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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 271 - 300 (of 376)

SR15681B 143cm High, 55cm Wide Tall Larder Fridge - Black

£229

D2IHD526UK Fullsize 14 Place Setting Integrated Dishwasher

Current sale price is From £279

I55V1112SUK Freestanding Undercounter Fridge - Silver

£229

HDIH 2T1047 45cm Wide Slimline Integrated Dishwasher - Black Touch interface

£269

CB50N518EK 177cm High, Integrated 50/50 Frost Free Fridge Freezer, E Rated - White

From £429

RB327N4BCE 55cm Wide Total No Frost Freestanding Fridge Freezer - Silver

Current sale price is £329

Cube 90 HCR5919ENMB Total No Frost American Fridge Freezer, E Rated - Black

£1199

SR750130W 143L Chest Freezer - White

£149

H-COMBI 300 HONCQ2T618EXK 60/40 No Frost Fridge Freezer, E Rated - Stainless Steel Effect

Current sale price is £399

RW3N122GSLF Integrated 46-Bottle Wine Cooler Dual Zone - Black Glass

Current sale price is £449

MUR4894E 48cm Wide Under-Counter Fridge with Ice Box - White

Current sale price is £129

D2FHK26B Fullsize 14-Place Setting Freestanding Dishwasher - Black

£299

RB327N4BWE 55cm Wide Total No Frost Freestanding Fridge Freezer - White

£349

Series 2 KGN34NWEAG 60cm Wide, No Frost, 50/50 Fridge Freezer - White

£499

H2IHD526 Fullsize 14 Place Setting Integrated Dishwasher

Current sale price is From £289

Series 2 KGN33NLEBG 176cm High 50/50 Fridge Freezer - Stainless Steel look - E Rated

£599

Series 2 KGN33NWEBG 176cm High 50/50 Fridge Freezer - White - E Rated

£599

RH180FFFF551E1WWD 180X54CM Frost Free Fridge Freezer W/ Water Dispenser - White

£339

RB3B250SAWE Integrated 60/40 Total No Frost Fridge Freezer, Fixed Hinge - White

Current sale price is £499

25" G40B FHD 240Hz Odyssey Gaming Monitor

£229

Frost Free UH6F2CG Tall Freezer - Graphite

£509

HCE520EK 500 Litre Chest Freezer, E-Rated - White

Current sale price is £499

SH6A2QWR Low Frost Tall Larder Fridge - White

Current sale price is £409

Low Frost CS2A400HFMFA1 Chest Freezer - White

Current sale price is £479

RS818N4IFE Pureflat Infinite series, 90cm Wide Side by Side, American Fridge Freezer - Black Stainless Steel

Current sale price is £999

D2FHK26S Fullsize 14-Place Setting Freestanding Dishwasher - Silver

£299

RB645N4BIE 60/40 70.4cm Wide Frost-Free Fridge Freezer - Stainless Steel

£649

FV105D4BC21 55cm Wide Under-Counter Freezer - Stainless Steel Look

Current sale price is £199

FV105D4BW21 55cm Wide Under-Counter Freezer - White

£219

Low Frost SI62S Fridge - Silver

£429