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Jon Richard 14K Gold Plated Jet and Crystal Clover Necklace - Gift Box

14K Gold Plated Jet and Crystal Clover Necklace - Gift Box

Current sale price is £36

(Save £4)

Regular price was £40

2 out of 5 stars

2 reviews

Shark Anti Hair Wrap Upright Vacuum Cleaner with Lift-Away, Pet Model NZ691UKT

Anti Hair Wrap Upright Vacuum Cleaner with Lift-Away, Pet Model NZ691UKT

Current sale price is £249.99

(Save £19.01)

Regular price was £269

4.5 out of 5 stars

531 reviews

Studio Creator Instant Photo Creator, Kids Digital Camera with Built-In Printer

Instant Photo Creator, Kids Digital Camera with Built-In Printer

Current sale price is £38.99

(Save £21)

Regular price was £59.99

3.9 out of 5 stars

32 reviews

Spiderman Marvel Legends Series Spider-Man Electronic Expressive Mask

Marvel Legends Series Spider-Man Electronic Expressive Mask

Current sale price is £89.99

(Save £45)

Regular price was £134.99

5 out of 5 stars

1 review

Love DIAMOND 1.30ct Mixed Shape Trilogy Diamond Ring (Oval & Pear Cuts) Lab Grown

1.30ct Mixed Shape Trilogy Diamond Ring (Oval & Pear Cuts) Lab Grown

Current sale price is £1125

(Save £124)

Regular price was £1249

NINJA Double Stack 2-Drawer Air Fryer 7.6L - SL300UK

Double Stack 2-Drawer Air Fryer 7.6L - SL300UK

Current sale price is £199

(Save £30)

Regular price was £229

4.3 out of 5 stars

313 reviews

BOSS The Scent Magnetic Eau de Parfum for Her - 50ml

The Scent Magnetic Eau de Parfum for Her - 50ml

Current sale price is £42

(Save £56)

Regular price was £98

4.4 out of 5 stars

124 reviews

Peppa Pig Oinks and Snuggles Evie Interactive Baby Doll

Oinks and Snuggles Evie Interactive Baby Doll

Current sale price is £23.99

(Save £6)

Regular price was £29.99

4.9 out of 5 stars

33 reviews

Hot Diamonds Hdxgem Tender Statement Ring - Gold

Hdxgem Tender Statement Ring - Gold

Current sale price is £100

(Save £25)

Regular price was £125

5 out of 5 stars

1 review

Hot Wheels Hot Wheels® Mega Loop Garage™

Hot Wheels® Mega Loop Garage™

Current sale price is £39.99

(Save £28)

Regular price was £67.99

4 out of 5 stars

1 review

Michelle Keegan Co-Ord Faux Fur Checked Bomber - Multi

Michelle Keegan

Co-Ord Faux Fur Checked Bomber - Multi

Current sale price is £28

(Save £42)

Regular price was £70

5 out of 5 stars

5 reviews

Love DIAMOND 1.00 Carat Diamond Tennis Bangle Lab Grown

1.00 Carat Diamond Tennis Bangle Lab Grown

Current sale price is £495

(Save £54)

Regular price was £549

5 out of 5 stars

1 review

The Love Collection Pearl Stretch Bracelet with Gold Letter Charm

+23 colours+22 colours+21 colours+20 colours+19 colours

Available in a, l, e and 23 more coloursAvailable in a, l, e, r and 22 more coloursAvailable in a, l, e, r, m and 21 more coloursAvailable in a, l, e, r, m, s and 20 more coloursAvailable in a, l, e, r, m, s, k and 19 more colours

The Love Collection

Pearl Stretch Bracelet with Gold Letter Charm

Current sale price is £10.50

(Save £4.50)

Regular price was £15

2 out of 5 stars

1 review

Disney Cars Colour Changers Lightning McQueen Car Wash

Cars Colour Changers Lightning McQueen Car Wash

Current sale price is £19.99

(Save £10)

Regular price was £29.99

4.7 out of 5 stars

32 reviews

Airbrush Art Activity Case

Airbrush Art Activity Case

Current sale price is £14.99

(Save £2)

Regular price was £16.99

5 out of 5 stars

5 reviews

Love DIAMOND 2.00ct Mixed Shape 'Me & You' Diamond Ring (Oval & Pear Cuts) Lab Grown

2.00ct Mixed Shape 'Me & You' Diamond Ring (Oval & Pear Cuts) Lab Grown

Current sale price is £1530

(Save £169)

Regular price was £1699

Love DIAMOND 1.00ct Emerald Cut Diamond Solitaire Ring Lab Grown

1.00ct Emerald Cut Diamond Solitaire Ring Lab Grown

Current sale price is £1080

(Save £119)

Regular price was £1199

Barbie Dream Camper Playset with Roof Tent, BBQ Grill with Colour-Change Feature & 60+ Accessories

Dream Camper Playset with Roof Tent, BBQ Grill with Colour-Change Feature & 60+ Accessories

Current sale price is £49.99

(Save £60)

Regular price was £109.99

4.9 out of 5 stars

26 reviews

VTech Marble Rush Petal Power Fantasy Marble Run

Marble Rush Petal Power Fantasy Marble Run

Current sale price is £24.99

(Save £5)

Regular price was £29.99

Benefit Glam of Life Mascara, Brow and Cheek 5-piece Makeup Gift Set (Worth £120.50)

Glam of Life Mascara, Brow and Cheek 5-piece Makeup Gift Set (Worth £120.50)

Current sale price is £34

(Save £27.50)

Regular price was £61.50

4 out of 5 stars

2 reviews

LEGO Botanical Happy Plants Building Toy Set 10349

Happy Plants Building Toy Set 10349

Current sale price is £13.49

(Save £4.50)

Regular price was £17.99

4.8 out of 5 stars

60 reviews

Shark PowerPro Pet Cordless Stick Vacuum, with Anti Hair Wrap & Floor Detect - IZ380UKT

PowerPro Pet Cordless Stick Vacuum, with Anti Hair Wrap & Floor Detect - IZ380UKT

Current sale price is £189

(Save £90)

Regular price was £279

4.5 out of 5 stars

371 reviews

Minnie Mouse Pet Hotel Playset

Pet Hotel Playset

Current sale price is £49.99

(Save £20)

Regular price was £69.99

4.9 out of 5 stars

21 reviews

Love DIAMOND 2.00ct Diamond Trilogy Ring Lab Grown

2.00ct Diamond Trilogy Ring Lab Grown

Current sale price is £1890

(Save £210)

Regular price was £2100

5 out of 5 stars

1 review

Marvel Studios Captain America Brave New World Flight Vision Mask

Studios Captain America Brave New World Flight Vision Mask

Current sale price is £9.99

(Save £5)

Regular price was £14.99

4.8 out of 5 stars

15 reviews

MARC JACOBS Dot Eau de Parfum -100ml

Dot Eau de Parfum -100ml

Current sale price is £44

(Save £58)

Regular price was £102

4.7 out of 5 stars

486 reviews

Silver Whisper 18th Bracelet

18th Bracelet

Current sale price is £23.96

(Save £5.99)

Regular price was £29.95

Little Live Pets My Really Real Puppy Minis - Buddy the Interactive Pet

Little Live Pets

My Really Real Puppy Minis - Buddy the Interactive Pet

Current sale price is £12.99

(Save £4)

Regular price was £16.99

4.8 out of 5 stars

221 reviews

Hot Diamonds Parellel Two Tone Ring

Parellel Two Tone Ring

Current sale price is £79.20

(Save £19.80)

Regular price was £99

Bitzee Interactive Digital Pet - Jurassic World

Interactive Digital Pet - Jurassic World

Current sale price is £24.99

(Save £15)

Regular price was £39.99

4.3 out of 5 stars

23 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.