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Pay later with Very Pay

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Gossard Glossies Leopard Deep Brief

Glossies Leopard Deep Brief

Current sale price is £12.50

(Save £12.50)

Regular price was £25

Boux Avenue Pack Of 5 Brooke High Leg Thong - Pink/Black/Ivory/Powder Blue/Ice Blue

Pack Of 5 Brooke High Leg Thong - Pink/Black/Ivory/Powder Blue/Ice Blue

Current sale price is £14

(Save £11)

Regular price was £25

Boux Avenue Pack Of 5 Gigi Weekday Thongs - Multi

Pack Of 5 Gigi Weekday Thongs - Multi

Current sale price is £30

(Save £5)

Regular price was £35

5 out of 5 stars

2 reviews

The Very Collection Coastal Washable Stripe Runner 67x200cm

The Very Collection

Coastal Washable Stripe Runner 67x200cm

Current sale price is £30

(Save £10)

Regular price was £40

The Very Collection Sorbet Washable Stripe Runner 67x200cm

The Very Collection

Sorbet Washable Stripe Runner 67x200cm

Current sale price is £30

(Save £10)

Regular price was £40

The Very Collection Sorbet Washable Stripe Rug

The Very Collection

Sorbet Washable Stripe Rug

Current sale price is From £24

(Save up to £20)

Regular price was From £40

The Very Collection Coastal Washable Stripe Rug

The Very Collection

Coastal Washable Stripe Rug

Current sale price is From £24

(Save up to £20)

Regular price was From £40

Bambi 'meadow' Single Duvet

'meadow' Single Duvet

Current sale price is £25

(Save £5)

Regular price was £30

Wicked 2 For Good Duvet Set

2 For Good Duvet Set

Current sale price is From £25

(Save up to £5)

Regular price was From £30

Wylder Birdiestripe Duvet Set Burgundy/Blossom

Birdiestripe Duvet Set Burgundy/Blossom

Current sale price is From £25

(Save up to £11)

Regular price was From £30

1 out of 5 stars

1 review

Wylder Birdie stripe Duvet Set Baygreen/Mist

Birdie stripe Duvet Set Baygreen/Mist

Current sale price is From £25

(Save up to £11)

Regular price was From £30

Pour Moi Roxie Underwired Bra B-G

Roxie Underwired Bra B-G

Current sale price is £28.80

(Save £7.20)

Regular price was £36

4.7 out of 5 stars

6 reviews

Pour Moi Roxie Mesh High Leg Brief

Roxie Mesh High Leg Brief

Current sale price is £16

(Save £4)

Regular price was £20

5 out of 5 stars

2 reviews

Peter Rabbit Forest Life Duvet Set

Forest Life Duvet Set

Current sale price is From £19

(Save up to £5)

Regular price was From £24

5 out of 5 stars

1 review

Carmen Spa Rechargeable Hot Water Bottle - Leopard

Spa Rechargeable Hot Water Bottle - Leopard

Current sale price is £15

(Save £3)

Regular price was £18

3.2 out of 5 stars

6 reviews

Curvy Kate Scantilly Icon Plunge Strapless Multiway Padded Body Leopard Print

Scantilly Icon Plunge Strapless Multiway Padded Body Leopard Print

Current sale price is £35.50

(Save £35.50)

Regular price was £71

Catherine Lansfield Bow Embroidery Duvet Set

Catherine Lansfield

Bow Embroidery Duvet Set

Current sale price is From £17

(Save up to £8)

Regular price was From £22

4.7 out of 5 stars

6 reviews

Fusion Evelyn Reversible Bow Print Duvet Cover Set

Evelyn Reversible Bow Print Duvet Cover Set

Current sale price is From £16

(Save up to £6)

Regular price was From £20

4.5 out of 5 stars

2 reviews

Furn Dottie Double Duvet Set Multicolour

Dottie Double Duvet Set Multicolour

Current sale price is From £14

(Save up to £6)

Regular price was From £19

Catherine Lansfield Curious Caterpillar Throw

Catherine Lansfield

Curious Caterpillar Throw

Current sale price is £10

(Save £3)

Regular price was £13

5 out of 5 stars

1 review

Squishmallows Happy Rotary Duvet Cover Set

Happy Rotary Duvet Cover Set

Current sale price is From £19

(Save up to £5)

Regular price was From £24

Bluey Frames Junior Duvet Cover Set

Frames Junior Duvet Cover Set

Current sale price is £19

(Save £5)

Regular price was £24

4 out of 5 stars

1 review

Bluey Frames Single Duvet Cover Set

Frames Single Duvet Cover Set

Current sale price is £23

(Save £5)

Regular price was £28

4.8 out of 5 stars

4 reviews

Nere BONDI NYLON BACKPACK Black

BONDI NYLON BACKPACK Black

Current sale price is £39

(Save £10)

Regular price was £49

5 out of 5 stars

1 review

rucomfy Jumbo Cord Big Kids Snuggle Chair Beanbag

+1 colour

Available in navy, grey, ivory, pink coloursAvailable in navy, grey, ivory, pink coloursAvailable in navy, grey, ivory, pink coloursAvailable in navy, grey, ivory, pink coloursAvailable in navy, grey, ivory, pink colours

Jumbo Cord Big Kids Snuggle Chair Beanbag

Current sale price is £45

(Save £10)

Regular price was £55

3.3 out of 5 stars

6 reviews

rucomfy Snuggle Chair Childrens Beanbag - Dig It

Snuggle Chair Childrens Beanbag - Dig It

Current sale price is £40

(Save £10)

Regular price was £50

4 out of 5 stars

1 review

rucomfy Snuggle Chair Children's Beanbag - Safari Friends

Snuggle Chair Children's Beanbag - Safari Friends

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

1 review

rucomfy Mermaid Extra Large Classic Children's Beanbag

Mermaid Extra Large Classic Children's Beanbag

Current sale price is £60

(Save £15)

Regular price was £75

5 out of 5 stars

1 review

Pour Moi India Gatsby Lace Front Fastening Bralette

India Gatsby Lace Front Fastening Bralette

Current sale price is £30.40

(Save £7.60)

Regular price was £38

3.8 out of 5 stars

6 reviews

Pour Moi India Gatsby Lace V-Shape Brief

India Gatsby Lace V-Shape Brief

Current sale price is £14.40

(Save £3.60)

Regular price was £18

4.5 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.