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undefined Heritage D-Link Stainless Steel Chain Bracelet

Heritage D-Link Stainless Steel Chain Bracelet

Current sale price is £47.20

(Save £11.80)

Regular price was £59

undefined Unisex Bold Chains Gold-Tone Stainless Steel Chain Necklace

Unisex Bold Chains Gold-Tone Stainless Steel Chain Necklace

Current sale price is £41.40

(Save £27.60)

Regular price was £69

undefined Unisex All Stacked Up Gold-Tone Stainless Steel Signet Ring

Unisex All Stacked Up Gold-Tone Stainless Steel Signet Ring

Current sale price is £33

(Save £22)

Regular price was £55

undefined Men's Vintage Casual Multi-Strand Bracelet

Men's Vintage Casual Multi-Strand Bracelet

Current sale price is £29.40

(Save £19.60)

Regular price was £49

undefined Sadie Womens Necklace

Sadie Womens Necklace

Current sale price is £26

(Save £39)

Regular price was £65

undefined Raquel Watch Ring Two-Hand Rose Gold-Tone Stainless Steel

Raquel Watch Ring Two-Hand Rose Gold-Tone Stainless Steel

Current sale price is £52

(Save £77)

Regular price was £129

undefined Women's Arden Watch Links Gold-Tone Stainless Steel Chain Necklace

Women's Arden Watch Links Gold-Tone Stainless Steel Chain Necklace

Current sale price is £111.20

(Save £27.80)

Regular price was £139

5 out of 5 stars

1 review

undefined All Stacked Up Black Agate Signet Ring

All Stacked Up Black Agate Signet Ring

Current sale price is £27

(Save £18)

Regular price was £45

undefined Women's Arden Watch Links Gold-Tone Stainless Steel Chain Bracelet

Women's Arden Watch Links Gold-Tone Stainless Steel Chain Bracelet

Current sale price is £61.20

(Save £23.80)

Regular price was £85

undefined Women's Heritage D-Link Silver-Tone Brass Chain Necklace

Women's Heritage D-Link Silver-Tone Brass Chain Necklace

Current sale price is £44

(Save £11)

Regular price was £55

undefined Unisex Harlow Linear Texture Chain Gold-Tone Stainless Steel Necklace

Unisex Harlow Linear Texture Chain Gold-Tone Stainless Steel Necklace

Current sale price is £51

(Save £34)

Regular price was £85

undefined Leather Essentials Black Leather Multi-Strand Bracelet

Leather Essentials Black Leather Multi-Strand Bracelet

Current sale price is £33

(Save £22)

Regular price was £55

undefined Seasonal Gift Sets Gold-Tone Stainless Steel Necklace Set

Seasonal Gift Sets Gold-Tone Stainless Steel Necklace Set

Current sale price is £31.50

(Save £47.50)

Regular price was £79

undefined Womens Ring

Womens Ring

Current sale price is £14

(Save £25)

Regular price was £39

undefined Women's Heritage D-Link Gold-Tone Stainless Steel Chain Bracelet

Women's Heritage D-Link Gold-Tone Stainless Steel Chain Bracelet

Current sale price is £33

(Save £22)

Regular price was £55

undefined Harlow Gold Tone Clear Glass Crystal Necklace

Harlow Gold Tone Clear Glass Crystal Necklace

Current sale price is £33

(Save £22)

Regular price was £55

undefined Heritage Gold Tone Stainless Steel Necklace

Heritage Gold Tone Stainless Steel Necklace

Current sale price is £35.40

(Save £23.60)

Regular price was £59

undefined Women's Bright Baubles Gold-Tone Brass Stud Earrings

Women's Bright Baubles Gold-Tone Brass Stud Earrings

Current sale price is £33

(Save £22)

Regular price was £55

undefined Bright Baubles White Shell Jacket Earrings

Bright Baubles White Shell Jacket Earrings

Current sale price is £33

(Save £22)

Regular price was £55

undefined Womens Heritage Bracelet Stainless Steel

Womens Heritage Bracelet Stainless Steel

Current sale price is £33

(Save £22)

Regular price was £55

undefined Heritage D-Link Stainless Steel Chain Bracelet

Heritage D-Link Stainless Steel Chain Bracelet

Current sale price is £44

(Save £11)

Regular price was £55

undefined Women's Harlow Linear Texture Two-Tone Stainless Steel Prestack Ring

Women's Harlow Linear Texture Two-Tone Stainless Steel Prestack Ring

£65

undefined Bright Baubles Gold-Tone Brass Hoop Earrings

Bright Baubles Gold-Tone Brass Hoop Earrings

Current sale price is £47.20

(Save £11.80)

Regular price was £59

undefined Women's Arden Watch Links Gold-Tone Stainless Steel Drop Earrings

Women's Arden Watch Links Gold-Tone Stainless Steel Drop Earrings

Current sale price is £52

(Save £13)

Regular price was £65

undefined Men's Black Multi-Strand Leather Bracelet

Men's Black Multi-Strand Leather Bracelet

Current sale price is £33

(Save £22)

Regular price was £55

undefined Harlow Gold Tone Stainless Steel Ring

Harlow Gold Tone Stainless Steel Ring

Current sale price is £22

(Save £33)

Regular price was £55

undefined Sadie Love Notes Two-Tone Stainless Steel Station Necklace

Sadie Love Notes Two-Tone Stainless Steel Station Necklace

£49

undefined Heritage D-Link Glitz Gold-Tone Stainless Steel Y-Neck Necklace

Heritage D-Link Glitz Gold-Tone Stainless Steel Y-Neck Necklace

Current sale price is £52

(Save £77)

Regular price was £129

undefined Women's Arden Watch Links Gold-Tone Stainless Steel Band Ring

Women's Arden Watch Links Gold-Tone Stainless Steel Band Ring

£65

undefined Heritage Women'S Bracelet

Heritage Women'S Bracelet

Current sale price is £22

(Save £33)

Regular price was £55

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPhone 16 range, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.