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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Up to 40% off Big Brands!

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Results: 121 - 150 (of 186)

Zephyrus Gaming Laptop - GeForce RTX 5060 - Intel Core Ultra 9 - 32GB RAM - 1TB SSD - 16in WQXGA - Grey

Current sale price is From £2099

Legion 5 15IRX10 Gaming Laptop - GeForce RTX 5050 - Intel Core i7 - 16GB RAM - 1TB SSD - 15in WQXGA OLED 165Hz

£1499

Modern 14 C7M-074UK Laptop - 14in FHD, AMD Ryzen 5, 8GB RAM, 512GB SSD

£499

Aspire Lite - 14in - Intel Core i3 - 8GB RAM - 256GB - Silver

From £399

Legion 5 - GeForce RTX 5050 - Intel Core i7 - 16GB RAM - 1TB SSD - 15in - Black

£1349

OMEN 17-db1000na Gaming Laptop - GeForce RTX 5060 - AMD Ryzen AI 7 - 16GB RAM - 1TB SSD - 17.3in - Black

Current sale price is £1499

VICTUS 15-fa2000na Gaming Laptop - GeForce RTX 5060 - Intel Core i5 - 16GB RAM - 512GB SSD - 15.6in - Silver

Current sale price is £999

Legion 5 - GeForce RTX 5060 - Intel Core i7 - 32GB RAM - 1TB SSD - 15in WQXGA - Black

£1549

ExoBook 16 - 16in QHD+ - GeForce RTX 5070 TI - Intel Core i9-14900HX - 16GB DDR5 - 1TB SSD - Black Gaming Laptop

£1799

IdeaPad Pro 5 - Copilot+ PC - 14in OLED - AMD Ryzen AI 7 - 24GB RAM - 1TB SSD

Current sale price is From £1049

Predator Helios AI Gaming Laptop - GeForce RTX 5080 - Intel Core Ultra 9 275HX - 32 GB - 2TB - 18in

£3299

LOQ Gaming Laptop - 15.6in FHD - Intel Core i5 - Intel Arc - 16GB RAM, 512GB SSD

£799

Aspire 3 A315-59 - 15.6in - Intel Core i5 - 16GB RAM - 512GB SSD Laptop

From £599

Surface Pro - Copilot +PC - Qualcomm Snapdragon Plus - 16GB RAM - 512GB - Platinum - With Type Cover Keyboard

£1029

OMEN - GeForce RTX 5060 - Intel Core Ultra 7 - 24GB RAM - 1TB SSD - 16in - Black

£1599

Aspire Go 14 - 14in - AMD Ryzen 3 - 8GB RAM - 128GB - Silver

From £399

Aspire Lite - 14in - Intel Core 3 - 8GB RAM - 256GB SSD - Silver - With Norton 360

From £419

Galaxy Book4 Ultra (2024) - 16in WQXGA+ Touchscreen, Core Ultra 9, 32GB RAM, 1TB SSD - Grey with M365 Family Included (12 mths)

From £3149

ProArt - Copilot+ PC - 16in - AMD Ryzen AI 9 - GeForce RTX 5070 - 64GB RAM - 4TB SSD - Black

From £2999

Galaxy Book4 - 15.6in LED FHD - Intel Core i3 - 8GB RAM, 256GB SSD - Grey

From £499

ProArt P16 - Copilot+ PC - 16in - AMD Ryzen AI 9 - GeForce RTX 5070 Ti - 32GB RAM - 2TB SSD - Black

From £2999

Surface Copilot+ PC - Qualcomm Snapdragon X Plus 8 Core - 13in - 16GB - 512GB - Platinum

£999

Aspire 3 15 A315-44P - 15.6in - AMD Ryzen 5 - 16GB RAM - 512GB SSD Laptop

From £549

ExoBook Gaming Laptop - 16in QHD - Intel Core Ultra 9 - RTX GeForce 5090 - 32GB 2TB - Black

£3499

OMEN 16-ap0001na Gaming Laptop - GeForce RTX 5070 - AMD Ryzen AI 9 - 16GB RAM - 1TB SSD - 16in - Black

Current sale price is £1699

Aspire Go 16 - 16in - Intel Core Ultra 5 - GeForce RTX 3050 - 16GB RAM - 1TB - Iron

£799

OMEN 16-ak0000na Gaming Laptop - GeForce RTX 5080 - AMD Ryzen AI 9 - 32GB RAM - 1TB SSD - 16in - Black

Current sale price is £2599

Galaxy Book4 360 (2024) Touchscreen Laptop - 15.6in FHD, Intel Core 5, 8GB RAM, 256GB SSD - Grey

£1199

Pulse 17 AI Gaming Laptop - 17.3in QHD+, RTX 4060, Intel Core Ultra 9, 16GB RAM, 1TB SSD

£1799

E Series Laptop - 11.6in HD, Intel Celeron N4020, 4GB RAM, 64GB SSD, Microsoft 365 Personal (12 Months) Included, with Optional Norton 360 (12 Months) - Blue

£229

Results: 121 - 150 (of 186)