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Fitbit Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Available in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

£179

3.8 out of 5 stars

180 reviews

Daewoo 20-Bar Espresso Coffee Maker with Steam Wand

20-Bar Espresso Coffee Maker with Steam Wand

Current sale price is £69

(Save £10)

Regular price was £79

4.3 out of 5 stars

10 reviews

Sharp 70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

Current sale price is £449

(Save £30)

Regular price was £479

3.8 out of 5 stars

18 reviews

Celestron NexStar 6SE SCT Telescope

Payday Deal

NexStar 6SE SCT Telescope

Current sale price is £1189.99

(Save £160)

Regular price was £1349.99

5 out of 5 stars

2 reviews

Tefal Ingenio Daily Chef 22pc Complete Set

Ingenio Daily Chef 22pc Complete Set

£300

1.3 out of 5 stars

3 reviews

Tefal Ingenio Easy Cook 13pc Removable Handle, Stackable Pan Set L1549023

Ingenio Easy Cook 13pc Removable Handle, Stackable Pan Set L1549023

Current sale price is £90

(Save £90)

Regular price was £180

4.6 out of 5 stars

139 reviews

Sharp 50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

Current sale price is £240

(Save £18)

Regular price was £258

3.6 out of 5 stars

8 reviews

Celestron Royal Observatory Greenwich StarSense DX100

Payday Deal

Royal Observatory Greenwich StarSense DX100

Current sale price is £219.99

(Save £80)

Regular price was £299.99

5 out of 5 stars

3 reviews

Tefal Titanium Ultra Plus Induction Non-stick 6pc Set, (Frying pan 20/26cm, stewpot 24cm, saucepan 16/18/20cm with lids)

Titanium Ultra Plus Induction Non-stick 6pc Set, (Frying pan 20/26cm, stewpot 24cm, saucepan 16/18/20cm with lids)

£160

4.8 out of 5 stars

175 reviews

Daewoo 26 Litre Air Fryer Microwave

26 Litre Air Fryer Microwave

Current sale price is £212

(Save £17)

Regular price was £229

5 out of 5 stars

8 reviews

Daewoo 3000W 32 Litre Electric Oven With Hot Plates

3000W 32 Litre Electric Oven With Hot Plates

Current sale price is £109

(Save £10)

Regular price was £119

4.5 out of 5 stars

13 reviews

Tefal Delight 5pc Saucepan & Frying Pan Set

Delight 5pc Saucepan & Frying Pan Set

£78

4.8 out of 5 stars

22 reviews

Fitbit Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Available in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange colours

Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Current sale price is From £77.99

(Save up to £7)

Regular price was From £84

4.4 out of 5 stars

110 reviews

Tefal Titanium Force 5 Piece Set of Pans

Titanium Force 5 Piece Set of Pans

£60

4.8 out of 5 stars

56 reviews

Hyperion Selene Weighted Thermal Eyelet Curtains

Available in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal coloursAvailable in black, navy, teal colours

Selene Weighted Thermal Eyelet Curtains

From £85

5 out of 5 stars

15 reviews

Tefal Ingenio Daily Chef 5pc Starter Set

Ingenio Daily Chef 5pc Starter Set

£148

Fitbit Charge 6 - Obsidian Band / Black Aluminum Case

Payday Deal

Charge 6 - Obsidian Band / Black Aluminum Case

Current sale price is £119

(Save £20)

Regular price was £139

4.5 out of 5 stars

89 reviews

Tefal Titanium Excellence 5pc Non-Stick Pan Set

Payday Deal

Titanium Excellence 5pc Non-Stick Pan Set

Current sale price is £70

(Save £70)

Regular price was £140

Tefal Jamie Oliver by Tefal Easy Fry 8.3L Dual Air Fryer EY90JDG0 Silver

Payday Deal

Jamie Oliver by Tefal Easy Fry 8.3L Dual Air Fryer EY90JDG0 Silver

Current sale price is £99

(Save £100)

Regular price was £199

4.5 out of 5 stars

1.3k reviews

Tefal Ingenio Daily Chef On 10pc Set

Ingenio Daily Chef On 10pc Set

£208

1.4 out of 5 stars

10 reviews

Fitbit Versa 4 (Black/Graphite) Smartwatch with Additional Sports Strap

Versa 4 (Black/Graphite) Smartwatch with Additional Sports Strap

£179

3.2 out of 5 stars

11 reviews

Celestron Travel Scope 70

Travel Scope 70

£99.99

4.2 out of 5 stars

10 reviews

Tefal Ingenio Easy Cook 10pc Removable Handle, Stackable Pan Set L1549042

Ingenio Easy Cook 10pc Removable Handle, Stackable Pan Set L1549042

Current sale price is £128

(Save £32)

Regular price was £160

4.6 out of 5 stars

132 reviews

Sharp Q - Wireless Dolby Atmos 200W Rear Speakers

Q - Wireless Dolby Atmos 200W Rear Speakers

Current sale price is £142

(Save £27)

Regular price was £169

Celestron StarSense Explorer DX 130 Reflector Telescope

Payday Deal

StarSense Explorer DX 130 Reflector Telescope

Current sale price is £399.99

(Save £50)

Regular price was £449.99

5 out of 5 stars

2 reviews

Tefal Ingenio Eco Resist 4pc Aluminium Stackable Pan Set Black

Ingenio Eco Resist 4pc Aluminium Stackable Pan Set Black

£125

4.5 out of 5 stars

66 reviews

Celestron Nexstar SLT130

Nexstar SLT130

Current sale price is £499.99

(Save £50)

Regular price was £549.99

Sharp Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

Q - Dolby Atmos - 550W Home Theatre Soundbar - Black

Current sale price is £236

(Save £63)

Regular price was £299

Daewoo 2L 750W Food Processor

2L 750W Food Processor

£49

4 out of 5 stars

20 reviews

Sharp 43GM6245K 43 Inch 4K Ultra HD Powered by TiVo Smart TV with Freely

43GM6245K 43 Inch 4K Ultra HD Powered by TiVo Smart TV with Freely

£199

4.1 out of 5 stars

14 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.