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Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Shop Black Friday Deals with our Price Promise

Shop Black Friday Deals with our Price Promise

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1i Series WF1I1142BBL2 11kg, 1400 Spin Washing Machine - Black - A Rated

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Pro Wash Series 3 HBR 410BL8G-80 10kg Washing Machine, A rated, 1400 rpm, Wifi - Graphite

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Quick Pro GD 4108-80 10kg Washing Machine with 1400 spin, A Rated - White

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My Time IMA 762 MY TIME UK Washing Machine with steam - White - A Energy Rating

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Pro Wash & Dry Series 3 HBWR 4106B8-80 10kg / 6kg Washer Dryer, 1400 rpm, Wifi, White, D Rated (Wash & Dry), A Rated (Wash Only) - White

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Pro Wash Series 3 HBR 410BL8-80 10kg Washing Machine, A rated, 1400 rpm, Wifi - White

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Series 6 WGG254Z1GB 10kg Load, 1400rpm Spin AntiStain Washing Machine - White - A Rated

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B3W31041W 10kg Wash, 1400 Spin Washing Machine - White - A Rated

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HBR 411BL9G-80 11kg Freestanding Washing Machines - Graphite

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KitchenFit™ 5i Series WD5I1045BBQ WiFi-enabled 10.5kg/6kg, 1400 Spin Washer Dryer - Black - A/D Rated

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Pro Wash Series 5 HBP 411BL9G-80 13kg Washing Machine, A Rated, 1400 rpm, Wifi - Graphite

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Series 5 AI Energy WW10FG5U34ABEU 10kg Load, 1400rpm Spin Smart Washing Machine - Black

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Pro Wash Series 3 HBR 411BL9-80 11kg Washing Machine, A Rated, 1400 rpm, Wifi - White

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X Series 7 HWD100B14367GUUK 10kg / 6kg Washer Dryer, 1400 rpm, Wifi, Graphite, D Rated (Wash & Dry), A Rated (Wash Only) - Graphite

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Series 2 Direct DriveT F4X1009NWK 9 kg 1400 Spin Washing Machine - White - A Rated

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HV16AUK Full-Size Fully Integrated 16-Place Dishwasher

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X Series 7 HWD100B14367UUK 10kg / 6kg Washer Dryer, 1400 rpm, Wifi, White, D Rated (Wash & Dry), A Rated (Wash Only) - White

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Anti-Stain NSWM7469WUK 7kg Load, 1400 Spin Washing Machine - White - A Rated

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My Time IMA 864 MY TIME UK 8KG Washing Machine - White

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X Series 5 HWD120BP14357GUK 12kg / 8kg Washer Dryer, 1400 rpm, A Rated Wash, D Rated Wash & Dry, Wifi - Graphite

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1i Series WF1I9042BWP2 9kg, 1400 Spin Washing Machine - White - A Rated