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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

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Shop the brands you love

Pay later with Very Pay

Free Click & Collect

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 30% off Home & Electricals

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Protect - Repair

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Results: 2071 - 2100 (of 2226)

RF749N4SWSE Pureflat 90cm French Door, American Fridge Freezer - Stainless Steel

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PureFlat RS5P668SSCC American Smart Fridge Freezer - Stainless Steel

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SR750100I 84cm Wide, Total No Frost, American-Style Freestanding Fridge Freezer - Inox

£449

KitchenFit 5i Series WF5I1245BBR WiFi-enabled 12kg, 1400 Spin Washing Machine - Black - A Rated

£599

Series 6 WGG244ZCGB 9kg Load, 1400rpm Spin AntiStain Washing Machine - Graphite - A Rated

£599

H-FRIDGE 300 Total No Frost, 50/50 Fridge Freezer, Black, E Rated

£399

PureFlat Smart Screen RS9P628GPFE Side-by-Side American - Gun Metal - E Rated

£1999

Bespoke AI Series 6 SpaceMax™ RS70F64KETEU 640L Smart American Fridge Freezer - Silver

Current sale price is £1329

RS694N4IBE 90cm Wide Side by Side, Water and Ice, American Fridge Freezer - Black

£999

PureFlat RQ758N4SAFE Frost Free American Fridge Freezer - Black Stainless Steel - E Rated - WIFI

Current sale price is £999

PureFlat Infinite RS818N4TFC American Smart Fridge Freezer - Black Stainless Steel

Current sale price is £1329

Total No Frost 4-Door Fridge Freezer with VitalCare - Prepainted Dark Inox

Current sale price is £899

Series 4 RB34C600EBN/EU Frost-Free Classic Fridge Freezer with All Around Cooling - E Rated - Black

£759

ASL1532PX Side By Side Cooling Brushed Steel

£579

INC18D011B1 Integrated Fridge Freezer - White

From £389

RS694N4TIE 90cm Wide Side by Side, Non-Plumbed Water and Ice, American Fridge Freezer - Stainless Steel

Current sale price is £849

Series 6 AI Energy WW11DG6B25LBU1 11kg Load, 1400 Spin Washing Machine with SpaceMax & SmartThings - Black

£619

GMF960EV4E 637L Linear Compressor Multi Door Fridge Freezer Essence - Black Steel

Current sale price is £1519

GN15880VPZ 3 doors or more Cooling Black Steel

£869

Anti-Stain NSWM846BSUK 8kg Load, 1400 Spin Washing Machine - Black - A Rated

Current sale price is £279

Series 7 RS70F66KCFEU 634-litre Smart American Fridge Freezer with Spacemax Technology - Black

Current sale price is £1599

CCT3L517EWK-1 Low Frost Fridge Freezer - White

£289

GSLE81EPBD 628 Smart Inverter American Style Fridge Freezer Essence - Matte Black

Current sale price is £1329

KitchenFit RB3K330SAFC 60/40 Fridge freezer

£699

HPK26362XP5UK - Dual No Frost Fridge Freezer - Silver