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Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Shop Black Friday Deals with our Price Promise

Shop Black Friday Deals with our Price Promise

All Offers, C, D

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Results: 1 - 30 (of 47)

Series 3 HTR3518ENMWK 3 Door 55 cm Total No Frost 60/40 Fridge Freezer, E Rated - Black Glass

Current sale price is £424

SDW751170B 14-Place Fullsize Dishwasher - Black

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Series 4 AI Direct DriveT FWY606WWLN1 10kg Wash 6kg Dry 1400rpm -White - A-10% / D Rated

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RS3P558NMFD PureFlat American Side-By-Side Fridge Freezer - D Rated - Black Stainless

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MDRB379FGD30 Super Cool Technology 55cm Fridge Freezer Black

Current sale price is £279

VA249HG Eye Care Gaming Monitor - 24in 120Hz FHD (1920x1080), 1ms response time, Wall Mountable

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SMH4HVX14G Series 4, Fully-integrated Dishwasher 60 cm with Variable hinge, Extra Dry and Rackmatic

Current sale price is £449

Series 4 Hygiene Steam WD80HG4U04BEEU 8kg Load, 6kg Dry, 1400rpm Spin Washer Dryer - White

Current sale price is £494

VA279HG Eye Care Gaming Monitor - 27in 120Hz, IPS FHD (1920x1080) Frameless, Wall Mountable

Current sale price is £79

5S Series WD5S1045BW 10.5KG 1400rpm Auto Dosing Freestanding Washer Dryer - White

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RF728N4SASE Pureflat 90cm French Door, Water and Ice, American Fridge Freezer - Stainless Steel

Current sale price is £1494

BDFN26431S Freestanding Full Size Dishwasher with HygieneIntense - Silver

Current sale price is £279

AntiStain HBD1781ANTISTAIN UK 10kg Wash/7kg Dry Washer Dryer with PetHairCare - White

Current sale price is £439

InstaView GSXE91EVAD 628L Smart Inverter American-Style Fridge Freezer - Black Steel

Current sale price is £1594

HPKF 3243W W5UK Total No Frost 60/40 Fridge Freezer with VitalCare and Water Dispenser - White

Current sale price is £419

HF0C3SB0FX-80 10 pl H-Dish Slim C Rated - Silver

Current sale price is £324

FT280WN3SGD Total No Frost Chest Freezer - E Rated

Current sale price is £399

BDFN26431W Freestanding Full Size Dishwasher with HygieneIntense - White

Current sale price is £259

RS3P558NMID PureFlat American Side-By-Side Fridge Freezer - D Rated - Stainless

Current sale price is £649

HF 3C7L0W-80 13 place full size Freestanding Dishwasher with WIFI - White

Current sale price is £299

PRO MP161 E2U - 15.6IN - FHD IPS - 60Hz - Portable Monitor - Black

Current sale price is £79

KitchenFit™ Eclipse Series FT5K310GSFC Wifi connected Total No Frost Tall Freezer - Black Stainless Steel - C rated

Current sale price is £899

PureFlat RQ5P470SAFD 80cm Wide Fridge Freezer - Black Stainless Steel - D rated

Current sale price is £799

Series 4 KGN392LDFG 203cm 70/30, Frost Free Fridge Freezer - Silver - D Rated

Current sale price is £699

HPK 26413 XR6UKE Dual No Frost 70/30 Fridge Freezer with VitalCare - Black Steel

Current sale price is £629

Series 7 RS70F66KCFEU 634-litre Smart American Fridge Freezer with Spacemax Technology - Black