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Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

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Tommy Jeans Outdoor Sling Bag - Black

Outdoor Sling Bag - Black

£85

ValueLights Bellamy Matte Black Bubble Cluster Flush Ceiling Light

Bank Holiday Deal

Bellamy Matte Black Bubble Cluster Flush Ceiling Light

Current sale price is £44

Regular price was £55

(Save £11)

SWIFT Cube Ready Assembled Open Shelf Unit - Black - FSC® Certified

Cube Ready Assembled Open Shelf Unit - Black - FSC® Certified

Current sale price is £263

Regular price was £329

(Save £66)

5 out of 5 stars

1 review

Bank Holiday Deal

Logo T-shirt - Black

Current sale price is £25

Regular price was £35

(Save £10)

3 out of 5 stars

2 reviews

Tommy Jeans Otis Canvas Cargo Trousers - Black

Otis Canvas Cargo Trousers - Black

£85

SWIFT Neptune Ready Assembled High Gloss Large Sideboard - Black

Neptune Ready Assembled High Gloss Large Sideboard - Black

£449

5 out of 5 stars

1 review

ValueLights Infinity Matt Black Double Twist Integrated Led Floor Lamp

Bank Holiday Deal

Infinity Matt Black Double Twist Integrated Led Floor Lamp

Current sale price is £64

Regular price was £80

(Save £16)

3.3 out of 5 stars

6 reviews

ValueLights Pair Of Kincaid Black Rechargeable Easy Fit Wall Light With Shade

Bank Holiday Deal

Pair Of Kincaid Black Rechargeable Easy Fit Wall Light With Shade

Current sale price is £52

Regular price was £64.99

(Save £12.99)

4.7 out of 5 stars

7 reviews

ValueLights Jas Black Ceiling Light

Jas Black Ceiling Light

From £55

Tommy Jeans Rib Poplin Tank Dress - Black

Bank Holiday Deal

Rib Poplin Tank Dress - Black

Current sale price is £64

Regular price was £80

(Save £16)

Long Sleeve Badge Logo T-Shirt - Black

£35

Thrustmaster T818 Servo black edition

T818 Servo black edition

£499.99

ValueLights Struttura Wooden Shelves Floor Lamp with Fabric Shade

Bank Holiday Deal

+1 colour

Available in black, natural, grey, white coloursAvailable in black, natural, grey, white coloursAvailable in black, natural, grey, white coloursAvailable in black, natural, grey, white coloursAvailable in black, natural, grey, white colours

Struttura Wooden Shelves Floor Lamp with Fabric Shade

Current sale price is From £31

Regular price was From £35

(Save up to £4)

4.7 out of 5 stars

31 reviews

ValueLights Emilia Black Ceramic Table Lamp With Linen Wave Shade

Bank Holiday Deal

Emilia Black Ceramic Table Lamp With Linen Wave Shade

Current sale price is £28

Regular price was £35

(Save £7)

5 out of 5 stars

1 review

SWIFT Neptune Ready Assembled High Gloss Compact Sideboard - Black

Neptune Ready Assembled High Gloss Compact Sideboard - Black

£279

2.3 out of 5 stars

3 reviews

Tommy Jeans Regular Signature Joggers - Black

Regular Signature Joggers - Black

£55

Neff N30 B1DCC0AK3B 60cm Built In Electric Single Oven with CircoTherm - Black

N30 B1DCC0AK3B 60cm Built In Electric Single Oven with CircoTherm - Black

£449

4.8 out of 5 stars

17 reviews

ValueLights Pair Of Ryle Black Rechargeable Easy Fit Wall Light

Bank Holiday Deal

Pair Of Ryle Black Rechargeable Easy Fit Wall Light

Current sale price is £41

Regular price was £51

(Save £10)

5 out of 5 stars

1 review

ValueLights Infinity Matt Black Double Twist Integrated Led Table Lamp

Bank Holiday Deal

Infinity Matt Black Double Twist Integrated Led Table Lamp

Current sale price is £32

Regular price was £40

(Save £8)

5 out of 5 stars

4 reviews

Neff N70 T66FHX4L0 60cm Electric Induction Hob - Black

N70 T66FHX4L0 60cm Electric Induction Hob - Black

£699

4.8 out of 5 stars

4 reviews

Neff N30 T36FBE1L0 60cm Electric Induction Hob - Black

N30 T36FBE1L0 60cm Electric Induction Hob - Black

£399

4.6 out of 5 stars

14 reviews

SWIFT Montreal 3 piece Ready Assembled Package – 2 Door Wardrobe, 3 Drawer Chest and 1 Drawer Bedside Table - Black

Montreal 3 piece Ready Assembled Package – 2 Door Wardrobe, 3 Drawer Chest and 1 Drawer Bedside Table - Black

£449

5 out of 5 stars

3 reviews

ValueLights Infinity Black Double Twist Integrated Led Ceiling Light

Infinity Black Double Twist Integrated Led Ceiling Light

£60

ValueLights Hiru Matt Black 3 Tier Shelf Floor Lamp With Large Black Shade

Bank Holiday Deal

Hiru Matt Black 3 Tier Shelf Floor Lamp With Large Black Shade

Current sale price is £72

Regular price was £90

(Save £18)

4.8 out of 5 stars

4 reviews

ValueLights Kaiden Dome Table Lamp With Black Trim Linen Shade

Kaiden Dome Table Lamp With Black Trim Linen Shade

£38

ValueLights Maeve Natural Linen Black Trim Shade Matte Black Bobbin Bobble Floor Lamp

Maeve Natural Linen Black Trim Shade Matte Black Bobbin Bobble Floor Lamp

From £75

Tommy Jeans Austin Tapered Fit Stretch Jean - Black

Austin Tapered Fit Stretch Jean - Black

£80

5 out of 5 stars

1 review

ValueLights Tavel Matte Black Floor Lamp With Table And Black Shade

Bank Holiday Deal

Tavel Matte Black Floor Lamp With Table And Black Shade

Current sale price is £92

Regular price was £115

(Save £23)

5 out of 5 stars

4 reviews

ValueLights Infinity Black Swirl Integrated Led Floor Lamp

Bank Holiday Deal

Infinity Black Swirl Integrated Led Floor Lamp

Current sale price is £56

Regular price was £70

(Save £14)

5 out of 5 stars

2 reviews

ValueLights Infinity Matte Black Loop Drop Bar Led Ceiling Pendant Light

Bank Holiday Deal

Infinity Matte Black Loop Drop Bar Led Ceiling Pendant Light

Current sale price is £48

Regular price was £60

(Save £12)

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.