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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 10% off Apple & gaming consoles and 20% off almost everything else. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes iPhone 16 range, Apple Watch Series 10, Samsung S24 models, PlayStation 5 consoles, PS5 Portal, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

Ways to pay that work your way with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

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Kids Unisex Club Fleece Hoodie And Joggers Set - Dark Grey

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3pk Boxer Brief- Black

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Kids Unisex Club Fleece Hoodie And Joggers Set - Black

Current sale price is £32

Older Boys Essential Cotton 3 Pack Boxer Brief - Black/white

£24

3pk Boxer Brief- Black

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3pk Trunk Boxers- Black/multi Waistband

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Childrens 2 Piece Oversized Futura Crew Top and Pull-Ons - Black/Grey

Current sale price is £32

Younger Unisex Dri-fit Performance Basic Crew Socks - Grey/black

£16

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£16

Kids Girls Futura Crew And Jogger Set - Dark Grey

Current sale price is £32

3pk Trunk Boxers- Multi

£36

Infant Boys Futura Crew And Jogger Set - Black

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Younger Unisex Lifestyle Essentials Full Zip Set - Dark Grey

£45

3pk Trunk Boxers- Multi

£34

Younger Girls New Impression Hoodie & Legging Set - Black

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Logo 5inch Volley Short - Black

Current sale price is £22.40

Younger Girls 6 Pack Quarter Sock - Multi

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3pk Boxer Brief- Black

£36

Younger Boys Sportswear High Brand Read Futura Hoodie & Pant Set - Light Brown

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Younger Boys Lifestyle Essentials Tracksuit

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Younger Unisex Dri-fit Performance Basic Crew Socks - Light Blue

£16

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£15

Younger Boys Sportswear High Brand Read Futura Hoodie & Pant Set - Dark Grey

£45

Younger Boys Sportswear Futura Wrap Hoodie & Pant Set - Dark Green

£45

Kids Unisex Club Fleece Hoodie And Joggers Set - Red

£40

Air Heritage Backpack 2.0

£28

Younger Boys Sportswear Futura Wrap Hoodie & Pant Set - Navy

£45

3pk Trunk Boxers- Black/multi Waistband

£34

Younger Boys Sportswear Gradient Futura Hoodie and Pants Set - Navy

£45

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