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Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Get autumn ready - up to 25% off with code AUTUMN

Get autumn ready - up to 25% off with code AUTUMN

Black Friday Deals, Canon, Einhell, EVOLUTION, Globel, insta360, Marcy, Only Kids, Philips Hue, sundae, Zavetti Canada

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Results: 1 - 30 (of 49)

Womens Hooded Faux-Fur Trim Padded Bomber Jacket - Black

Current sale price is £100

Womens Olivia Platinum Hooded Bomber Jacket - Black

Current sale price is £100

EOS R50 APS-C Mirrorless Camera inc RF-S 18-45mm Lens - Black

Current sale price is £759.99

Kids' Dalzino Puffer Jacket with Hood and Zip Fastening - Black

Current sale price is £64

EOS R50 Camera Kit inc RF-S 18-45mm Lens, 128GB SD Card & Neck Strap - Black

Current sale price is £785

Kids' Fallonino 2.0 Hybrid Padded Gilet - Black

Current sale price is £33

225MM Telescopic Dry Wall Sander

Current sale price is £131

8 x 6 Apex Grey Metal Shed

Current sale price is £367

Bennicci Woven Windbreaker Lightweight Jacket - Dark Green

Current sale price is £45

Womens High Shine Slimline Hooded Puffer Jacket - Black

Current sale price is £76

Mens Woolltari Insulated Hooded Jacket - Black

Current sale price is £72

EOS R50 APS-C Mirrorless Camera (Body Only) - Black

Current sale price is £649.99

R210SMS+ 210mm Sliding Mitre Saw

Current sale price is £136

MKM81030 Home Gym

Current sale price is £406.99

MWB-6501 Standard Weight Bench

Current sale price is £101.99

Garden Expert Cordless Leaf Blower / Vac VENTURRO 36V, Body Only

Current sale price is £123

PXC 18V Cordless 165mm Circular Saw - TE-CS 18/165-1 Li Solo

Current sale price is £74

PXC Staple and Nail Gun - TE-CN 18 Li - Solo (18V without battery)

Current sale price is £69

Bottacini Compatto Fleece Sweat Joggers - Dark Grey

Current sale price is £66

Gradient Signe floor black UK 2 Pack

Current sale price is £559.98

PXC Cordless Pruning Saw - GE-PS 18/15 Li BL-Solo (18V without battery)

Current sale price is £87

PXC 25cm Cordless Chainsaw - GE-LC 18 Li Solo (18V without battery)

Current sale price is £88

Cardioblast Premium Home Assault Exercise Bike

Current sale price is £601.99

Girls Heart Knitted Jumper - Pink

Current sale price is £16.50

PXC Cordless Reciprocating Saw - TE-AP 18 Li-Solo (18V without battery)

Current sale price is £50

PXC 18V Cordless Expert Impact Driver - TE-CW 18 Li Brushless-Solo