 10302

Optimus Prime 10302

£124.99

4.3 out of 5 stars

322 reviews

undefined Lamborghini Lambo V12 Vision GT Super Car 76923

LEGO Speed Champions

Lamborghini Lambo V12 Vision GT Super Car 76923

Current sale price is £15.99

(Save £5)

Regular price was £20.99

4.2 out of 5 stars

51 reviews

undefined 90m³/h CADR Air Purifier

90m³/h CADR Air Purifier

£69

4.5 out of 5 stars

8 reviews

undefined Mercedes-AMG G 63 & Mercedes-AMG SL 63 76924

LEGO Speed Champions

Mercedes-AMG G 63 & Mercedes-AMG SL 63 76924

Current sale price is £34.99

(Save £10)

Regular price was £44.99

4.5 out of 5 stars

84 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.