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LEGO Editions Scuderia Ferrari HP Lewis Hamilton Helmet 43022

Scuderia Ferrari HP Lewis Hamilton Helmet 43022

Current sale price is £63.99

Regular price was £79.99

(Save £16)

4.4 out of 5 stars

54 reviews

Rock Luggage Oslo Pink Cabin

Oslo Pink Cabin

£80

5 out of 5 stars

1 review

Bluey Celebration Home Playset

Bank Holiday Deal

Celebration Home Playset

Current sale price is £25.99

Regular price was £39.99

(Save £14)

4.7 out of 5 stars

15 reviews

LEGO Editions Cristiano Ronaldo - Football Legend 43016

Cristiano Ronaldo - Football Legend 43016

Current sale price is £53.99

Regular price was £69.99

(Save £16)

4.8 out of 5 stars

13 reviews

Rock Luggage Oslo Pebble Cabin

Oslo Pebble Cabin

£80

LEGO Editions Cristiano Ronaldo - Football Highlights 43012

Cristiano Ronaldo - Football Highlights 43012

Current sale price is £17.49

Regular price was £24.99

(Save £7.50)

5 out of 5 stars

15 reviews

LEGO Editions Olivia Rodrigo's Concert Moon 43029

Olivia Rodrigo's Concert Moon 43029

£44.99

5 out of 5 stars

3 reviews

LEGO Editions Lionel Messi - Football Highlights 43011

Lionel Messi - Football Highlights 43011

Current sale price is £17.49

Regular price was £24.99

(Save £7.50)

4.7 out of 5 stars

15 reviews

Vans Infant Unisex Old Skool Trainer - Black

Bank Holiday Deal

Infant Unisex Old Skool Trainer - Black

Current sale price is £32

Regular price was £40

(Save £8)

4.8 out of 5 stars

161 reviews

LEGO Editions McLaren Mastercard F1 Team Lando Norris Helmet 43023

McLaren Mastercard F1 Team Lando Norris Helmet 43023

£77.99

4.3 out of 5 stars

17 reviews

LEGO Editions Kylian Mbappé - Football Highlights 43013

Kylian Mbappé - Football Highlights 43013

Current sale price is £17.49

Regular price was £24.99

(Save £7.50)

5 out of 5 stars

11 reviews

LEGO Editions Scuderia Ferrari HP Charles Leclerc Helmet 43014

Scuderia Ferrari HP Charles Leclerc Helmet 43014

Current sale price is £63.99

Regular price was £79.99

(Save £16)

4.2 out of 5 stars

45 reviews

Vans Junior Old Skool Trainers - Black

Junior Old Skool Trainers - Black

£55

4.7 out of 5 stars

3 reviews

Vans Unisex Authentic Trainers - Black

Bank Holiday Deal

Unisex Authentic Trainers - Black

Current sale price is £48

Regular price was £60

(Save £12)

4.5 out of 5 stars

550 reviews

Vans Kids Unisex Old Skool Trainers - Black

Kids Unisex Old Skool Trainers - Black

£50

4.4 out of 5 stars

58 reviews

Bluey Supermarket Playset

Bank Holiday Deal

Supermarket Playset

Current sale price is £35.99

Regular price was £49.99

(Save £14)

4.9 out of 5 stars

230 reviews

Rock Luggage Santiago Hardshell 8 Wheel Suitcase - Large

Santiago Hardshell 8 Wheel Suitcase - Large

£80

3 out of 5 stars

5 reviews

LEGO Editions Olivia Rodrigo’s Secret Storage 43030

Olivia Rodrigo’s Secret Storage 43030

£69.99

4 out of 5 stars

1 review

Bluey Hide & Seek Game

Bank Holiday Deal

Hide & Seek Game

Current sale price is £11.99

Regular price was £16.99

(Save £5)

4.8 out of 5 stars

53 reviews

LEGO Editions Lionel Messi - Football Legend 43015

Lionel Messi - Football Legend 43015

Current sale price is £52.99

Regular price was £69.99

(Save £17)

4.6 out of 5 stars

12 reviews

Vans Unisex Old Skool Trainers - Black

Unisex Old Skool Trainers - Black

£69

4.3 out of 5 stars

403 reviews

Bluey Heart Sweat Legging Set - Pink

Bank Holiday Deal

Heart Sweat Legging Set - Pink

Current sale price is £12

Regular price was £15

(Save £3)

Bluey Mini Go! Tilt Scooter with Lights

Bank Holiday Deal

Mini Go! Tilt Scooter with Lights

Current sale price is £23.99

Regular price was £32.99

(Save £9)

3.8 out of 5 stars

5 reviews

Vans Mens Skate Unisex Old Skool Trainers - Black

Bank Holiday Deal

Mens Skate Unisex Old Skool Trainers - Black

Current sale price is £56

Regular price was £70

(Save £14)

3.9 out of 5 stars

19 reviews

Bluey Pop Up Bluey Activity Game - Don't Make Bluey Jump!

Pop Up Bluey Activity Game - Don't Make Bluey Jump!

Current sale price is £12.99

Regular price was £19.99

(Save £7)

4.9 out of 5 stars

25 reviews

Vans Womens Super Lowpro Trainers

Bank Holiday Deal

Womens Super Lowpro Trainers

Current sale price is £42.50

Regular price was £85

(Save £42.50)

5 out of 5 stars

1 review

LEGO Editions McLaren Mastercard F1 Team Oscar Piastri Helmet 43017

McLaren Mastercard F1 Team Oscar Piastri Helmet 43017

£77.99

4.6 out of 5 stars

10 reviews

Vans Unisex Authentic Canvas Shoes - Black/white

Bank Holiday Deal

Unisex Authentic Canvas Shoes - Black/white

Current sale price is £48

Regular price was £60

(Save £12)

4.5 out of 5 stars

540 reviews

LEGO Editions Vini Jr. - Football Highlights 43027

Vini Jr. - Football Highlights 43027

Current sale price is £17.49

Regular price was £24.99

(Save £7.50)

5 out of 5 stars

7 reviews

Rock Luggage Paris 8 Wheel Softshell Lightweight Medium Suitcase With Lock -Navy

Paris 8 Wheel Softshell Lightweight Medium Suitcase With Lock -Navy

£70

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.