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Samsung Series 5 AI Energy WW90CGC04DAEEU 9kg Load, 1400 Spin ecobubble Washing Machine with SmartThings - White

Series 5 AI Energy WW90CGC04DAEEU 9kg Load, 1400 Spin ecobubble Washing Machine with SmartThings - White

Current sale price is £389

(Save £180)

Regular price was £569

4.7 out of 5 stars

448 reviews

Silentnight Airmax 1000 Mattress Topper

Airmax 1000 Mattress Topper

Current sale price is From £40

(Save up to £15)

Regular price was From £50

4.2 out of 5 stars

112 reviews

Samsung QE65QEF1, 65 Inch QLED Q7F AI Smart TV

QE65QEF1, 65 Inch QLED Q7F AI Smart TV

Current sale price is £649

(Save £50)

Regular price was £699

4.7 out of 5 stars

3 reviews

Catherine Lansfield Halloween Trick Or Treat Duvet Set

Catherine Lansfield

Halloween Trick Or Treat Duvet Set

Current sale price is From £11

(Save up to £10)

Regular price was From £19

Samsung Series 6 BRB70F26DES0EU Integrated 70/30 Frost Free Fridge Freezer with SpaceMax™ technology - White

Series 6 BRB70F26DES0EU Integrated 70/30 Frost Free Fridge Freezer with SpaceMax™ technology - White

Current sale price is £749

(Save £40)

Regular price was £789

4.9 out of 5 stars

8 reviews

Apple Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

Current sale price is From £299

(Save up to £100)

Regular price was From £399

4.6 out of 5 stars

44 reviews

Very Home Broadgate Large U-shape Modular Sofa With FS

+1 colour

Available in silver, stone, grey, mocha coloursAvailable in silver, stone, grey, mocha coloursAvailable in silver, stone, grey, mocha coloursAvailable in silver, stone, grey, mocha coloursAvailable in silver, stone, grey, mocha colours

Broadgate Large U-shape Modular Sofa With FS

Current sale price is £1799

(Save £2000)

Regular price was £3799

Very Home Marled Rib Throw

Marled Rib Throw

Current sale price is £24

(Save £6)

Regular price was £30

5 out of 5 stars

3 reviews

Samsung QE50Q7FA, 50 Inch QLED Q7F AI Smart TV

QE50Q7FA, 50 Inch QLED Q7F AI Smart TV

Current sale price is £479

(Save £50)

Regular price was £529

4.9 out of 5 stars

21 reviews

Lenovo IdeaPad Slim 3 Laptop - 15.6in FHD, AMD Ryzen 3, 8GB RAM, 256GB SSD

IdeaPad Slim 3 Laptop - 15.6in FHD, AMD Ryzen 3, 8GB RAM, 256GB SSD

From £399

5 out of 5 stars

1 review

Honor Pad X7 4GB+64GB Grey

Pad X7 4GB+64GB Grey

Current sale price is £79.99

(Save £20)

Regular price was £99.99

5 out of 5 stars

2 reviews

Silentnight Ultrabounce 13.5 Tog Duvet - White

Ultrabounce 13.5 Tog Duvet - White

Current sale price is From £25

(Save up to £10)

Regular price was From £30

4.8 out of 5 stars

89 reviews

CyberPower PC Eurus Desktop PC Bundle - AMD Ryzen 5, 8GB RAM, 500GB SSD - Black

Eurus Desktop PC Bundle - AMD Ryzen 5, 8GB RAM, 500GB SSD - Black

£609

3 out of 5 stars

2 reviews

Lilo & Stitch Stitch Trick Or Treat Halloween Single Duvet

Stitch Trick Or Treat Halloween Single Duvet

Current sale price is £25

(Save £5)

Regular price was £30

Very Home Harlow 3 + 2 Seater Fabric Sofa Set (Buy & SAVE!) - FSC® Certified

Available in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey colours

Harlow 3 + 2 Seater Fabric Sofa Set (Buy & SAVE!) - FSC® Certified

Current sale price is £914

(Save £305)

Regular price was £1219

5 out of 5 stars

2 reviews

Honor Magic7 Lite 5G, 8GB +512GB Storage

Available in black, purple coloursAvailable in black, purple coloursAvailable in black, purple coloursAvailable in black, purple coloursAvailable in black, purple colours

Magic7 Lite 5G, 8GB +512GB Storage

Current sale price is £269

(Save £130)

Regular price was £399

4.3 out of 5 stars

15 reviews

Aspire 5000 Pocket Wool, Cashmere & Silk Mattress

5000 Pocket Wool, Cashmere & Silk Mattress

Current sale price is From £419

(Save up to £270)

Regular price was From £599

4.6 out of 5 stars

9 reviews

HP 15-fc0057na Laptop - 15.6 in - AMD Ryzen 5 - 8GB RAM - 512GB – Black

15-fc0057na Laptop - 15.6 in - AMD Ryzen 5 - 8GB RAM - 512GB – Black

Current sale price is From £359

(Save up to £174)

Regular price was From £529

4.4 out of 5 stars

177 reviews

Asus Vivobook - 16in - AMD Ryzen 5 - 16GB RAM - 512GB SSD - Silver

Vivobook - 16in - AMD Ryzen 5 - 16GB RAM - 512GB SSD - Silver

Current sale price is From £459

(Save up to £90)

Regular price was From £549

Slumberdown Sleep Soundly Rebound Pillow 2 Pack with FREE Pillow Protector Pair

Sleep Soundly Rebound Pillow 2 Pack with FREE Pillow Protector Pair

Current sale price is £16

(Save £4)

Regular price was £20

5 out of 5 stars

2 reviews

Google Pixel Watch 3 WiFi 41mm

Available in porcelain, black coloursAvailable in porcelain, black coloursAvailable in porcelain, black coloursAvailable in porcelain, black coloursAvailable in porcelain, black colours

Pixel Watch 3 WiFi 41mm

Current sale price is £239

(Save £110)

Regular price was £349

4.2 out of 5 stars

15 reviews

Bluey Trick Or Treat Single Rotary Duvet

Trick Or Treat Single Rotary Duvet

Current sale price is £25

(Save £5)

Regular price was £30

Very Home Amaya Left Hand Double Arm Corner Group - Made to order in the UK

Available in mink, natural, grey coloursAvailable in mink, natural, grey coloursAvailable in mink, natural, grey coloursAvailable in mink, natural, grey coloursAvailable in mink, natural, grey colours

Amaya Left Hand Double Arm Corner Group - Made to order in the UK

Current sale price is £1079

(Save £1120)

Regular price was £2199

Emma Nextgen Premium Mattress

Nextgen Premium Mattress

Current sale price is From £314

(Save up to £75)

Regular price was From £369

4.3 out of 5 stars

363 reviews

Silentnight Essentials Memory 600 Mattress - Express Delivery Available

Essentials Memory 600 Mattress - Express Delivery Available

Current sale price is From £224

(Save up to £165)

Regular price was From £349

Apple iPad (A16, 2025), 11-inch, Wi-Fi

Trade in and get up to £580*

+1 colour

Available in silver, blue, yellow, pink coloursAvailable in silver, blue, yellow, pink coloursAvailable in silver, blue, yellow, pink coloursAvailable in silver, blue, yellow, pink coloursAvailable in silver, blue, yellow, pink colours

iPad (A16, 2025), 11-inch, Wi-Fi

Current sale price is From £307.97

(Save up to £21.03)

Regular price was From £329

4.8 out of 5 stars

94 reviews

Michelle Keegan Home Mikah 3 + 2 Seater Sofa

Michelle Keegan Home

Mikah 3 + 2 Seater Sofa

Current sale price is £1294

(Save £405)

Regular price was £1699

Julian Bowen Noah Dining Table

Noah Dining Table

Current sale price is £399

(Save £100)

Regular price was £499

Obaby Nika 2 Piece Room Set - Grey Wash/White

Nika 2 Piece Room Set - Grey Wash/White

Current sale price is £369.99

(Save £100)

Regular price was £469.99

5 out of 5 stars

2 reviews

Catherine Lansfield Autumn Pumpkins Halloween Duvet Set

Catherine Lansfield

Autumn Pumpkins Halloween Duvet Set

Current sale price is From £12

(Save up to £10)

Regular price was From £17

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.