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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 1 - 30 (of 109)

MAG 321UP 32-inch, QD-OLED, 4K UHD, 165Hz, 0.03ms, Adaptive-Sync Gaming Monitor

Current sale price is £599

MAG 274URFW 27-inch, 4K UHD, 160Hz, Rapid IPS, Adaptive-Sync Gaming Monitor

£399

PRO MP252L 24.5in Full HD IPS 100 Hz Monitor - Black

£79

MPG 321URX QD-OLED 31.5 inch, QD-OLED, 4K UHD, 240Hz, 0.03ms, Adaptive-Sync Flat Gaming Monitor

Current sale price is £799

Nitro VG272UV3 - 27in WQHD - 180Hz - Black Gaming Monitor

Current sale price is £139

PRO MP223 E2 22 inch, Full HD, 100Hz, Adaptive Sync Flat Monitor

Current sale price is £49

MAG 271QPX QD-OLED E2 27-inch, WQHD, 240Hz, Adaptive-Sync Gaming Monitor

Current sale price is £549

MPG 271QRX QD-OLED 26.5 inch, QD-OLED, WQHD, 360Hz, 0.03ms, Adaptive-Sync Flat Gaming Monitor

Current sale price is £599

ROG Strix XG27UCS - 27in 4K UHD (3840x2160), 160Hz, 1ms, Fast IPS, G-Sync compatible USB Type-C Gaming Monitor

£319

MAG 255F E20 24-inch, Full HD, 200Hz, Rapid IPS, Adaptive Sync - Gaming Monitor

Current sale price is £99

27" Odyssey OLED G60SD QHD, 360Hz Gaming Monitor

Current sale price is £599

32GR93U-B.AEK 32-inch IPS 144Hz Tilt Adjustable Stand Flat Monitor

Current sale price is £449

PRO MP161 E2U - 15.6IN - FHD IPS - 60Hz - Portable Monitor - Black

£109

U27B3A Widescreen Monitor - 27in 4K WLED (3840 x 2160), 60Hz

Current sale price is £139

L24i-4A 23.8in, FHD Monitor(1920 x 1080), 100Hz, IPS, VESA Support, Adjustable Stand, Eyesafe 2.0, Monitor

Current sale price is £79

OMEN 27q Gaming Monitor - 27in QHD (2560 x 1440) 165hz, 1ms Response, AMD FreeSync™ Premium, Adjustable Stand, PC & Console Compatible

Current sale price is £179

Odyssey G7 LS27DG702EUXXU Gaming Monitor - 27in 4K (3840x2160) UHD, IPS, 144Hz - with Speakers

Current sale price is £429

Modern MD272QXPW 27in - QHD - 100Hz - Adaptive-Sync - Flat Monitor with Adjustable Stand + Built-In Speakers

£209

ProArt Display PA279CV 27-inch 4K Ultra HD IPS Professional Monitor

£429

Legion R24e 23.8in, FHD(1920 x 1080), 180Hz, Freesync, IPS, VESA Support, Adjustable Stand, PC & Console, Gaming Monitor

£129

PRO MP272L - 27in - FHD IPS - 100Hz - Flat Monitor - Black

Current sale price is £69

XZ2 Series 27in FHD 120Hz Gaming Monitor

Current sale price is £109

G272QPF E2 27-inch, Quad HD, 180Hz, 1ms, Rapid IPS, Adaptive-Sync Gaming Monitor

£229

ROG Strix XG27ACS Gaming Monitor - 27 inch, WQHD (2560 x 1440), Fast IPS, 170 Hz (OC)

£229

Modern MD2412PW 23.8 Inch FHD Monitor - 100Hz, IPS, AMD Freesync, Adjustable Stand + Built In Speakers

£129

27M2C5501/00 27in QHD (2560x1440) 180Hz Fast VA Gaming Monitor - White

Current sale price is £149

ROG Strix XG32UQ 32-inch HDMI 2.1 Gaming Monitor - 32in 4K UHD (3840 x 2160), Fast IPS, 160 Hz (OC)

£569

CU34G2XP/BK 32in UWQHD (3440x1440) 180Hz Fast VA Gaming Monitor - Black

£299

32MR50C-B.AEKQ 32-inch VA Full HD 100Hz Tilt Adjustable Stand Curved Monitor

Current sale price is £139

TUF Gaming VG249Q1R IPS Gaming Monitor - 23.8in FHD(1920 x 1080) - Overclockable 165Hz(Above 144Hz)

£119

Results: 1 - 30 (of 109)