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Customer Rating 4, B By Ted Baker, Beyblade, Levi's Plus, Michelle Keegan Home, Nescafe Dolce Gusto, Nip + Fab, Pineapple Elephant, Seagate

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undefined Windsor Thermal Blackout Eyelet Curtains

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, cream, grey, green coloursAvailable in black, cream, grey, green coloursAvailable in black, cream, grey, green coloursAvailable in black, cream, grey, green coloursAvailable in black, cream, grey, green colours

Michelle Keegan Home

Windsor Thermal Blackout Eyelet Curtains

From £35

4.3 out of 5 stars

12 reviews

undefined Storage Expansion Card for Xbox Series X,S in 1TB STJR1000400

Storage Expansion Card for Xbox Series X,S in 1TB STJR1000400

£124.99

4.8 out of 5 stars

159 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

1k reviews

undefined Mini Me Automatic Coffee Machine Starter Kit by De'Longhi - Arctic Grey and Black Anthracite

Nescafe Dolce Gusto

Mini Me Automatic Coffee Machine Starter Kit by De'Longhi - Arctic Grey and Black Anthracite

£79

4.2 out of 5 stars

85 reviews

undefined Genio S Plus Coffee Machine by De'Longhi - Black

Nescafe Dolce Gusto

Genio S Plus Coffee Machine by De'Longhi - Black

£99

4.8 out of 5 stars

21 reviews

undefined Dolce Gusto Piccolo XS Pod

Nescafe Dolce Gusto

Dolce Gusto Piccolo XS Pod

Current sale price is £34

(Save £20)

Regular price was £54

4 out of 5 stars

3 reviews

undefined Pill Stacked Mirror 90x75cm

Michelle Keegan Home

Pill Stacked Mirror 90x75cm

£60

4.8 out of 5 stars

5 reviews

undefined Game Drive 2TB for Playstation

Game Drive 2TB for Playstation

Current sale price is £84.99

(Save £5)

Regular price was £89.99

4.2 out of 5 stars

5 reviews

undefined Ceramide Fix Overnight Repair Cream 12%

Ceramide Fix Overnight Repair Cream 12%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.9 out of 5 stars

351 reviews

undefined Ted Baker May Snake Slip - Ecru

Ted Baker May Snake Slip - Ecru

£39

4.5 out of 5 stars

2 reviews

undefined 2TB Expansion Portable Drive

2TB Expansion Portable Drive

Current sale price is £67.99

(Save £4)

Regular price was £71.99

4.2 out of 5 stars

44 reviews

undefined Velvet Frame Cushion

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, taupe, green coloursAvailable in black, taupe, green coloursAvailable in black, taupe, green coloursAvailable in black, taupe, green coloursAvailable in black, taupe, green colours

Michelle Keegan Home

Velvet Frame Cushion

£15

4.7 out of 5 stars

3 reviews

undefined Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Hyaluronic Fix Extreme4 Jelly Eye Patches - 120 grams

Current sale price is £17

(Save £2.95)

Regular price was £19.95

4.8 out of 5 stars

422 reviews

undefined Retinol Fix Overnight Cream 3%

Retinol Fix Overnight Cream 3%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

272 reviews

undefined 5TB Expansion Portable

5TB Expansion Portable

Current sale price is £119.99

Regular price was £123.99

4.5 out of 5 stars

37 reviews

undefined Cortes 120 cm Ceramic Top Dining Table + 4 Chairs

Michelle Keegan Home

Cortes 120 cm Ceramic Top Dining Table + 4 Chairs

Current sale price is £639.20

(Save £159.80)

Regular price was £799

4.7 out of 5 stars

7 reviews

undefined Zofia 100% Cotton Panel Slot Top Voile

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in natural, olive coloursAvailable in natural, olive coloursAvailable in natural, olive coloursAvailable in natural, olive coloursAvailable in natural, olive colours

Pineapple Elephant

Zofia 100% Cotton Panel Slot Top Voile

Current sale price is From £16

(Save up to £6)

Regular price was From £21

4.3 out of 5 stars

11 reviews

undefined Michaella Cushion

Michelle Keegan Home

Michaella Cushion

£18

4 out of 5 stars

7 reviews

undefined 1TB Expansion Portable

1TB Expansion Portable

£54.99

4.7 out of 5 stars

50 reviews

undefined Cortes Fabric Armchair - Natural

Michelle Keegan Home

Cortes Fabric Armchair - Natural

Current sale price is £399

(Save £150)

Regular price was £549

4.5 out of 5 stars

2 reviews

undefined Expansion Card for Series X,S 2TB

Expansion Card for Series X,S 2TB

£229.99

4.8 out of 5 stars

24 reviews

undefined Set Of 2 Round Basket

Michelle Keegan Home

Set Of 2 Round Basket

£60

4.8 out of 5 stars

4 reviews

undefined Cotton Velvet Stitch Embroidered Pillowsham Pair

Michelle Keegan Home

Cotton Velvet Stitch Embroidered Pillowsham Pair

Current sale price is £16

(Save £9)

Regular price was £25

4 out of 5 stars

3 reviews

undefined Marble Decorative Tray

Michelle Keegan Home

Marble Decorative Tray

£15

4.7 out of 5 stars

9 reviews

undefined Nip+Fab Illuminate SPF30 Moisturiser

Nip+Fab Illuminate SPF30 Moisturiser

Current sale price is £22

(Save £2.95)

Regular price was £24.95

4.8 out of 5 stars

296 reviews

undefined 10TB Expansion desktop

10TB Expansion desktop

£194.99

4.5 out of 5 stars

8 reviews

undefined Textured 100% Wool Rug

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in grey, taupe coloursAvailable in grey, taupe coloursAvailable in grey, taupe coloursAvailable in grey, taupe coloursAvailable in grey, taupe colours

Michelle Keegan Home

Textured 100% Wool Rug

Current sale price is From £128

(Save up to £56)

Regular price was From £160

4 out of 5 stars

3 reviews

undefined Nip+Fab Nourishing SPF30 Moisturiser

Nip+Fab Nourishing SPF30 Moisturiser

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.5 out of 5 stars

149 reviews

undefined Vitamin C Fix Jelly Eye Patches - 20 pairs

Vitamin C Fix Jelly Eye Patches - 20 pairs

Current sale price is £17

(Save £2.95)

Regular price was £19.95

4.7 out of 5 stars

83 reviews

undefined Retinol Fix Concentrate Extreme 10%

Retinol Fix Concentrate Extreme 10%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

261 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.