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Michelle Keegan Sleeveless Lace Top - White

Michelle Keegan

Sleeveless Lace Top - White

Current sale price is £15

(Save £35)

Regular price was £50

3.2 out of 5 stars

6 reviews

Michelle Keegan Knitted Top - Green

Michelle Keegan

Knitted Top - Green

Current sale price is £12

(Save £18)

Regular price was £30

5 out of 5 stars

2 reviews

The Very Collection Cotton Rich Neck Knitted Buttoned Tank Top - Blue

The Very Collection

Cotton Rich Neck Knitted Buttoned Tank Top - Blue

Current sale price is £11.25

(Save £13.75)

Regular price was £25

5 out of 5 stars

1 review

The Very Collection Funnel Neck Picot Trim Sleeveless Vest - Pink

The Very Collection

Funnel Neck Picot Trim Sleeveless Vest - Pink

Current sale price is £7.50

(Save £17.50)

Regular price was £25

Michelle Keegan High Neck Knitted Top - Black

Michelle Keegan

High Neck Knitted Top - Black

Current sale price is £10.25

(Save £24.75)

Regular price was £35

5 out of 5 stars

1 review

Michelle Keegan Chain Knitted Top - Beige

Michelle Keegan

Chain Knitted Top - Beige

Current sale price is £10.50

(Save £24.50)

Regular price was £35

3.3 out of 5 stars

4 reviews

Pretty Lavish Sissi Fine Knit Gold Trim Detail Top

Sissi Fine Knit Gold Trim Detail Top

Current sale price is £24

(Save £24)

Regular price was £48

Michelle Keegan Drop Bead Wool Blend Knitted Polo Neck - Brown

Michelle Keegan

Drop Bead Wool Blend Knitted Polo Neck - Brown

Current sale price is £24

(Save £16)

Regular price was £40

2.5 out of 5 stars

2 reviews

New Look Mid Grey Diamanté Embellished Short Sleeve Top

Mid Grey Diamanté Embellished Short Sleeve Top

Current sale price is £22.25

(Save £5.74)

Regular price was £27.99

5 out of 5 stars

1 review

Pretty Lavish Megan Crochet Flower Top - Brown

Megan Crochet Flower Top - Brown

Current sale price is £25.75

(Save £36.25)

Regular price was £62

5 out of 5 stars

1 review

Only Charis Short Sleeve Mix Jersey Top - Multi

Charis Short Sleeve Mix Jersey Top - Multi

Current sale price is £11.50

(Save £20.50)

Regular price was £32

JDY Sleeveless Button Boucle Knit Vest - Grey

Sleeveless Button Boucle Knit Vest - Grey

Current sale price is £13.50

(Save £16.50)

Regular price was £30

Pretty Lavish Tilda Bardot Bow Knit Top - Brown

Tilda Bardot Bow Knit Top - Brown

Current sale price is £44

(Save £11)

Regular price was £55

JDY Sleeveless Button Boucle Knit Vest - Beige

Sleeveless Button Boucle Knit Vest - Beige

Current sale price is £13.50

(Save £16.50)

Regular price was £30

River Island Collared Peplum Top - Black

Collared Peplum Top - Black

Current sale price is £30.75

(Save £13.25)

Regular price was £44

Pretty Lavish Frankie Crochet Knitted Waistcoat - Cream

Frankie Crochet Knitted Waistcoat - Cream

Current sale price is £22

(Save £33)

Regular price was £55

5 out of 5 stars

1 review

AWARE Stormi Short Sleeve O-Neck Knit Top - Cream

Stormi Short Sleeve O-Neck Knit Top - Cream

Current sale price is £22.50

(Save £15.50)

Regular price was £38

3.5 out of 5 stars

2 reviews

River Island Crochet Waistcoat - Cream

Crochet Waistcoat - Cream

Current sale price is £16.50

(Save £17.50)

Regular price was £34

1 out of 5 stars

1 review

Mango Lurex Knitted V-Neck Vest Top - Red

Lurex Knitted V-Neck Vest Top - Red

Current sale price is £13.75

(Save £9.25)

Regular price was £23

Mango Short Sleeved Sweater With Metallic Detail - Black

Short Sleeved Sweater With Metallic Detail - Black

Current sale price is £27

(Save £3)

Regular price was £30

Levi's Ines Cable Sweater Vest - Mid Heather Gray

Ines Cable Sweater Vest - Mid Heather Gray

Current sale price is £42

(Save £18)

Regular price was £60

3.7 out of 5 stars

3 reviews

River Island Two In One Shrug Top - Grey

Two In One Shrug Top - Grey

Current sale price is £10.75

(Save £25.25)

Regular price was £36

Pretty Lavish Odyssey A-line Knit Top - Grey

Odyssey A-line Knit Top - Grey

Current sale price is £36

(Save £12)

Regular price was £48

Versace Jeans Couture

Logo Embroidered Knit Top - Black

Current sale price is £255

(Save £85)

Regular price was £340

Mango Zipper Polo Neck Sweater - Red

Zipper Polo Neck Sweater - Red

Current sale price is £36.50

(Save £9.50)

Regular price was £46

River Island Two In One Drape Knit Top - Black

Two In One Drape Knit Top - Black

Current sale price is £21.25

(Save £17.75)

Regular price was £39

The Very Collection Bandeau Belted Knitted Top - Grey

The Very Collection

Bandeau Belted Knitted Top - Grey

Current sale price is £7.50

(Save £17.50)

Regular price was £25

Pour Moi Sara Broderie Frill Sleeve Rib Knit Vest - Black

Sara Broderie Frill Sleeve Rib Knit Vest - Black

Current sale price is £33.60

(Save £8.40)

Regular price was £42

Levi's Ines Cable Sweater Vest - Whisper White

Ines Cable Sweater Vest - Whisper White

Current sale price is £30

(Save £30)

Regular price was £60

5 out of 5 stars

1 review

Mango Fine Knit Sweater With Shirt Collar - Red

Fine Knit Sweater With Shirt Collar - Red

Current sale price is £27

(Save £3)

Regular price was £30

4.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.