Use the right and left arrows to scroll through the image carouselPage 1 of 322

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

My account

Account summary
Track my order
Delivery & returns

Ways to Pay & Protect

Very Pay
Very Protect
Very Money Matters

Cards & Loans

Very Credit Card
Looking for a loan?

Privacy notice and cookies

Privacy policy
Cookie policy
Manage cookies

Help

Help & FAQs
Product support hub
Financial difficulties
Cost of living support
Persistent debt
PPI complaints
Contact us
Terms & conditions
Product recall & safety
Careers
Become an affiliate
Corporate Social Responsibility
Fraud and scam awareness
Buying guides
Website vulnerability disclosure
Brand directory
Site map

Download the app

Let's get social

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Created Brilliance

Filter

Department

Recipient

Stone Type

Ring Type

Metal Type

Price Range

Customer Rating

Offers

Colour

Earrings Piercings Style

Party Occasion

Necklace Type

Gender

Use

Results: 1 - 30 (of 69)

Rebecca Created Brilliance 18ct White Gold Oval and Pear 1ct Lab Grown Diamond Ring

£1500

Cynthia 9ct White Gold 0.70ct Lab Grown Halo Diamond Engagement Ring

£800

Colette 9ct White Gold 0.74ct tw Lab Grown Diamonds and Created Sapphire Band Ring

Current sale price is £765

Cate Created Brilliance 9ct Gold Created Emerald and 0.25ct Lab Grown Diamond Cluster Ring

£550

Margot Created Brilliance 9ct White Gold 0.50ct Lab Grown Diamond Engagement Ring

£650

Rachel Created Brilliance 9ct Yellow Gold Pear 0.75ct Lab Grown Diamond Ring

Current sale price is £563

Margot 9ct Yellow Gold 0.50ct Lab Grown Diamond Engagement Ring

£650

Rosalind Created Brilliance 9ct White Gold Created Sapphire and 0.20ct Lab Grown Diamond Ring

Current sale price is £440

Olivia Created Brilliance 9ct White Gold 0.45ct Lab Grown Diamond Three Stone Ring

Current sale price is £469

Charlotte 9ct Yellow Gold 0.50ct Lab Grown Diamond Ring

Current sale price is £385

Fergie 9ct White Gold 1ct tw Lab Grown Diamond Engagement Ring

£1250

Rebecca , 9ct White Gold 0.75ct tw Oval Lab Grown Diamond and Created Sapphire Ring

Current sale price is £550

Odette Created Brilliance 9ct White Gold 0.25ct Lab Grown Diamond Full Eternity Ring

£450

Emily 9ct White Gold 0.75ct Marquise Lab Grown Diamond Ring

Current sale price is £750

Elsie Created Brilliance 9ct Yellow Gold 0.50ct Lab Grown Diamond 5 Stone Ring

£475

Alissa 9ct White Gold 0.75ct tw Lab Grown Diamond Engagement Ring

Current sale price is £810

Cate Created Brilliance 9ct White Gold Created Sapphire and 0.25ct Lab Grown Diamond Cluster Ring

£550

Cynthia Created Brilliance™ 9ct Yellow Gold 0.70ct Lab Grown Halo Diamond Engagement Ring

Current sale price is £640

Odette Created Brilliance 9ct White Gold Created Sapphire and 0.25ct Lab Grown Diamond Eternity Ring

Current sale price is £383

Evelyn 18ct White Gold 1ct Lab Grown Diamond Halo Engagement Ring

Current sale price is £1050

Freya Created Brilliance 9ct White Gold 0.85ct Oval Lab Grown Diamond Ring

£800

Camille 9ct White Gold 0.50ct tw Lab Grown Diamond Engagement Ring

£750

Leona 9ct White Gold 1ct tw Lab Grown Diamond Eternity Band Ring

Current sale price is £855

Hallie 9ct Yellow Gold 0.25ct Lab Grown Diamond Wedding Ring

Current sale price is £380

Nova 9ct White Gold 0.20ct tw Lab Grown Diamond Eternity Band Ring

Current sale price is £455

Charlotte 9ct White Gold 0.50ct Lab Grown Diamond Ring

Current sale price is £385

Nora , 9ct Yellow Gold 0.48ct tw Lab Grown Diamond Ring

£499

Erin 9ct White Gold Lab Grown Diamond Twist Eternity Ring

Current sale price is £405

Olivia Created Brilliance 9ct Yellow Gold 0.45ct Lab Grown Diamond Three Stone Ring

Current sale price is £450

Ida Created Brilliance 9ct Yellow Gold 0.50ct Lab Grown Diamond Round Halo Ring

Current sale price is £450

Results: 1 - 30 (of 69)