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Abercrombie & Fitch26

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Calvin Klein Jeans89

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scottish everlasting1

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Fitbit Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Bank Holiday Deal

Available in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Current sale price is £129

(Save £50)

Regular price was £179

3.5 out of 5 stars

147 reviews

Fitbit Sense 2, Health and Fitness Smartwatch

Bank Holiday Deal

Available in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey colours

Sense 2, Health and Fitness Smartwatch

Current sale price is £159

(Save £60)

Regular price was £219

3.3 out of 5 stars

76 reviews

Start-rite Kicks Splash Canvas - Navy

Kicks Splash Canvas - Navy

£29

Wrangler Texas Stretch Straight Jeans - Dark Blue

Bank Holiday Deal

Texas Stretch Straight Jeans - Dark Blue

Current sale price is £58.50

(Save £16.50)

Regular price was £75

5 out of 5 stars

2 reviews

Wrangler 13Mwz Regular Straight Jeans - Blue

Bank Holiday Deal

13Mwz Regular Straight Jeans - Blue

Current sale price is £40.50

(Save £34.50)

Regular price was £75

Bianca Thea Floral 100% Cotton Duvet Set Blue

Thea Floral 100% Cotton Duvet Set Blue

From £30

Bianca Carved Faux Fur Cosy Throw in Blue 150x200cm

Carved Faux Fur Cosy Throw in Blue 150x200cm

£45

4.7 out of 5 stars

12 reviews

Bianca Reversible Stripe Jacquard 100% Cotton Towel Collection

+4 colours+3 colours+2 colours+1 colour

Available in blue, yellow, black, sage, blush, grey, natural coloursAvailable in blue, yellow, black, sage, blush, grey, natural coloursAvailable in blue, yellow, black, sage, blush, grey, natural coloursAvailable in blue, yellow, black, sage, blush, grey, natural coloursAvailable in blue, yellow, black, sage, blush, grey, natural colours

Reversible Stripe Jacquard 100% Cotton Towel Collection

From £8

5 out of 5 stars

6 reviews

Bianca Quilted Lines Bedspread- 220x230cm Blue

Quilted Lines Bedspread- 220x230cm Blue

£35

4.5 out of 5 stars

2 reviews

Wrangler Greensboro Regular Fit Jeans - Dark Blue

Bank Holiday Deal

Greensboro Regular Fit Jeans - Dark Blue

Current sale price is £59.50

(Save £25.50)

Regular price was £85

Bianca Attica Velvet Bedspread 240X260

Available in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink colours

Attica Velvet Bedspread 240X260

£70

Wrangler Radiating Coverall Jumpsuit - Shimmerstone - Blue

Bank Holiday Deal

Radiating Coverall Jumpsuit - Shimmerstone - Blue

Current sale price is £70

(Save £70)

Regular price was £140

Bianca Camille Embroidered Floral 100% Cotton Duvet Set White / Blue

Camille Embroidered Floral 100% Cotton Duvet Set White / Blue

From £40

Wrangler Western Denim Long Sleeve Shirt - Blue

Western Denim Long Sleeve Shirt - Blue

£65

Bianca Hampton Stripe 100% Cotton Duvet Set Blue

Hampton Stripe 100% Cotton Duvet Set Blue

From £30

Wrangler Super Denim Jacket - Blue

Bank Holiday Deal

Super Denim Jacket - Blue

Current sale price is £84

(Save £36)

Regular price was £120

Wrangler Texas Straight Fit Jeans - Blue

Bank Holiday Deal

Texas Straight Fit Jeans - Blue

Current sale price is £54.50

(Save £15.50)

Regular price was £70

4.1 out of 5 stars

7 reviews

Wrangler Greensboro Regular Fit Jeans - Dark Wash

Greensboro Regular Fit Jeans - Dark Wash

Current sale price is £68

(Save £17)

Regular price was £85

Wrangler Wrancher Regular Bootcut Jeans - Blue

Bank Holiday Deal

Wrancher Regular Bootcut Jeans - Blue

Current sale price is £52.50

(Save £22.50)

Regular price was £75

5 out of 5 stars

1 review

Wrangler Texas Denim Shorts - Light Blue

Texas Denim Shorts - Light Blue

£50

Wrangler 13Mwz Regular Straight Jeans - Dark Blue

Bank Holiday Deal

13Mwz Regular Straight Jeans - Dark Blue

Current sale price is £61.20

(Save £38.80)

Regular price was £100

5 out of 5 stars

3 reviews

Wrangler 13MWZ Regular Straight Jeans - Blue

13MWZ Regular Straight Jeans - Blue

£65

4.6 out of 5 stars

5 reviews

Wrangler Colton Denim Shorts - Light Blue

Colton Denim Shorts - Light Blue

£50

Bianca Mini Star & Stripes 100% Cotton Duvet Set- Blue

Mini Star & Stripes 100% Cotton Duvet Set- Blue

From £17

5 out of 5 stars

1 review

Wrangler Texas Straight Fit Jeans - Dark Blue

Bank Holiday Deal

Texas Straight Fit Jeans - Dark Blue

Current sale price is £54.50

(Save £15.50)

Regular price was £70

3.3 out of 5 stars

4 reviews

Wrangler Super Bootcut Fit Jeans - Blue

Bank Holiday Deal

Super Bootcut Fit Jeans - Blue

Current sale price is £78

(Save £22)

Regular price was £100

AWARE Awvanessa Fitted T-Shirt - Blue

Bank Holiday Deal

Awvanessa Fitted T-Shirt - Blue

Current sale price is £9.90

(Save £12.10)

Regular price was £22

Bianca Aspen Bobble Bath Runner

+4 colours+3 colours+2 colours+1 colour

Available in blue, black, natural, white, sage, pink, grey coloursAvailable in blue, black, natural, white, sage, pink, grey coloursAvailable in blue, black, natural, white, sage, pink, grey coloursAvailable in blue, black, natural, white, sage, pink, grey coloursAvailable in blue, black, natural, white, sage, pink, grey colours

Aspen Bobble Bath Runner

£22

4.5 out of 5 stars

4 reviews

Bianca Carved Faux Fur Cosy Cushion in Blue

Carved Faux Fur Cosy Cushion in Blue

£19

4.4 out of 5 stars

7 reviews

Bianca Esme Floral 200 Thread Count Cotton Reversible Duvet Set White Blue

Esme Floral 200 Thread Count Cotton Reversible Duvet Set White Blue

From £30

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.