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Free home delivery on orders £75+

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Falcon Turbine Electric Mountain Bike

Turbine Electric Mountain Bike

£999.99

4.8 out of 5 stars

4 reviews

River Island Girls Interchangeable Mary Jane Shoes - Black

Girls Interchangeable Mary Jane Shoes - Black

£32

Claud Butler Ridge 1.0, Medium and Large Frames, Electric Mountain Bike

Ridge 1.0, Medium and Large Frames, Electric Mountain Bike

£1399.99

3 out of 5 stars

3 reviews

Beaverbrooks 9Ct Gold Freshwater Pearl Necklace

9Ct Gold Freshwater Pearl Necklace

£825

Moissanite 33 Point Moissanite 9 Carat White Gold Channel Set Eternity Ring

Bank Holiday Deal

Available in white gold, gold, one colour coloursAvailable in white gold, gold, one colour coloursAvailable in white gold, gold, one colour coloursAvailable in white gold, gold, one colour coloursAvailable in white gold, gold, one colour colours

33 Point Moissanite 9 Carat White Gold Channel Set Eternity Ring

Current sale price is £424

Regular price was £499

(Save £75)

3.8 out of 5 stars

22 reviews

LEGO Star Wars The Dark Falcon Building Toy 75389

The Dark Falcon Building Toy 75389

Current sale price is £124.99

Regular price was £159.99

(Save £35)

4.8 out of 5 stars

151 reviews

Jon Richard Gold Plated Crystal Clover Trio Set - Gift Boxed

Gold Plated Crystal Clover Trio Set - Gift Boxed

Current sale price is £26

Regular price was £30

(Save £4)

4.2 out of 5 stars

6 reviews

Katie Loxton Tigers Eye Braided Chain Bracelet - Gold - Waterproof

Tigers Eye Braided Chain Bracelet - Gold - Waterproof

£28.99

COACH C Stone Earrings and Necklace Set - Crystal Gold

C Stone Earrings and Necklace Set - Crystal Gold

£95

Vivienne Westwood Westbourne Stainless Steel Ladies Watch

Bank Holiday Deal

Vivienne Westwood

Westbourne Stainless Steel Ladies Watch

Current sale price is £135

Regular price was £245

(Save £110)

3.9 out of 5 stars

8 reviews

The Love Collection 9ct Yellow Gold 6mm Comfort Fit Plain Wedding Band Ring

The Love Collection

9ct Yellow Gold 6mm Comfort Fit Plain Wedding Band Ring

£399

4 out of 5 stars

4 reviews

Claud Butler Edge HT Mountain Bike- Black/Green

Edge HT Mountain Bike- Black/Green

£349.99

5 out of 5 stars

2 reviews

The Love Collection 9ct Yellow Gold 3mm Comfort Fit Plain Wedding Band Ring

The Love Collection

9ct Yellow Gold 3mm Comfort Fit Plain Wedding Band Ring

£189

5 out of 5 stars

4 reviews

COACH Enamel Signature Tea Rose Charm Linear Bracelet - Gold Tone

Enamel Signature Tea Rose Charm Linear Bracelet - Gold Tone

£75

The Love Collection Classic 9ct White Gold D-Shape Wedding Band Ring - 2mm

The Love Collection

Classic 9ct White Gold D-Shape Wedding Band Ring - 2mm

£300

5 out of 5 stars

1 review

Vivienne Westwood Lady Sydenham Ladies Quartz Watch

Bank Holiday Deal

Vivienne Westwood

Lady Sydenham Ladies Quartz Watch

Current sale price is £155

Regular price was £275

(Save £120)

5 out of 5 stars

3 reviews

Swarovski Una Angelic Necklace - Silver

Una Angelic Necklace - Silver

£230

5 out of 5 stars

1 review

Bank Holiday Deal

Vivienne Westwood

Orb II Black and Gold Logo Dial Gold Plated Case and Charm Black Leather Strap Ladies Watch

Current sale price is £120

Regular price was £200

(Save £80)

4.7 out of 5 stars

15 reviews

COACH C Hinged Bangle Bracelet - Silver

Bank Holiday Deal

C Hinged Bangle Bracelet - Silver

Current sale price is £60

Regular price was £75

(Save £15)

Katie Loxton Birthstone Necklace (Jan To Dec)

+9 colours+8 colours+7 colours+6 colours+5 colours

Available in august, september, april and 9 more coloursAvailable in august, september, april, november and 8 more coloursAvailable in august, september, april, november, may and 7 more coloursAvailable in august, september, april, november, may, october and 6 more coloursAvailable in august, september, april, november, may, october, december and 5 more colours

Birthstone Necklace (Jan To Dec)

£32.99

Say It With 11:11 Ring - Yellow Gold

Bank Holiday Deal

11:11 Ring - Yellow Gold

Current sale price is £36

Regular price was £40

(Save £4)

3 out of 5 stars

2 reviews

COACH Ladies Brooks Two Tone Stainless & Gold IP Bracelet Watch

Ladies Brooks Two Tone Stainless & Gold IP Bracelet Watch

£300

Radley Series 56 Salt Leather Strap And Ink Silicone Strap Smartwatch - TFT/Calling

Series 56 Salt Leather Strap And Ink Silicone Strap Smartwatch - TFT/Calling

Current sale price is £80

Regular price was £99.95

(Save £19.95)

1.7 out of 5 stars

3 reviews

Vivienne Westwood Mother Orb Mother of Pearl and Rose Gold Detail Dial with Charm Two Tone Stainless Steel Bracelet Ladies Watch

Bank Holiday Deal

Vivienne Westwood

Mother Orb Mother of Pearl and Rose Gold Detail Dial with Charm Two Tone Stainless Steel Bracelet Ladies Watch

Current sale price is £159

Regular price was £238.50

(Save £79.50)

4.4 out of 5 stars

9 reviews

Reflex Active Series 23 Pink Calling Smart Watch

Bank Holiday Deal

Series 23 Pink Calling Smart Watch

Current sale price is £30

Regular price was £49.99

(Save £19.99)

3.9 out of 5 stars

17 reviews

Moissanite Lady Lynsey 9ct Gold 1ct Moissanite Eternity Ring

Bank Holiday Deal

Available in white gold, yellow gold coloursAvailable in white gold, yellow gold coloursAvailable in white gold, yellow gold coloursAvailable in white gold, yellow gold coloursAvailable in white gold, yellow gold colours

Lady Lynsey 9ct Gold 1ct Moissanite Eternity Ring

Current sale price is £469

Regular price was £499

(Save £30)

4.4 out of 5 stars

14 reviews

Richmond 26" Wheel Heritage 6 Speed Bike

Richmond 26" Wheel Heritage 6 Speed Bike

£239.99

2 out of 5 stars

1 review

Reflex Active Series 17 Black Strap Smart Watch and True Wireless Sound Earbud Set

Bank Holiday Deal

Series 17 Black Strap Smart Watch and True Wireless Sound Earbud Set

Current sale price is £36

Regular price was £59.99

(Save £23.99)

2.7 out of 5 stars

10 reviews

LEGO Botanical Flower Bouquet Set for Adults 10280

Flower Bouquet Set for Adults 10280

Current sale price is £38.99

Regular price was £54.99

(Save £16)

4.6 out of 5 stars

322 reviews

COACH Ladies Sammy 22mm Oval Gold IP Watch

Ladies Sammy 22mm Oval Gold IP Watch

£175

5 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.