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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes PlayStation 5 consoles, iPhone 16 range, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 1 - 21 (of 21)

Eurus Gaming PC Bundle - AMD Ryzen 5 5600G, 8GB RAM, 500GB M.2 NVMe SSD - with 23.8in Monitor, Headset, Keyboard, Mouse & Pad

£649

Onyx Ryzen 4600G, 8GB, 500GB, WiFi, Win 11 - Cougar MX360 Case

£449

Slim S01-aF2004na Desktop PC - Intel Pentium, 8GB RAM, 256GB SSD, DVD/CD Drive

Current sale price is £299

24-cb1039na All-in-One PC - 23.8in FHD, Intel Core i3-1215U, 8GB RAM, 256GB SSD

Current sale price is £479

Slim Desktop PC S01-pF2003na - Intel Core i3, 8GB RAM, 256GB SSD, DVD/CD Drive

£479

Eurus Gaming PC Bundle - Intel Core i3 12100F, GTX 1650 Gaming PC with 23.8in FHD Monitor, Headset, Keyboard, Mouse and Mouse Pad

£749

All-in-One - 23.8in FHD 1920X1080 - Intel Core i3 - 8GB RAM - 512GB SSD - Black

Current sale price is £479

All-in-One - 23.8in FHD 1920X1080 - Intel Core i5 - 8GB RAM - 512GB SSD - Black

Current sale price is £549

Pavilion All-in-One PC 27-cr1003na - 8GB RAM 512GB SSD 27in Full HD - White

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iMac (M1, 2021) 24 inch with Retina 4.5K display, 8-core CPU, 8-core GPU, 256Gb Storage - Blue

From £1549

M3702WFA All-in-One Desktop PC - 27in FHD, AMD Ryzen 5, 8GB RAM, 512GB SSD - White

Current sale price is From £629

All-in-One - 23.8in FHD 1920X1080 - Intel Core i5 - 8GB RAM - 512GB SSD - White

Current sale price is £549

IdeaCentre AiO 3 All-in-One Desktop - 23.8in FHD, AMD Ryzen 5, 8GB RAM, 512GB SSD

£649

ENVY Move All-in-One PC 24-cs0003na - Intel Core i5 - 8GB RAM - 1TB SSD - 23.8in QHD - White

Current sale price is From £1049

Aspire - 21.5in - FHD All-In-One Desktop - Intel i3 N305 - 8GB RAM - 512GB SSD - Black

£499

24-cb1041na All-in-One PC, Intel Core i5, 8GB RAM 256GB SSD

£649

Aspire - 27in - FHD All-In-One Desktop - Intel Core i5-12450H - 8GB RAM - 512GB SSD - White

From £699

IdeaCentre AiO 3 All-in One Desktop - 23.8in FHD, AMD Ryzen 3, 8GB RAM, 512GB SSD

Current sale price is £499

Aspire C24-1300 All-in-One Desktop PC - 23.8in FHD, AMD Ryzen 5 7520U, 8GB RAM, 512GB SSD

Current sale price is From £529

IdeaCentre AiO 3 All-in-One PC - 23.8in FHD, AMD Ryzen 3, 8GB RAM, 512GB SSD

Current sale price is From £499

Aspire C24-1851 All-In-One Desktop - 23.8in FHD, Intel Core i7, 8GB RAM, 1TB SSD - Black

Current sale price is From £749

Results: 1 - 21 (of 21)