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Customer Rating 4, beyblade, jack and jones junior, mango, morphy richards, nespresso, nintendo switch oled, nutribullet

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undefined Krups Vertuo Next Coffee Machine, Matt Black, XN910N40

Bank Holiday Deal

Krups Vertuo Next Coffee Machine, Matt Black, XN910N40

Current sale price is £69

(Save £80)

Regular price was £149

4.8 out of 5 stars

37 reviews

undefined 3000W LED Digital Steam Iron - Black

Morphy Richards

3000W LED Digital Steam Iron - Black

£49

4.7 out of 5 stars

23 reviews

undefined Magic Bullet Blender

Magic Bullet Blender

Current sale price is £39

(Save £10)

Regular price was £49

4.4 out of 5 stars

22 reviews

undefined Turbo Glide 302000 Steam Iron - Purple

Morphy Richards

Turbo Glide 302000 Steam Iron - Purple

Current sale price is £39

(Save £10)

Regular price was £49

4.7 out of 5 stars

35 reviews

undefined Console - White

Nintendo Switch OLED

Console - White

£309

4.8 out of 5 stars

128 reviews

undefined Vertuo Next Coffee Machine by De'Longhi - Dark Grey

Vertuo Next Coffee Machine by De'Longhi - Dark Grey

Current sale price is £69

(Save £80)

Regular price was £149

4.3 out of 5 stars

3 reviews

undefined Krups Vertuo Next Coffee Machine, Light Grey, XN910B40

Bank Holiday Deal

Krups Vertuo Next Coffee Machine, Light Grey, XN910B40

Current sale price is £69

(Save £80)

Regular price was £149

4.5 out of 5 stars

41 reviews

undefined Pointed Heel Sandals - Black

Pointed Heel Sandals - Black

£36

4 out of 5 stars

1 review

undefined Fastbake Breadmaker

Morphy Richards

Fastbake Breadmaker

£99

4.4 out of 5 stars

70 reviews

undefined Speed Steam Steam Generator

Morphy Richards

Speed Steam Steam Generator

£149.99

4.1 out of 5 stars

9 reviews

undefined Citiz Black with Milk Frother by DeLonghi

Citiz Black with Milk Frother by DeLonghi

Current sale price is £199

(Save £26)

Regular price was £225

4.9 out of 5 stars

14 reviews

undefined Boys Zip Polo Shorts Set - Moonbeam

Jack & Jones Junior

Boys Zip Polo Shorts Set - Moonbeam

Current sale price is £24

(Save £6)

Regular price was £30

4.3 out of 5 stars

3 reviews

undefined Console - Neon Blue/Neon Red

Nintendo Switch OLED

Console - Neon Blue/Neon Red

£309

4.8 out of 5 stars

52 reviews

undefined OLED White Console & Mario Kart 8

Nintendo Switch OLED

OLED White Console & Mario Kart 8

Current sale price is £336.99

Regular price was £349.98

4.9 out of 5 stars

31 reviews

undefined Console with Pokemon Scarlet & Pokemon Violet

Nintendo Switch OLED

Console with Pokemon Scarlet & Pokemon Violet

£389

4.8 out of 5 stars

18 reviews

undefined Brew & Blend Stainless Steel Electric Milk Frother

Morphy Richards

Brew & Blend Stainless Steel Electric Milk Frother

£39

4.4 out of 5 stars

26 reviews

undefined Combo Blender

Combo Blender

Current sale price is £114

(Save £15)

Regular price was £129

4.3 out of 5 stars

7 reviews

undefined 900 Series

900 Series

Current sale price is £81

(Save £8)

Regular price was £89

4.5 out of 5 stars

190 reviews

undefined 600 - Black

600 - Black

£69

4.9 out of 5 stars

76 reviews

undefined Kitchen Set

Morphy Richards

Kitchen Set

£15.99

4.8 out of 5 stars

6 reviews

undefined Long Soft Denim Jumpsuit With Belt - Dark Blue

Bank Holiday Deal

Long Soft Denim Jumpsuit With Belt - Dark Blue

Current sale price is £45

(Save £5)

Regular price was £50

4 out of 5 stars

2 reviews

undefined Linen Blend Elastic Waist Trousers - Brown

Bank Holiday Deal

Linen Blend Elastic Waist Trousers - Brown

Current sale price is £32.25

(Save £3.75)

Regular price was £36

4.5 out of 5 stars

2 reviews

undefined Motive Black 4-Slice Toaster - 242801

Morphy Richards

Motive Black 4-Slice Toaster - 242801

£44

4.8 out of 5 stars

14 reviews

undefined Mico Microwave Toastie Sandwich Maker and Grill - Silicone Microwaveable Cookware, Non-stick Coating, Heatwave Technology

Morphy Richards

Mico Microwave Toastie Sandwich Maker and Grill - Silicone Microwaveable Cookware, Non-stick Coating, Heatwave Technology

£34

4.7 out of 5 stars

79 reviews

undefined Pump Espresso Coffee Machine - 172022

Morphy Richards

Pump Espresso Coffee Machine - 172022

Current sale price is £129

(Save £40)

Regular price was £169

4.3 out of 5 stars

32 reviews

undefined Clarity 501050 Soup Maker 1.6L - Clear

Morphy Richards

Clarity 501050 Soup Maker 1.6L - Clear

£89

4.2 out of 5 stars

17 reviews

undefined Creatista Plus Coffee Machine by Sage

Creatista Plus Coffee Machine by Sage

£499

4.4 out of 5 stars

82 reviews

undefined Crystal Clear 300302 Steam Iron - Gold

Morphy Richards

Crystal Clear 300302 Steam Iron - Gold

£34

4.1 out of 5 stars

34 reviews

undefined MixStar 400520 Compact Stand Mixer - Grey

Morphy Richards

MixStar 400520 Compact Stand Mixer - Grey

£189

4.2 out of 5 stars

30 reviews

undefined Floral Ruffled Blouse - Sky Blue

Bank Holiday Deal

Floral Ruffled Blouse - Sky Blue

Current sale price is £23.25

(Save £12.75)

Regular price was £36

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.