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Hoover H3WPS4106TAMBR80 10kg 1400 Spin Washing Machine - Graphite

H3WPS4106TAMBR80 10kg 1400 Spin Washing Machine - Graphite

Current sale price is £299

(Save £100)

Regular price was £399

5 out of 5 stars

7 reviews

Apple iPhone 16, 128Gb - Black

Trade in & get up to £560*

iPhone 16, 128Gb - Black

Current sale price is From £649

(Save up to £50)

Regular price was From £699

5 out of 5 stars

44 reviews

Garmin Instinct 3 AMOLED 50mm Smartwatch - Black

Instinct 3 AMOLED 50mm Smartwatch - Black

Current sale price is £355

(Save £74)

Regular price was £429

5 out of 5 stars

3 reviews

Swan Retro 5-Piece Pan Set - Black

Retro 5-Piece Pan Set - Black

Current sale price is £65

(Save £25)

Regular price was £90

5 out of 5 stars

3 reviews

Hoover H-WASH 350 H3WPS4126TAMBR80 12kg Washing Machine, A-rated, Wi-fi, 1400 rpm - Graphite

H-WASH 350 H3WPS4126TAMBR80 12kg Washing Machine, A-rated, Wi-fi, 1400 rpm - Graphite

Current sale price is £329

(Save £50)

Regular price was £379

5 out of 5 stars

2 reviews

THE NORTH FACE Womens Saikuru Parka - Black

Womens Saikuru Parka - Black

Current sale price is £192

(Save £48)

Regular price was £240

5 out of 5 stars

6 reviews

Hisense E7Q 65" 4K QLED Smart AI TV with Freely - 65E7QTUK

E7Q 65" 4K QLED Smart AI TV with Freely - 65E7QTUK

Current sale price is £499

(Save £100)

Regular price was £599

5 out of 5 stars

7 reviews

adidas Sportswear Men's Essentials Backpack - Black

adidas Sportswear

Men's Essentials Backpack - Black

Current sale price is £11

(Save £12)

Regular price was £23

5 out of 5 stars

4 reviews

Jon Richard Black Diamond Statement Drop Earring

Black Diamond Statement Drop Earring

Current sale price is £27

(Save £3)

Regular price was £30

5 out of 5 stars

1 review

Huawei Watch 5 46mm Black

Watch 5 46mm Black

Current sale price is £355

(Save £44)

Regular price was £399

5 out of 5 stars

1 review

New Look Black Faux Leather Textured Top Handle Tote Bag

Black Faux Leather Textured Top Handle Tote Bag

Current sale price is £19.75

(Save £5.24)

Regular price was £24.99

5 out of 5 stars

1 review

The Very Collection High Neck Zip Through Loungewear Set - Black

The Very Collection

High Neck Zip Through Loungewear Set - Black

Current sale price is £24

(Save £6)

Regular price was £30

5 out of 5 stars

1 review

The Very Collection Statement Eyelet Pleated Mini Skirt - Black

The Very Collection

Statement Eyelet Pleated Mini Skirt - Black

Current sale price is £17.50

(Save £17.50)

Regular price was £35

5 out of 5 stars

1 review

The Very Collection Point Western Boot - Black

The Very Collection

Point Western Boot - Black

Current sale price is £18.75

(Save £23.25)

Regular price was £42

5 out of 5 stars

3 reviews

Hisense A7Q 55" 4K Ultra HD QLED Smart AI TV with Freely - 55A7QTUK

A7Q 55" 4K Ultra HD QLED Smart AI TV with Freely - 55A7QTUK

Current sale price is £399

(Save £50)

Regular price was £449

5 out of 5 stars

23 reviews

Barbour International B.Intl Hudson Faux Velvet Puffer Jacket - Black

Barbour International

B.Intl Hudson Faux Velvet Puffer Jacket - Black

Current sale price is £85

(Save £104)

Regular price was £189

5 out of 5 stars

1 review

Tower EEJB226 Cavaletto Kettle and 4 Slice Toaster Set - Black

EEJB226 Cavaletto Kettle and 4 Slice Toaster Set - Black

Current sale price is £74.99

(Save £4.01)

Regular price was £79

5 out of 5 stars

7 reviews

Barbour Dena Showerproof Jacket - Black

Dena Showerproof Jacket - Black

Current sale price is £149.25

(Save £149.75)

Regular price was £299

5 out of 5 stars

5 reviews

River Island Mini Girls Hooded Peplum Padded Fleece Lined Coat - Black

River Island Mini

Girls Hooded Peplum Padded Fleece Lined Coat - Black

Current sale price is £32

(Save £14)

Regular price was £46

5 out of 5 stars

3 reviews

The Very Collection Flat Over Knee Boot - Dark Taupe

The Very Collection

Flat Over Knee Boot - Dark Taupe

Current sale price is £36

(Save £9)

Regular price was £45

5 out of 5 stars

2 reviews

The Very Collection Soft Touch Check Crew Lounge Set - Black

The Very Collection

Soft Touch Check Crew Lounge Set - Black

Current sale price is £22.50

(Save £7.50)

Regular price was £30

5 out of 5 stars

1 review

The Very Collection 4 Pocket Padded Parka Jacket - Black

The Very Collection

4 Pocket Padded Parka Jacket - Black

Current sale price is £25.25

(Save £59.75)

Regular price was £85

5 out of 5 stars

2 reviews

Very Man Shower Resistant Hooded Tech Jacket - Black

Shower Resistant Hooded Tech Jacket - Black

Current sale price is £16.50

(Save £38.50)

Regular price was £55

5 out of 5 stars

1 review

The Very Collection Faux Leather Blazer - Black

The Very Collection

Faux Leather Blazer - Black

Current sale price is £35.75

(Save £29.25)

Regular price was £65

5 out of 5 stars

7 reviews

Honor 400 Smart 6GB RAM + 128GB Storage

400 Smart 6GB RAM + 128GB Storage

Current sale price is £119

(Save £30)

Regular price was £149

5 out of 5 stars

3 reviews

Skechers Ultra Flex 3.0 Brilliant Path Slip-ins Trainer - Black

Ultra Flex 3.0 Brilliant Path Slip-ins Trainer - Black

Current sale price is £66.50

(Save £22.50)

Regular price was £89

5 out of 5 stars

3 reviews

River Island Teddy Swing Coat - Black

Teddy Swing Coat - Black

Current sale price is £63

(Save £16)

Regular price was £79

5 out of 5 stars

1 review

Lazino Hybrid Logo Padded Jacket - Black

Current sale price is £54

(Save £36)

Regular price was £90

5 out of 5 stars

2 reviews

The Very Collection Mock Croc Denim Fitted Shirt - Black

The Very Collection

Mock Croc Denim Fitted Shirt - Black

Current sale price is £15.75

(Save £19.25)

Regular price was £35

5 out of 5 stars

1 review

River Island Knit Chunky Ankle Boot - Black

Knit Chunky Ankle Boot - Black

Current sale price is £35

(Save £9)

Regular price was £44

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.