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Shark Stratos Cordless Stick Vacuum with Anti Hair-Wrap Powerfins Technology and Flexology 60 mins - IZ400UK

Stratos Cordless Stick Vacuum with Anti Hair-Wrap Powerfins Technology and Flexology 60 mins - IZ400UK

Current sale price is £199

(Save £200)

Regular price was £399

4.2 out of 5 stars

643 reviews

Very Home Geneva Bed Frame with Mattress Options (Buy and SAVE!) - Cream - FSC® Certified

Geneva Bed Frame with Mattress Options (Buy and SAVE!) - Cream - FSC® Certified

Current sale price is From £179

(Save up to £320)

Regular price was From £479

3.2 out of 5 stars

160 reviews

Shark Anti Hair Wrap Upright Vacuum Cleaner with Lift-Away, Pet Model NZ691UKT

Anti Hair Wrap Upright Vacuum Cleaner with Lift-Away, Pet Model NZ691UKT

Current sale price is £169

(Save £100)

Regular price was £269

4.5 out of 5 stars

480 reviews

NINJA Double Stack XL 2-Drawer Air Fryer 9.5L SL400UK

Double Stack XL 2-Drawer Air Fryer 9.5L SL400UK

Current sale price is £199

(Save £70)

Regular price was £269

4.3 out of 5 stars

1.1k reviews

Vida Designs Vanita End Lift Ottoman Bed Frame

Available in dark grey, light grey coloursAvailable in dark grey, light grey coloursAvailable in dark grey, light grey coloursAvailable in dark grey, light grey coloursAvailable in dark grey, light grey colours

Vanita End Lift Ottoman Bed Frame

Current sale price is From £239

(Save up to £90)

Regular price was From £299

4.2 out of 5 stars

5 reviews

Very Home Atlanta Storage Bunk Bed with Mattress Options (Buy & SAVE!) - Grey

Atlanta Storage Bunk Bed with Mattress Options (Buy & SAVE!) - Grey

Current sale price is From £249

(Save up to £260)

Regular price was From £499

3.3 out of 5 stars

9 reviews

Shire Beds Tivoli Ortho Mattress and Upholstered Divan Base Bed Set (Headboard sold separately) - FSC® Certified

Available in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural colours

Tivoli Ortho Mattress and Upholstered Divan Base Bed Set (Headboard sold separately) - FSC® Certified

Current sale price is From £249

(Save up to £110)

Regular price was From £329

4.3 out of 5 stars

75 reviews

Hisense A6Q 43" 4K HDR Smart TV with Freely - 43A6QTUK

A6Q 43" 4K HDR Smart TV with Freely - 43A6QTUK

Current sale price is £199

(Save £30)

Regular price was £229

4.7 out of 5 stars

52 reviews

SWIFT Regent Ready Assembled 5 Drawer Chest - FSC® Certified

Available in grey, white/oak, light grey coloursAvailable in grey, white/oak, light grey coloursAvailable in grey, white/oak, light grey coloursAvailable in grey, white/oak, light grey coloursAvailable in grey, white/oak, light grey colours

Regent Ready Assembled 5 Drawer Chest - FSC® Certified

Current sale price is £199

(Save £50)

Regular price was £249

4.6 out of 5 stars

58 reviews

Tommy Hilfiger Padded Mid Length Down Coat - Blue

Padded Mid Length Down Coat - Blue

Current sale price is £135

(Save £165)

Regular price was £300

Mango Double Breasted Duster Coat - Grey

Double Breasted Duster Coat - Grey

Current sale price is £112

(Save £28)

Regular price was £140

4 out of 5 stars

2 reviews

Tommy Hilfiger Mid Length Slim Puffer Coat With Fur Hood - Black

Mid Length Slim Puffer Coat With Fur Hood - Black

Current sale price is £144

(Save £176)

Regular price was £320

Mango Suede Leather Jacket With Buttons - Khaki

Suede Leather Jacket With Buttons - Khaki

Current sale price is £112

(Save £28)

Regular price was £140

Tommy Hilfiger Modern Down Padded Coat - Green

Modern Down Padded Coat - Green

Current sale price is £143

(Save £117)

Regular price was £260

Tommy Hilfiger Buckle Detail Leather Long Boot - Black

Buckle Detail Leather Long Boot - Black

Current sale price is £168

(Save £42)

Regular price was £210

Tommy Hilfiger Wool Tailored Jacket - Red

Wool Tailored Jacket - Red

Current sale price is £130

(Save £130)

Regular price was £260

Tommy Hilfiger Cotton Blend Oversized Jacket - Beige

Cotton Blend Oversized Jacket - Beige

Current sale price is £135

(Save £135)

Regular price was £270

Mango Wool Overcoat - Navy

Wool Overcoat - Navy

Current sale price is £120

(Save £30)

Regular price was £150

5 out of 5 stars

1 review

Tommy Hilfiger Heritage Check Tailored Blazer - Brown

Heritage Check Tailored Blazer - Brown

Current sale price is £189

(Save £81)

Regular price was £270

Tommy Hilfiger Leather Pointy Zip Boot - Black

Leather Pointy Zip Boot - Black

Current sale price is £115

(Save £45)

Regular price was £160

Tommy Hilfiger Bomber Jacket - Blue

Bomber Jacket - Blue

Current sale price is £108

(Save £72)

Regular price was £180

Tommy Hilfiger Buckle Detail Leather Long Boot - Brown

Buckle Detail Leather Long Boot - Brown

Current sale price is £168

(Save £42)

Regular price was £210

Tommy Hilfiger Wool Cable Half Zip Jumper - Beige

Wool Cable Half Zip Jumper - Beige

Current sale price is £104

(Save £56)

Regular price was £160

Mango Wool Coat With Fur Collar

Wool Coat With Fur Collar

Current sale price is £112

(Save £28)

Regular price was £140

Tommy Hilfiger Padded Quilted Slim Coat - Blue

Padded Quilted Slim Coat - Blue

Current sale price is £115.50

(Save £94.50)

Regular price was £210

Tommy Hilfiger Padded High Neck Coat - Red

Padded High Neck Coat - Red

Current sale price is £135

(Save £135)

Regular price was £270

Graphic Logo High Neck Wool Sweater - Grey

Current sale price is £104

(Save £56)

Regular price was £160

5 out of 5 stars

1 review

Tommy Hilfiger Textured Crew Neck Jumper - Cream

Textured Crew Neck Jumper - Cream

Current sale price is £128

(Save £32)

Regular price was £160

Tommy Hilfiger Short Sleeve Shirt Dress - Navy

Short Sleeve Shirt Dress - Navy

Current sale price is £108

(Save £72)

Regular price was £180

Tommy Hilfiger Textured Crew Neck Jumper - Green

Textured Crew Neck Jumper - Green

Current sale price is £128

(Save £32)

Regular price was £160

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.