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Very Home Warwick Pair of Velvet Bar Stools - Grey/Oak - FSC® Certified

Warwick Pair of Velvet Bar Stools - Grey/Oak - FSC® Certified

Current sale price is £199

(Save £50)

Regular price was £249

3.5 out of 5 stars

11 reviews

Very Home Harlem 4 Door, 2 Drawer Wardrobe - Mid Oak Effect - FSC® Certified

Harlem 4 Door, 2 Drawer Wardrobe - Mid Oak Effect - FSC® Certified

Current sale price is £399

(Save £100)

Regular price was £499

Very Home Dahlia High Bar Table and 2 Stool Set

Dahlia High Bar Table and 2 Stool Set

Current sale price is £179

(Save £50)

Regular price was £229

4.4 out of 5 stars

9 reviews

Very Home Harlem 2 Door, 1 Drawer Wardrobe - Grey Oak Effect - FSC® Certified

Harlem 2 Door, 1 Drawer Wardrobe - Grey Oak Effect - FSC® Certified

Current sale price is £175

(Save £124)

Regular price was £299

1.5 out of 5 stars

4 reviews

Very Home Hamilton Ready Assembled 2 Door TV Unit - fits up to 50 inch TV - Light Grey/Oak Effect - contains Solid Wood

Hamilton Ready Assembled 2 Door TV Unit - fits up to 50 inch TV - Light Grey/Oak Effect - contains Solid Wood

Current sale price is £189

(Save £90)

Regular price was £279

3.7 out of 5 stars

3 reviews

Very Home Scallop 3 Drawer Chest - White - FSC Certified

Scallop 3 Drawer Chest - White - FSC Certified

Current sale price is £165

(Save £54)

Regular price was £219

2.2 out of 5 stars

5 reviews

Very Home Miami Fresh Kids 3 Piece Package - 2 Door, 2 Drawer Wardrobe, 5 Drawer Chest, 3 Drawer Bedside Chest - White/Grey Oak

Miami Fresh Kids 3 Piece Package - 2 Door, 2 Drawer Wardrobe, 5 Drawer Chest, 3 Drawer Bedside Chest - White/Grey Oak

Current sale price is £249

(Save £50)

Regular price was £299

2.3 out of 5 stars

9 reviews

Very Home Harlem 3 Door, 2 Drawer Wardrobe - Mid Oak Effect - FSC® Certified

Harlem 3 Door, 2 Drawer Wardrobe - Mid Oak Effect - FSC® Certified

Current sale price is £349

(Save £100)

Regular price was £449

1 out of 5 stars

1 review

Very Home Aruba New Coffee Nest of Tables

Aruba New Coffee Nest of Tables

Current sale price is £149

(Save £50)

Regular price was £199

3.2 out of 5 stars

13 reviews

Very Home Carina 2 Door Plinth Wardrobe - White - FSC® Certified

Carina 2 Door Plinth Wardrobe - White - FSC® Certified

Current sale price is £399

(Save £50)

Regular price was £449

Very Home Panama 80 - 160 cm Extending Dining Table - Black - FSC® Certified

Panama 80 - 160 cm Extending Dining Table - Black - FSC® Certified

Current sale price is £149

(Save £20)

Regular price was £169

Very Home Diamond Fabric Office Chair - Natural - FSC Certified

Diamond Fabric Office Chair - Natural - FSC Certified

Current sale price is £79

(Save £40)

Regular price was £119

3.5 out of 5 stars

2 reviews

Very Home Carina 3 Door Plinth Wardrobe - Oak - FSC® Certified

Carina 3 Door Plinth Wardrobe - Oak - FSC® Certified

Current sale price is £499

(Save £100)

Regular price was £599

2 out of 5 stars

2 reviews

Very Home Bramford Under Sink Cabinet With Side Shelves

Bramford Under Sink Cabinet With Side Shelves

Current sale price is £59

(Save £26)

Regular price was £85

Very Home Mattison TV Unit - fits up to 43 inch TV - FSC® Certified

Mattison TV Unit - fits up to 43 inch TV - FSC® Certified

Current sale price is £129

(Save £60)

Regular price was £189

Very Home Alba 180 cm Ceramic Top Oval Dining Table

Alba 180 cm Ceramic Top Oval Dining Table

Current sale price is £399

(Save £100)

Regular price was £499

Very Home Carina 2 Door Plinth Wardrobe - Black - FSC® Certified

Carina 2 Door Plinth Wardrobe - Black - FSC® Certified

Current sale price is £329

(Save £120)

Regular price was £449

Very Home Sheldon 160 cm Dining Table

Sheldon 160 cm Dining Table

Current sale price is £199

(Save £80)

Regular price was £279

1 out of 5 stars

1 review

Very Home Carina 2 Door Plinth Wardrobe - Oak - FSC® Certified

Carina 2 Door Plinth Wardrobe - Oak - FSC® Certified

Current sale price is £345

(Save £104)

Regular price was £449

Very Home Carina 2 Door Plinth Wardrobe - Mid Oak - FSC® Certified

Carina 2 Door Plinth Wardrobe - Mid Oak - FSC® Certified

Current sale price is £399

(Save £50)

Regular price was £449

Very Home Harlem Mid Oak and Metal 180 cm Dining Table - FSC® Certified

Harlem Mid Oak and Metal 180 cm Dining Table - FSC® Certified

Current sale price is £195

(Save £104)

Regular price was £299

4 out of 5 stars

1 review

Very Home Molby Fabric Office Chair - Black - FSC® Certified

Molby Fabric Office Chair - Black - FSC® Certified

Current sale price is £95

(Save £44)

Regular price was £139

4.7 out of 5 stars

23 reviews

Very Home Disc TV Unit - Dark Mindy - fits up to 43 inch TV

Disc TV Unit - Dark Mindy - fits up to 43 inch TV

Current sale price is £239

(Save £80)

Regular price was £319

5 out of 5 stars

1 review

Very Home Pluto Office Chair - Black

Pluto Office Chair - Black

Current sale price is £69

(Save £20)

Regular price was £89

3.9 out of 5 stars

28 reviews

Very Home New Dakota Ottoman - Burgundy

New Dakota Ottoman - Burgundy

Current sale price is £149

(Save £50)

Regular price was £199

Very Home Pinnock Mirrored Bathroom Wall Cabinet - Oak

Pinnock Mirrored Bathroom Wall Cabinet - Oak

Current sale price is £45

(Save £24)

Regular price was £69

5 out of 5 stars

3 reviews

Very Home Bramford Tall Bathroom Cabinet - Navy

Bramford Tall Bathroom Cabinet - Navy

Current sale price is £79

(Save £10)

Regular price was £89

5 out of 5 stars

2 reviews

Very Home Solar Office Chair - Charcoal - FSC® Certified

Solar Office Chair - Charcoal - FSC® Certified

Current sale price is £89

(Save £30)

Regular price was £119

4 out of 5 stars

4 reviews

Very Home Pinnock Under Sink Bathroom Cabinet in Oak

Pinnock Under Sink Bathroom Cabinet in Oak

Current sale price is £39

(Save £30)

Regular price was £69

3 out of 5 stars

2 reviews

Very Home Caledon Low Bathroom Floor Cabinet - Grey Oak

Caledon Low Bathroom Floor Cabinet - Grey Oak

Current sale price is £45

(Save £54)

Regular price was £99

2.7 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.