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undefined Strata Dim-Out Eyelet Curtains

+5 colours+9 colours+8 colours+6 colours+7 colours

Available in wine, charcoal, natural, green, silver, blush, navy and 5 more coloursAvailable in wine, charcoal, natural and 9 more coloursAvailable in wine, charcoal, natural, green and 8 more coloursAvailable in wine, charcoal, natural, green, silver, blush and 6 more coloursAvailable in wine, charcoal, natural, green, silver and 7 more colours

Strata Dim-Out Eyelet Curtains

Current sale price is From £15

(Save up to £11)

Regular price was From £20

4 out of 5 stars

377 reviews

undefined Ryzen 7 7800X3D Processor

Ryzen 7 7800X3D Processor

Current sale price is £399

(Save £50)

Regular price was £449

4.7 out of 5 stars

13 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

£29.95

4.8 out of 5 stars

1k reviews

undefined Folding Chair Bed

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue colours

Folding Chair Bed

£130

4.2 out of 5 stars

20 reviews

undefined Premium 6 In Lace Waterproof Boot - Wheat

Premium 6 In Lace Waterproof Boot - Wheat

Current sale price is £152

(Save £38)

Regular price was £190

4.4 out of 5 stars

34 reviews

undefined Balmoral Check Lined Eyelet Curtains

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in natural, grey, green, ochre, ruby coloursAvailable in natural, grey, green, ochre, ruby coloursAvailable in natural, grey, green, ochre, ruby coloursAvailable in natural, grey, green, ochre, ruby coloursAvailable in natural, grey, green, ochre, ruby colours

Balmoral Check Lined Eyelet Curtains

Current sale price is From £17

(Save up to £20)

Regular price was From £25

4 out of 5 stars

84 reviews

undefined Ryzen 7 5700x3D Am4 Retail

Ryzen 7 5700x3D Am4 Retail

£229

4.8 out of 5 stars

6 reviews

undefined Vuepoint F55C-B2 Fixed 47-90" TV Bracket

Vuepoint F55C-B2 Fixed 47-90" TV Bracket

£28

4.8 out of 5 stars

19 reviews

undefined Bradstreet Leather Chukka Boots - Brown

Bradstreet Leather Chukka Boots - Brown

£130

4.5 out of 5 stars

32 reviews

undefined Ceramide Fix Overnight Repair Cream 12%

Ceramide Fix Overnight Repair Cream 12%

£29.95

4.9 out of 5 stars

358 reviews

undefined Lennox Lined Eyelet Curtains

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in blush, grey, ochre coloursAvailable in blush, grey, ochre coloursAvailable in blush, grey, ochre coloursAvailable in blush, grey, ochre coloursAvailable in blush, grey, ochre colours

Lennox Lined Eyelet Curtains

From £25

4.1 out of 5 stars

22 reviews

undefined Retinol Fix Overnight Cream 3%

Retinol Fix Overnight Cream 3%

£29.95

4.8 out of 5 stars

273 reviews

undefined FLF325-B2 Full Motion 47-90" TV Bracket

FLF325-B2 Full Motion 47-90" TV Bracket

£119

4.8 out of 5 stars

6 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

£19.95

4.8 out of 5 stars

426 reviews

undefined F180C-B2 Full Motion 47-70" TV Bracket

F180C-B2 Full Motion 47-70" TV Bracket

£64.99

4.8 out of 5 stars

18 reviews

undefined Matteo Eyelet Lined Curtains

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in green, grey coloursAvailable in green, grey coloursAvailable in green, grey coloursAvailable in green, grey coloursAvailable in green, grey colours

Matteo Eyelet Lined Curtains

From £25

4.6 out of 5 stars

7 reviews

undefined Premium 6 Inch Waterproof Lace Up Boots - Black

Premium 6 Inch Waterproof Lace Up Boots - Black

£190

4.5 out of 5 stars

65 reviews

undefined Euro Sprint Mid Lace Waterproof Boots - Black

Euro Sprint Mid Lace Waterproof Boots - Black

£130

4.7 out of 5 stars

9 reviews

undefined Faux Leather Footstool

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, natural, grey coloursAvailable in black, natural, grey coloursAvailable in black, natural, grey coloursAvailable in black, natural, grey coloursAvailable in black, natural, grey colours

Faux Leather Footstool

Current sale price is £19

(Save £5)

Regular price was £24

4.5 out of 5 stars

105 reviews

undefined Fernworthy Lined Eyelet Curtains

Fernworthy Lined Eyelet Curtains

Current sale price is From £20

(Save up to £10)

Regular price was From £25

4 out of 5 stars

28 reviews

undefined FMF319-B2 Full Motion 32-55" TV Bracket

FMF319-B2 Full Motion 32-55" TV Bracket

£49

4 out of 5 stars

14 reviews

undefined Premium 6 In Lace Waterproof Boot - Black

Premium 6 In Lace Waterproof Boot - Black

Current sale price is £114

(Save £76)

Regular price was £190

4.3 out of 5 stars

18 reviews

undefined Rico Outdoor Rug

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, grey, terracotta coloursAvailable in black, grey, terracotta coloursAvailable in black, grey, terracotta coloursAvailable in black, grey, terracotta coloursAvailable in black, grey, terracotta colours

Rico Outdoor Rug

£15

4.4 out of 5 stars

10 reviews

undefined Euro Sprint Lace Up Boots - Black

Euro Sprint Lace Up Boots - Black

£145

4.4 out of 5 stars

19 reviews

undefined Luxury Lounger

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in charcoal, teal coloursAvailable in charcoal, teal coloursAvailable in charcoal, teal coloursAvailable in charcoal, teal coloursAvailable in charcoal, teal colours

Luxury Lounger

Current sale price is £84

(Save £36)

Regular price was £120

4.6 out of 5 stars

23 reviews

undefined Origin Men's Shorty Wetsuit - Black / Red

Osprey Action Sports

Origin Men's Shorty Wetsuit - Black / Red

£44.99

4 out of 5 stars

9 reviews

undefined Hooded Changing Robe

Osprey Action Sports

Hooded Changing Robe

Current sale price is £89.99

(Save £10)

Regular price was £99.99

4.7 out of 5 stars

227 reviews

undefined Origin Mens Long Wetsuit - 3mm - Black / Red / Grey

Osprey Action Sports

Origin Mens Long Wetsuit - 3mm - Black / Red / Grey

£59.99

4.6 out of 5 stars

5 reviews

undefined Strata Dim Out Eyelet Curtains

Strata Dim Out Eyelet Curtains

From £20

4.9 out of 5 stars

10 reviews

undefined Junior Buoyancy Aid 50N - Blue

Osprey Action Sports

Junior Buoyancy Aid 50N - Blue

Current sale price is £39.99

(Save £8)

Regular price was £47.99

4.9 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.