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EA7 Emporio Armani65

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Gabby's Dollhouse12

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k pop demon hunters4

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L.O.L Surprise!14

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Teenage Mutant Ninja Turtles3

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Weekend Offender5

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Xbox Series X21

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Apple iPhone 16e - Black

Trade in & get up to £560*

iPhone 16e - Black

Current sale price is From £499

(Save up to £50)

Regular price was From £549

4.8 out of 5 stars

38 reviews

The Very Collection Haywood End Lift Up Storage Ottoman Bed with Mattress Options (Buy & SAVE!) - Natural

The Very Collection

Haywood End Lift Up Storage Ottoman Bed with Mattress Options (Buy & SAVE!) - Natural

From £429

3.8 out of 5 stars

5 reviews

GFW Odessa End Lift Storage Ottoman Bed with Sleepycastle Mattress Options (Buy & SAVE!)

Available in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white colours

Odessa End Lift Storage Ottoman Bed with Sleepycastle Mattress Options (Buy & SAVE!)

Current sale price is From £199

(Save up to £50)

Regular price was From £229

4.3 out of 5 stars

24 reviews

Samsung U8000F 65-inch Crystal UHD 4K Smart TV - UE65U8000

U8000F 65-inch Crystal UHD 4K Smart TV - UE65U8000

Current sale price is £449

(Save £80)

Regular price was £529

4.4 out of 5 stars

105 reviews

Samsung U7000F 65-inch Crystal UHD 4K Smart TV - UE65U7000

U7000F 65-inch Crystal UHD 4K Smart TV - UE65U7000

Current sale price is £399

(Save £50)

Regular price was £449

4.6 out of 5 stars

47 reviews

Apple iPhone 15, 128Gb - Black

Trade in & get up to £560*

iPhone 15, 128Gb - Black

Current sale price is £549

(Save £50)

Regular price was £599

4.7 out of 5 stars

95 reviews

Apple AirPods 4

More time to pay with Very Pay

AirPods 4

Current sale price is £99

(Save £20)

Regular price was £119

4.5 out of 5 stars

162 reviews

Apple iPhone 16e - White

Trade in & get up to £560*

iPhone 16e - White

Current sale price is From £499

(Save up to £50)

Regular price was From £549

4.7 out of 5 stars

21 reviews

Aspire Muscle Relief Memory Mattress

Muscle Relief Memory Mattress

From £249

4.6 out of 5 stars

108 reviews

The Very Collection Camberley Overbed Wardrobe

Available in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak colours

The Very Collection

Camberley Overbed Wardrobe

£429

3.4 out of 5 stars

36 reviews

GFW Odessa Side Lift Up Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

Available in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white colours

Odessa Side Lift Up Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

From £229

3.7 out of 5 stars

50 reviews

Hoover H3WPS4106TAMBR80 10kg 1400 Spin Washing Machine - Graphite

H3WPS4106TAMBR80 10kg 1400 Spin Washing Machine - Graphite

Current sale price is £299

(Save £100)

Regular price was £399

4.6 out of 5 stars

10 reviews

HP OmniBook 5 16-ag1001na Copilot+ PC Laptop - 16in 2K IPs, AMD Ryzen AI 5, AMD Radeon 840M, 16GB RAM, 512GB SSD - Silver

OmniBook 5 16-ag1001na Copilot+ PC Laptop - 16in 2K IPs, AMD Ryzen AI 5, AMD Radeon 840M, 16GB RAM, 512GB SSD - Silver

Current sale price is From £499

(Save up to £300)

Regular price was From £799

4.1 out of 5 stars

41 reviews

Michelle Keegan Wool Blend Oversized Formal Coat - Brown

Michelle Keegan

Wool Blend Oversized Formal Coat - Brown

Current sale price is £55

(Save £55)

Regular price was £110

4.1 out of 5 stars

15 reviews

MARC JACOBS Perfect 100ml Eau de Toilette

Perfect 100ml Eau de Toilette

Current sale price is £49

(Save £60)

Regular price was £109

4.4 out of 5 stars

948 reviews

Samsung Q7F 55-inch QLED 4K Vision AI Smart TV - QE55Q7FA

Q7F 55-inch QLED 4K Vision AI Smart TV - QE55Q7FA

Current sale price is £469

(Save £60)

Regular price was £529

4.6 out of 5 stars

155 reviews

New Balance Womens 327 Trainers - Animal Print

Womens 327 Trainers - Animal Print

Current sale price is £88

(Save £22)

Regular price was £110

4.5 out of 5 stars

536 reviews

Swan 7.6L Dual Air Fryer

7.6L Dual Air Fryer

£99

4.5 out of 5 stars

138 reviews

Hisense A6Q 55" 4K HDR Smart TV with Freely - 55A6QTUK

A6Q 55" 4K HDR Smart TV with Freely - 55A6QTUK

Current sale price is £279

(Save £50)

Regular price was £329

4.6 out of 5 stars

105 reviews

adidas Sportswear Kids Unisex Tensaur Sport 2.0 Trainers - Black

adidas Sportswear

Kids Unisex Tensaur Sport 2.0 Trainers - Black

Current sale price is £23

(Save £5)

Regular price was £28

4.8 out of 5 stars

4.1k reviews

Very Home Amaya Bed with Side Tables and Mattress Options (Buy & SAVE!) - Blue - FSC® Certified

Amaya Bed with Side Tables and Mattress Options (Buy & SAVE!) - Blue - FSC® Certified

Current sale price is From £339

(Save up to £250)

Regular price was From £499

3.7 out of 5 stars

3 reviews

The Very Collection Longline Military Jacket - Black

The Very Collection

Longline Military Jacket - Black

Current sale price is £22.50

(Save £22.50)

Regular price was £45

4.4 out of 5 stars

605 reviews

Hisense A6Q 65" 4K HDR Smart TV with Freely - 65A6QTUK

A6Q 65" 4K HDR Smart TV with Freely - 65A6QTUK

Current sale price is £399

(Save £400)

Regular price was £799

5 out of 5 stars

47 reviews

The Very Collection Sequin Disc Belted Maxi Dress - Green

The Very Collection

Sequin Disc Belted Maxi Dress - Green

Current sale price is £50

(Save £50)

Regular price was £100

5 out of 5 stars

2 reviews

The Very Collection Waist Detail Padded Coat - Mink

The Very Collection

Waist Detail Padded Coat - Mink

Current sale price is £34

(Save £34)

Regular price was £68

4.7 out of 5 stars

40 reviews

adidas Originals Women's Campus 00S Trainers - Red

adidas Originals

Women's Campus 00S Trainers - Red

Current sale price is £40

(Save £50)

Regular price was £90

3.7 out of 5 stars

3 reviews

Michelle Keegan Co-Ord Faux Fur Checked Bomber - Multi

Michelle Keegan

Co-Ord Faux Fur Checked Bomber - Multi

Current sale price is £28

(Save £42)

Regular price was £70

5 out of 5 stars

5 reviews

Jimmy Choo Flash Eau de Parfum - 60ml

Flash Eau de Parfum - 60ml

Current sale price is £26

(Save £29)

Regular price was £55

4.8 out of 5 stars

141 reviews

The Very Collection Ultimate Ruched Sleeve Blazer - Black

The Very Collection

Ultimate Ruched Sleeve Blazer - Black

Current sale price is £17.50

(Save £17.50)

Regular price was £35

4 out of 5 stars

137 reviews

Michelle Keegan Premium Longline Knitted Cardigan - Cream

Michelle Keegan

Premium Longline Knitted Cardigan - Cream

Current sale price is £24.75

(Save £30.25)

Regular price was £55

4.6 out of 5 stars

9 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.