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Free home delivery on orders £75+

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Fossil Fossil Men's Harlow Three-Hand Black Leather Watch, FS6215

Fossil Men's Harlow Three-Hand Black Leather Watch, FS6215

£149

Fossil Fossil Men's Everett Three-Hand Black Silicone Watch, FS6175

Fossil Men's Everett Three-Hand Black Silicone Watch, FS6175

£99

Morphy Richards 3000W LED Digital Steam Iron - Black

Morphy Richards

3000W LED Digital Steam Iron - Black

£49

4.7 out of 5 stars

57 reviews

Morphy Richards Cassini Kettle & Toaster - Black

Morphy Richards

Cassini Kettle & Toaster - Black

Current sale price is £114

Regular price was £149

(Save £35)

4.3 out of 5 stars

3 reviews

Morphy Richards Hive 108271 Kettle - Black

Bank Holiday Deal

Morphy Richards

Hive 108271 Kettle - Black

Current sale price is £28

Regular price was £34

(Save £6)

4.7 out of 5 stars

30 reviews

Morphy Richards Easy Time 6.5L 461021 Slow Cooker - Black

Morphy Richards

Easy Time 6.5L 461021 Slow Cooker - Black

Current sale price is £62

Regular price was £79

(Save £17)

4.5 out of 5 stars

11 reviews

Morphy Richards Cassini Jug Kettle - Black

Morphy Richards

Cassini Jug Kettle - Black

Current sale price is £44

Regular price was £59

(Save £15)

4.1 out of 5 stars

7 reviews

Morphy Richards Motive Black 4-Slice Toaster - 242801

Morphy Richards

Motive Black 4-Slice Toaster - 242801

Current sale price is £40

Regular price was £44

(Save £4)

4.5 out of 5 stars

24 reviews

Morphy Richards Mexborough Kettle & Toaster Bundle - SIlver/Black

Morphy Richards

Mexborough Kettle & Toaster Bundle - SIlver/Black

Current sale price is £99

Regular price was £149

(Save £50)

Morphy Richards Illumination 108020 Kettle - Black

Morphy Richards

Illumination 108020 Kettle - Black

Current sale price is £49

Regular price was £54

(Save £5)

4.2 out of 5 stars

19 reviews

Morphy Richards Microwave Cassini 20L 800W Black Moonless Night

Morphy Richards

Microwave Cassini 20L 800W Black Moonless Night

Current sale price is £114

Regular price was £129

(Save £15)

5 out of 5 stars

2 reviews

Morphy Richards Signature Kettle & Toaster Black

Morphy Richards

Signature Kettle & Toaster Black

£169

Morphy Richards Signature Black Jug Kettle

Morphy Richards

Signature Black Jug Kettle

£89

4 out of 5 stars

7 reviews

Morphy Richards Speed Steam Steam Generator

Morphy Richards

Speed Steam Steam Generator

Current sale price is £119

Regular price was £149

(Save £30)

3.7 out of 5 stars

12 reviews

Morphy Richards Motive Black Kettle - 102801

Morphy Richards

Motive Black Kettle - 102801

Current sale price is £32

Regular price was £39

(Save £7)

4.4 out of 5 stars

19 reviews

Fossil Grant Chronograph Stainless Steel Watch FS4832 - Black

Bank Holiday Deal

Grant Chronograph Stainless Steel Watch FS4832 - Black

Current sale price is £125

Regular price was £179

(Save £54)

4.3 out of 5 stars

4 reviews

Moschino Round Thick Frame Sunglasses- Black

Round Thick Frame Sunglasses- Black

£165

5 out of 5 stars

1 review

Morphy Richards Cassini 4 Slice 4 Slot Toaster - Black

Morphy Richards

Cassini 4 Slice 4 Slot Toaster - Black

Current sale price is £54

Regular price was £79

(Save £25)

5 out of 5 stars

3 reviews

Morphy Richards 8 Cups 1.5L Rice Cooker- Black

Morphy Richards

8 Cups 1.5L Rice Cooker- Black

£39

4.2 out of 5 stars

11 reviews

Morphy Richards Sear and Stew Black and Rose Gold 6.5L Slow Cooker

Morphy Richards

Sear and Stew Black and Rose Gold 6.5L Slow Cooker

Current sale price is £64

Regular price was £74

(Save £10)

4.9 out of 5 stars

7 reviews

Moschino Round Frame Sunglasses With M Trim- Black

Bank Holiday Deal

Round Frame Sunglasses With M Trim- Black

Current sale price is £135.75

Regular price was £189

(Save £53.25)

Morphy Richards Mexborough 1.7L Kettle - Silver/Black

Morphy Richards

Mexborough 1.7L Kettle - Silver/Black

£49

Morphy Richards Fastbake Breadmaker

Morphy Richards

Fastbake Breadmaker

Current sale price is £79

Regular price was £99

(Save £20)

4.4 out of 5 stars

100 reviews

Morphy Richards Sear And Stew Black Slow Cooker - 3.5L - Dishwasher Safe

Morphy Richards

Sear And Stew Black Slow Cooker - 3.5L - Dishwasher Safe

Current sale price is £38

Regular price was £43

(Save £5)

4.8 out of 5 stars

30 reviews

Morphy Richards Illumination 248020 4-Slice Toaster - Black

Morphy Richards

Illumination 248020 4-Slice Toaster - Black

£59

4.5 out of 5 stars

22 reviews

Morphy Richards 6.5L Sear & Stew Slow Cooker - Hinged Hid - Black - Aluminum

Morphy Richards

6.5L Sear & Stew Slow Cooker - Hinged Hid - Black - Aluminum

Current sale price is £62

Regular price was £69

(Save £7)

4.4 out of 5 stars

8 reviews

Fossil Mens Machine Big Tic Black Stainless Steel Watch, FS6156

Mens Machine Big Tic Black Stainless Steel Watch, FS6156

Current sale price is £151

Regular price was £189

(Save £38)

4.3 out of 5 stars

3 reviews

Fossil Mens Machine Chronograph, Black Stainless Steel Watch, FS6097

Mens Machine Chronograph, Black Stainless Steel Watch, FS6097

£189

4.5 out of 5 stars

20 reviews

Moschino Shallow Cat Eye Metal Frame With Chunky Overlays- Black

Bank Holiday Deal

Shallow Cat Eye Metal Frame With Chunky Overlays- Black

Current sale price is £157.50

Regular price was £219

(Save £61.50)

Morphy Richards Accents Gold 4 Slice Toaster - Black

Morphy Richards

Accents Gold 4 Slice Toaster - Black

£79

4.4 out of 5 stars

5 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.