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undefined Insect Hotel

Payday Deal

Insect Hotel

Current sale price is £11.99

(Save £3)

Regular price was £14.99

undefined Optimus Prime 10302

Optimus Prime 10302

Current sale price is £121.99

(Save £38)

Regular price was £159.99

4.3 out of 5 stars

323 reviews

undefined The Lord of the Rings: Balrog Book Nook 10367

Payday Deal

The Lord of the Rings: Balrog Book Nook 10367

Current sale price is £79.99

(Save £30)

Regular price was £109.99

4.1 out of 5 stars

47 reviews

undefined Heartlake City Apartments and Shops 42670

Heartlake City Apartments and Shops 42670

Current sale price is £119.99

(Save £30)

Regular price was £149.99

5 out of 5 stars

10 reviews

undefined Transformers Bumblebee Model Set 10338

Transformers Bumblebee Model Set 10338

Current sale price is £58.99

(Save £21)

Regular price was £79.99

4.5 out of 5 stars

168 reviews

undefined Neuschwanstein Castle Set 21063

LEGO Architecture

Neuschwanstein Castle Set 21063

£239.99

undefined Beauty Mask Creation Gift Set

Beauty Mask Creation Gift Set

£11.99

3.7 out of 5 stars

3 reviews

undefined Shimmer 'N' Sparkle Squish Magic Loom

Payday Deal

Shimmer & Sparkle

Shimmer 'N' Sparkle Squish Magic Loom

Current sale price is £8.99

(Save £2)

Regular price was £10.99

5 out of 5 stars

9 reviews

undefined Minerals and Geodes

Payday Deal

Minerals and Geodes

Current sale price is £12.99

(Save £2)

Regular price was £14.99

undefined Williams Racing FW14B & Nigel Mansell 10353

Williams Racing FW14B & Nigel Mansell 10353

Current sale price is £52.99

(Save £17)

Regular price was £69.99

4.8 out of 5 stars

70 reviews

undefined HI-TECH Greenhouse

HI-TECH Greenhouse

£29.99

undefined Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Payday Deal

LEGO Architecture

Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Current sale price is £99.99

(Save £5)

Regular price was £104.99

4.9 out of 5 stars

51 reviews

undefined Guinea Pig Playground Animal Toy 42640

Guinea Pig Playground Animal Toy 42640

£8.99

5 out of 5 stars

2 reviews

undefined Idea Message Pen Creator

Idea Message Pen Creator

£24.99

undefined Plant Café & Flower Shop Building Kit Pretend-Play Set 42671

Payday Deal

Plant Café & Flower Shop Building Kit Pretend-Play Set 42671

Current sale price is £52.99

(Save £27)

Regular price was £79.99

4.9 out of 5 stars

10 reviews

undefined Fragant Flower Maker

Payday Deal

Fragant Flower Maker

Current sale price is £11.99

(Save £8)

Regular price was £19.99

undefined French Café Building Set for Adults 10362

French Café Building Set for Adults 10362

Current sale price is £54.99

(Save £15)

Regular price was £69.99

4.3 out of 5 stars

38 reviews

undefined Pet Accessories Shop Building Toy 42650

Pet Accessories Shop Building Toy 42650

Current sale price is £27.99

(Save £7)

Regular price was £34.99

4.9 out of 5 stars

37 reviews

undefined Friendship Tree House Hangout Set 42652

Friendship Tree House Hangout Set 42652

Current sale price is £44.99

(Save £15)

Regular price was £59.99

5 out of 5 stars

12 reviews

undefined Race Ace Stunt Car

Race Ace Stunt Car

£24.99

4.7 out of 5 stars

17 reviews

undefined McLaren MP4/4 & Ayrton Senna 10330

McLaren MP4/4 & Ayrton Senna 10330

Current sale price is £52.99

(Save £17)

Regular price was £69.99

4.5 out of 5 stars

142 reviews

undefined Pony Ranch & Stable Building Set, Horse Toy Playset 42654

Pony Ranch & Stable Building Set, Horse Toy Playset 42654

Current sale price is £49.99

(Save £10)

Regular price was £59.99

4.9 out of 5 stars

16 reviews

undefined Create a Highlighter Studio

Payday Deal

Create a Highlighter Studio

Current sale price is £17.99

(Save £7)

Regular price was £24.99

undefined Halloween Barn Building Toy 40721

Halloween Barn Building Toy 40721

£12.99

4.6 out of 5 stars

46 reviews

undefined Music Shop & Apartment Building Set Pretend-Play Toy 42653

Payday Deal

Music Shop & Apartment Building Set Pretend-Play Toy 42653

Current sale price is £33.99

(Save £11)

Regular price was £44.99

5 out of 5 stars

5 reviews

undefined New Perfume Lab

Payday Deal

New Perfume Lab

Current sale price is £12.99

(Save £2)

Regular price was £14.99

undefined Idea Crystal Jewellery Creator

Payday Deal

Idea Crystal Jewellery Creator

Current sale price is £19.99

(Save £5)

Regular price was £24.99

undefined Heartlake City Ice Cream Van Toy 42644

Payday Deal

Heartlake City Ice Cream Van Toy 42644

Current sale price is £13.99

(Save £4)

Regular price was £17.99

4.9 out of 5 stars

10 reviews

undefined Friendship Road-Trip Travel Car Building Set 42659

Payday Deal

Friendship Road-Trip Travel Car Building Set 42659

Current sale price is £12.99

(Save £5)

Regular price was £17.99

4.7 out of 5 stars

11 reviews

undefined Paisley’s Room Building Toy Set 42647

Paisley’s Room Building Toy Set 42647

£17.99

4.7 out of 5 stars

10 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.