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Only Gemma Faux Leather Biker Jacket - Black

Bank Holiday Deal

Gemma Faux Leather Biker Jacket - Black

Current sale price is £35

(Save £10)

Regular price was £45

4 out of 5 stars

3 reviews

Only Amara Quilted Jacket - Black

Bank Holiday Deal

Amara Quilted Jacket - Black

Current sale price is £37.75

(Save £10.25)

Regular price was £48

Only Butter-2 Boot - Black

Butter-2 Boot - Black

£70

Walplus Black Metro Subway Glossy 3D Tile Sticker 30.5 x 15.4cm (12 x 6 in) - 20pcs in a pack

Black Metro Subway Glossy 3D Tile Sticker 30.5 x 15.4cm (12 x 6 in) - 20pcs in a pack

£22

5 out of 5 stars

1 review

Only Onlcelle Sleeveless Smock Midi Dress - Black

Bank Holiday Deal

Onlcelle Sleeveless Smock Midi Dress - Black

Current sale price is £18

(Save £12)

Regular price was £30

Only Lamina Long Sleeve Button Front Blazer - Brown

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Lamina Long Sleeve Button Front Blazer - Brown

Current sale price is £33

(Save £22)

Regular price was £55

Only Marie Button Detail Top - Black

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Marie Button Detail Top - Black

Current sale price is £15

(Save £10)

Regular price was £25

Only Betty-9 Warm Lined Boot - Black

Betty-9 Warm Lined Boot - Black

£65

Only Maxi Buckle Sandal - Black

Maxi Buckle Sandal - Black

£40

Only Dakota High Waist Faux Leather Wide Trousers - Black

Bank Holiday Deal

Dakota High Waist Faux Leather Wide Trousers - Black

Current sale price is £24.25

(Save £20.75)

Regular price was £45

Only Onlmarinna Selene V Waist Gingham Dress - Black

Bank Holiday Deal

Onlmarinna Selene V Waist Gingham Dress - Black

Current sale price is £24.75

(Save £7.25)

Regular price was £32

Libra Interiors Dalston Sandblasted Wood & Champagne Side Table

Bank Holiday Deal

Libra Interiors

Dalston Sandblasted Wood & Champagne Side Table

Current sale price is £151

(Save £38)

Regular price was £189

Walplus Terrazzo Holographic Glitter Black Wall Tile Sticker Set - 15cm (6inch) - 24pcs one pack

Terrazzo Holographic Glitter Black Wall Tile Sticker Set - 15cm (6inch) - 24pcs one pack

£9

4 out of 5 stars

1 review

Bunty Seventh Heaven Donut Pet Bed

Seventh Heaven Donut Pet Bed

From £24

Libra Interiors Coral Design Set Of 2 Side Tray Tables

Bank Holiday Deal

Libra Interiors

Coral Design Set Of 2 Side Tray Tables

Current sale price is £191

(Save £48)

Regular price was £239

Libra Interiors Monochrome Swirl Coffee Tray Table

Bank Holiday Deal

Libra Interiors

Monochrome Swirl Coffee Tray Table

Current sale price is £191

(Save £48)

Regular price was £239

Only Tailored Warp Front Skort - Brown

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Tailored Warp Front Skort - Brown

Current sale price is £23.25

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Regular price was £30

Bunty Woodland Easy Clean Polyester Pet Bed

Woodland Easy Clean Polyester Pet Bed

From £30

3.8 out of 5 stars

13 reviews

Max Factor Masterpiece Waterproof Matte Liquid Eyeliner

Masterpiece Waterproof Matte Liquid Eyeliner

Current sale price is £7

(Save £1.99)

Regular price was £8.99

4.5 out of 5 stars

48 reviews

Max Factor Masterpiece Kohl Kajal Automatic Pencil

Masterpiece Kohl Kajal Automatic Pencil

Current sale price is £6

(Save £1.99)

Regular price was £7.99

4.1 out of 5 stars

13 reviews

Max Factor False Lash Effect Mascara

False Lash Effect Mascara

Current sale price is £10

(Save £2.99)

Regular price was £12.99

4.4 out of 5 stars

107 reviews

Max Factor 2000 Calorie Volume Mascara, 9ml

2000 Calorie Volume Mascara, 9ml

Current sale price is £7

(Save £2.99)

Regular price was £9.99

3.8 out of 5 stars

87 reviews

Max Factor False Lash Effect Mascara 13ml

Available in black, waterproof black coloursAvailable in black, waterproof black coloursAvailable in black, waterproof black coloursAvailable in black, waterproof black coloursAvailable in black, waterproof black colours

False Lash Effect Mascara 13ml

Current sale price is £10

(Save £2.99)

Regular price was £12.99

4.3 out of 5 stars

353 reviews

Max Factor Masterpiece 2 In 1 Lash WOW Volume & Length Mascara 7ml

Masterpiece 2 In 1 Lash WOW Volume & Length Mascara 7ml

Current sale price is £10

(Save £2.99)

Regular price was £12.99

4.4 out of 5 stars

98 reviews

Ghost Madi Dress - Black

Madi Dress - Black

Current sale price is £89.25

(Save £59.75)

Regular price was £149

Only Karla Padded Jacket - Black

Karla Padded Jacket - Black

Current sale price is £31

(Save £21)

Regular price was £52

5 out of 5 stars

2 reviews

Only Onlchara High Waist Horseshoe Denim Jeans - Black

Onlchara High Waist Horseshoe Denim Jeans - Black

Current sale price is £20.50

(Save £21.50)

Regular price was £42

4 out of 5 stars

1 review

Only Bina Faux Leather Trenchcoat - Black - Black

Bina Faux Leather Trenchcoat - Black - Black

Current sale price is £35

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Regular price was £70

5 out of 5 stars

1 review

Only Long Sleeve Sequin Bow Top - Black

Long Sleeve Sequin Bow Top - Black

Current sale price is £20

(Save £18)

Regular price was £38

5 out of 5 stars

1 review

Only Sadie Straight Leg Faux Leather Pants - Black

Sadie Straight Leg Faux Leather Pants - Black

Current sale price is £24.50

(Save £10.50)

Regular price was £35

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.