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Very Home Kano Faux Leather Easy Fit

Kano Faux Leather Easy Fit

£40

5 out of 5 stars

5 reviews

ARTHOUSE Jungle Wall Black / Gold Wallpaper

Jungle Wall Black / Gold Wallpaper

£16.99

5 out of 5 stars

3 reviews

HUGO Triplet 3 Pack Trunks - Black

Triplet 3 Pack Trunks - Black

£42

5 out of 5 stars

1 review

Pretty Polly Period Pant Midi Briefs - Black

Period Pant Midi Briefs - Black

£23

5 out of 5 stars

6 reviews

SWIFT Montreal 3 piece Ready Assembled Package – 2 Door Wardrobe, 3 Drawer Chest and 1 Drawer Bedside Table - Black

Montreal 3 piece Ready Assembled Package – 2 Door Wardrobe, 3 Drawer Chest and 1 Drawer Bedside Table - Black

£449

5 out of 5 stars

3 reviews

Epson WF-7310DTW Wireless Inkjet Printer

WF-7310DTW Wireless Inkjet Printer

£174.99

5 out of 5 stars

4 reviews

HUGO 3 Pack Briefs - Black

3 Pack Briefs - Black

£42

5 out of 5 stars

2 reviews

Medela Keep Cool Black Maternity & Nursing Bra

Keep Cool Black Maternity & Nursing Bra

£21.99

5 out of 5 stars

2 reviews

Hush Puppies Verity Patent Slip On Loafer - Black

Verity Patent Slip On Loafer - Black

£65

5 out of 5 stars

2 reviews

Gossard Glossies Sheer Bra - Black

Glossies Sheer Bra - Black

£38

5 out of 5 stars

2 reviews

Tommy Hilfiger Baby Essential Tracksuit Set - Black

Baby Essential Tracksuit Set - Black

Current sale price is £46.50

(Save £28.50)

Regular price was £75

5 out of 5 stars

2 reviews

AllSaints Reform Short Sleeve Pique Polo Shirt - Black

Reform Short Sleeve Pique Polo Shirt - Black

£65

5 out of 5 stars

2 reviews

Very Home Naples Italian Leather 3 Seater + 2 Seater Sofa Set

Available in black, chocolate coloursAvailable in black, chocolate coloursAvailable in black, chocolate coloursAvailable in black, chocolate coloursAvailable in black, chocolate colours

Naples Italian Leather 3 Seater + 2 Seater Sofa Set

£2399

5 out of 5 stars

3 reviews

Levi's New Original Zip Through Hoodie - Black

New Original Zip Through Hoodie - Black

£60

5 out of 5 stars

2 reviews

Rock Luggage Paris 8 Wheel Softshell Lightweight 3pc Suitcase With Lock -Black

Paris 8 Wheel Softshell Lightweight 3pc Suitcase With Lock -Black

£200

5 out of 5 stars

1 review

Very Home Amira 2 Tier Rattan Floor Lamp

Amira 2 Tier Rattan Floor Lamp

Current sale price is £71

(Save £19)

Regular price was £90

5 out of 5 stars

4 reviews

BHS Aalto LED Flush Fitting - Satin Black

Aalto LED Flush Fitting - Satin Black

Current sale price is £64

(Save £16)

Regular price was £80

5 out of 5 stars

2 reviews

EA7 Emporio Armani

Boys Short Sleeve Logo T-Shirt - Black

Current sale price is £24.08

(Save £9.92)

Regular price was £34

5 out of 5 stars

2 reviews

Emporio Armani Mother of Pearl Dial Ladies Watch

Mother of Pearl Dial Ladies Watch

Current sale price is £195

(Save £84)

Regular price was £279

5 out of 5 stars

1 review

Calvin Klein Jeans Shopper Bag - Black

Calvin Klein Jeans

Shopper Bag - Black

£110

5 out of 5 stars

9 reviews

Rock Luggage Paris 8 Wheel Softshell Lightweight Medium Suitcase With Lock -Black

Paris 8 Wheel Softshell Lightweight Medium Suitcase With Lock -Black

£70

5 out of 5 stars

1 review

D555 Noah Double Metal Loop Fashion Belt

Noah Double Metal Loop Fashion Belt

£12

5 out of 5 stars

6 reviews

HUGO Blake Leather Trainer - Black/White

Blake Leather Trainer - Black/White

Current sale price is £121.50

(Save £47.50)

Regular price was £169

5 out of 5 stars

1 review

Brother DCP-L3520CDWE EcoPro Ready Professional 3-in-1 Colour Laser Printer

DCP-L3520CDWE EcoPro Ready Professional 3-in-1 Colour Laser Printer

Current sale price is £249.99

(Save £80)

Regular price was £329.99

5 out of 5 stars

6 reviews

Nikon Z 5 Mirrorless Camera + 24-200 f/4-6.3 Lens Kit

Z 5 Mirrorless Camera + 24-200 f/4-6.3 Lens Kit

£2089

5 out of 5 stars

1 review

Sekonda Mens Active Plus Black Leather Strap Smartwatch

Mens Active Plus Black Leather Strap Smartwatch

£99

5 out of 5 stars

1 review

BadRhino Essential Crew Sweat - Black

Essential Crew Sweat - Black

£24

5 out of 5 stars

3 reviews

Yours Wide Fit Blaisé Classic Ballerina - Black

Wide Fit Blaisé Classic Ballerina - Black

£22

5 out of 5 stars

1 review

Heat Holders Arden Core Hat - Black

Arden Core Hat - Black

£14

5 out of 5 stars

1 review

Altura Nightvision Insulated W/Proof Glove - Black - 2021

Nightvision Insulated W/Proof Glove - Black - 2021

£44.99

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.