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undefined Octasmart Hybrid Mattress - Medium/Firm

Octasmart Hybrid Mattress - Medium/Firm

From £519

4.6 out of 5 stars

448 reviews

undefined Ryzen 7 7800X3D Processor

Limited Time Deal

Ryzen 7 7800X3D Processor

Current sale price is £349

(Save £50)

Regular price was £399

4.7 out of 5 stars

13 reviews

undefined Ryzen 7 5700x3D Am4 Retail

Limited Time Deal

Ryzen 7 5700x3D Am4 Retail

Current sale price is £207

(Save £22)

Regular price was £229

4.8 out of 5 stars

6 reviews

undefined Memory Plus Rolled Mattress – Medium

Memory Plus Rolled Mattress – Medium

Current sale price is From £269

(Save up to £50)

Regular price was From £299

4.4 out of 5 stars

784 reviews

undefined Three Wheeled Light Up Star Scooter - Blue

Three Wheeled Light Up Star Scooter - Blue

Current sale price is £19.99

(Save £20)

Regular price was £39.99

4.3 out of 5 stars

15 reviews

undefined Allure Full Cup Bra - Ivory

Allure Full Cup Bra - Ivory

£36

4.9 out of 5 stars

11 reviews

undefined Octasmart Hybrid Plus Mattress - Medium

Octasmart Hybrid Plus Mattress - Medium

From £699

4.6 out of 5 stars

210 reviews

undefined Options Hybrid Rolled Mattress – Medium Firm

Options Hybrid Rolled Mattress – Medium Firm

From £299

4.1 out of 5 stars

434 reviews

undefined Octasmart Deluxe Mattress

Octasmart Deluxe Mattress

From £469

4.5 out of 5 stars

254 reviews

undefined Amalfi Print Ella Twist Bandeau Bikini

Amalfi Print Ella Twist Bandeau Bikini

Current sale price is From £19

(Save up to £0)

Regular price was From £38

4 out of 5 stars

1 review

undefined Three Wheeled Light Up Scooter (Unicorn)

Three Wheeled Light Up Scooter (Unicorn)

Current sale price is £29.99

(Save £15)

Regular price was £44.99

4.7 out of 5 stars

9 reviews

undefined Starlight Underwired Idol Moulded Bra - White

Starlight Underwired Idol Moulded Bra - White

£40

4.2 out of 5 stars

17 reviews

undefined Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

LEGO Architecture

Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Current sale price is £107.99

(Save £32)

Regular price was £139.99

4.9 out of 5 stars

49 reviews

undefined Memory Deluxe Mattress

Memory Deluxe Mattress

Current sale price is From £369

(Save up to £60)

Regular price was From £419

4.5 out of 5 stars

279 reviews

undefined Allure Full Cup Bra - Black

Allure Full Cup Bra - Black

£36

4.7 out of 5 stars

3 reviews

undefined Cool Water Man Eau de Toilette

Cool Water Man Eau de Toilette

Current sale price is From £22

(Save up to £35)

Regular price was From £45

4.5 out of 5 stars

172 reviews

undefined Octasmart Essentials Hybrid Memory Mattress - Medium/Soft

Octasmart Essentials Hybrid Memory Mattress - Medium/Soft

From £259

4.3 out of 5 stars

208 reviews

undefined Three Wheeled Light Up Star Scooter - Pink

Three Wheeled Light Up Star Scooter - Pink

Current sale price is £24.99

(Save £15)

Regular price was £39.99

4.5 out of 5 stars

11 reviews

undefined Octasmart Hybrid Deluxe Mattress - Medium/Soft

Octasmart Hybrid Deluxe Mattress - Medium/Soft

From £799

4.4 out of 5 stars

132 reviews

undefined Anya Riva Twist Bandeau Bikini Top - Black

Anya Riva Twist Bandeau Bikini Top - Black

£38

4 out of 5 stars

9 reviews

undefined Memory Silver Plus Rolled Mattress – Medium

Memory Silver Plus Rolled Mattress – Medium

Current sale price is From £319

(Save up to £80)

Regular price was From £399

4.3 out of 5 stars

129 reviews

undefined Notre-Dame de Paris Set 21061

LEGO Architecture

Notre-Dame de Paris Set 21061

Current sale price is £164.99

(Save £35)

Regular price was £199.99

4.7 out of 5 stars

152 reviews

undefined 12 Inch BMX Scooter - Neochrome

12 Inch BMX Scooter - Neochrome

£149.99

4 out of 5 stars

7 reviews

undefined Hero Bundle (3,4 & 5)

Hero Bundle (3,4 & 5)

Current sale price is £71

(Save £13)

Regular price was £84

4 out of 5 stars

4 reviews

undefined Two Wheeled Folding Light Up Explorer Scooter - Unicorn

Two Wheeled Folding Light Up Explorer Scooter - Unicorn

Current sale price is £19.99

(Save £10)

Regular price was £29.99

4.6 out of 5 stars

5 reviews

undefined Aloe Vera Memory Deluxe Mattress

Aloe Vera Memory Deluxe Mattress

Current sale price is From £429

(Save up to £100)

Regular price was From £499

4.5 out of 5 stars

76 reviews

undefined Starlight Underwired Hero Balcony Side Support Bra - White

Starlight Underwired Hero Balcony Side Support Bra - White

£36

4.1 out of 5 stars

18 reviews

undefined No7. Bonding Oil 30ml

No7. Bonding Oil 30ml

£28

4 out of 5 stars

2 reviews

undefined Memory Silver Deluxe Mattress

Memory Silver Deluxe Mattress

Current sale price is From £419

(Save up to £70)

Regular price was From £469

4.6 out of 5 stars

66 reviews

undefined 365 Honey Wired Strapless Bra - Honey

365 Honey Wired Strapless Bra - Honey

£44

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.