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undefined 32SF540K 32-inch Full HD Fire TV

32SF540K 32-inch Full HD Fire TV

£119

4.3 out of 5 stars

89 reviews

undefined Express Steam Handheld Garment Steamer - 361000

Morphy Richards

Express Steam Handheld Garment Steamer - 361000

Current sale price is £29

(Save £20)

Regular price was £49

4.6 out of 5 stars

24 reviews

undefined 55RC650K Roku TV, 55-inch, 4K Ultra HD HDR, QLED, Smart TV

55RC650K Roku TV, 55-inch, 4K Ultra HD HDR, QLED, Smart TV

Current sale price is £269

(Save £30)

Regular price was £299

4.2 out of 5 stars

14 reviews

undefined 3000W LED Digital Steam Iron - Black

Morphy Richards

3000W LED Digital Steam Iron - Black

£49

4.7 out of 5 stars

21 reviews

undefined Disney Interactive Stitch Bag

Disney Interactive Stitch Bag

Current sale price is £12.99

(Save £22)

Regular price was £34.99

4.6 out of 5 stars

49 reviews

undefined 55C805K, 55 inch, QD-Mini LED, 4K, Smart Google TV

55C805K, 55 inch, QD-Mini LED, 4K, Smart Google TV

Current sale price is £449

(Save £50)

Regular price was £499

4.4 out of 5 stars

13 reviews

undefined Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

1k reviews

undefined 98P745K, 98 inch, 4K Ultra HD HDR, LED, Smart TV with Google Assistant

98P745K, 98 inch, 4K Ultra HD HDR, LED, Smart TV with Google Assistant

£1299

4 out of 5 stars

4 reviews

undefined Mico Microwave Toastie Sandwich Maker and Grill - Silicone Microwaveable Cookware, Non-stick Coating, Heatwave Technology

Morphy Richards

Mico Microwave Toastie Sandwich Maker and Grill - Silicone Microwaveable Cookware, Non-stick Coating, Heatwave Technology

Current sale price is £19

(Save £15)

Regular price was £34

4.7 out of 5 stars

74 reviews

undefined Nico Jelly Sandal - Ivory

Nico Jelly Sandal - Ivory

Current sale price is £16.50

(Save £7.50)

Regular price was £24

4.3 out of 5 stars

3 reviews

undefined Hive 220031 2-Slice Toaster - Black

Morphy Richards

Hive 220031 2-Slice Toaster - Black

Current sale price is £24

(Save £10)

Regular price was £34

4.1 out of 5 stars

7 reviews

undefined Star Jelly Sandal

Star Jelly Sandal

£24

4.8 out of 5 stars

5 reviews

undefined 303140 Turbosteam Iron - Purple

Morphy Richards

303140 Turbosteam Iron - Purple

£59

4.3 out of 5 stars

28 reviews

undefined Vitamin C Fix Concentrate Extreme 15%

Vitamin C Fix Concentrate Extreme 15%

Current sale price is £22

(Save £3)

Regular price was £25

4.8 out of 5 stars

393 reviews

undefined Hive 108271 Kettle - Black

Morphy Richards

Hive 108271 Kettle - Black

Current sale price is £24

(Save £10)

Regular price was £34

4.7 out of 5 stars

26 reviews

undefined Kitchen Set

Morphy Richards

Kitchen Set

Current sale price is £15.99

(Save £4)

Regular price was £19.99

4.8 out of 5 stars

6 reviews

undefined Motive Black 4-Slice Toaster - 242801

Morphy Richards

Motive Black 4-Slice Toaster - 242801

£44

4.8 out of 5 stars

14 reviews

undefined Ceramide Fix Overnight Repair Cream 12%

Ceramide Fix Overnight Repair Cream 12%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.9 out of 5 stars

342 reviews

undefined Star Jelly Sandal

Star Jelly Sandal

£24

4.2 out of 5 stars

5 reviews

undefined 40SF540K 40-inch Full HD Fire TV

40SF540K 40-inch Full HD Fire TV

£158

4.2 out of 5 stars

51 reviews

undefined Dual Basket Air Fryer 7.2L - 480020

Morphy Richards

Dual Basket Air Fryer 7.2L - 480020

Current sale price is £99

(Save £50)

Regular price was £149

4.2 out of 5 stars

21 reviews

undefined Retinol Fix Overnight Cream 3%

Retinol Fix Overnight Cream 3%

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

272 reviews

undefined Turbo Glide 302000 Steam Iron - Purple

Morphy Richards

Turbo Glide 302000 Steam Iron - Purple

£49

4.7 out of 5 stars

33 reviews

undefined Crystal Clear 300302 Steam Iron - Gold

Morphy Richards

Crystal Clear 300302 Steam Iron - Gold

Current sale price is £27

(Save £7)

Regular price was £34

4.1 out of 5 stars

34 reviews

undefined 505 - Grey

505 - Grey

£89.99

4 out of 5 stars

21 reviews

undefined Fastbake Breadmaker

Morphy Richards

Fastbake Breadmaker

£99

4.4 out of 5 stars

67 reviews

undefined Nxtpaper 14

Nxtpaper 14

£399

4.9 out of 5 stars

11 reviews

undefined Speed Steam Steam Generator

Morphy Richards

Speed Steam Steam Generator

£149.99

4.1 out of 5 stars

9 reviews

undefined Hive 108273 Kettle - Grey

Morphy Richards

Hive 108273 Kettle - Grey

Current sale price is £24

(Save £10)

Regular price was £34

4.5 out of 5 stars

13 reviews

undefined Ceramide Fix Serum 12% 50ml

Ceramide Fix Serum 12% 50ml

Current sale price is £26

(Save £3.95)

Regular price was £29.95

4.8 out of 5 stars

164 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.