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Haden 20L 800W Microwave - Putty

20L 800W Microwave - Putty

Current sale price is £77

Regular price was £86

(Save £9)

5 out of 5 stars

2 reviews

Haden 20L 800w Microwave - Sage

Bank Holiday Deal

20L 800w Microwave - Sage

Current sale price is £74

Regular price was £89

(Save £15)

5 out of 5 stars

7 reviews

Seagate 1TB Expansion Portable

1TB Expansion Portable

£89.99

4.2 out of 5 stars

22 reviews

LEARNING RESOURCES Numberblocks MathLink Cubes Activity Set Heroes with Zeroes

LEARNING RESOURCES

Numberblocks MathLink Cubes Activity Set Heroes with Zeroes

£99.99

Haden 25L Combi Microwave with Air Fryer Technology

Bank Holiday Deal

25L Combi Microwave with Air Fryer Technology

Current sale price is £164

Regular price was £189

(Save £25)

5 out of 5 stars

2 reviews

Seagate 2TB Expansion Portable Drive

2TB Expansion Portable Drive

Current sale price is £114.99

Regular price was £121.99

(Save £7)

4.2 out of 5 stars

44 reviews

PS PAUL SMITH Zebra Billfold Wallet - Black

Bank Holiday Deal

Zebra Billfold Wallet - Black

Current sale price is £84

Regular price was £120

(Save £36)

PS PAUL SMITH Stitch Leather Belt - Black

Bank Holiday Deal

Stitch Leather Belt - Black

Current sale price is £52.50

Regular price was £75

(Save £22.50)

4 out of 5 stars

1 review

LEARNING RESOURCES Numberblocks MathLink Cubes Advent Calendar

LEARNING RESOURCES

Numberblocks MathLink Cubes Advent Calendar

£24.99

PS PAUL SMITH Men's 3 Pack Trunks - Black

Bank Holiday Deal

Men's 3 Pack Trunks - Black

Current sale price is £33.50

Regular price was £42

(Save £8.50)

5 out of 5 stars

1 review

Haden 20L 800w Microwave - Black/Copper

Bank Holiday Deal

20L 800w Microwave - Black/Copper

Current sale price is £74

Regular price was £89

(Save £15)

4.8 out of 5 stars

4 reviews

PS PAUL SMITH Zebra Card Holder - Black

Bank Holiday Deal

Zebra Card Holder - Black

Current sale price is £42.50

Regular price was £85

(Save £42.50)

5 out of 5 stars

3 reviews

LEARNING RESOURCES MathLink Cubes Numberblocks Activity Set 31-40

LEARNING RESOURCES

MathLink Cubes Numberblocks Activity Set 31-40

£54.99

Men's Regular Fit Polo Shirt with Zebra Logo - Black

£85

Wicked Emerald City Train Playset and Elphaba Doll

Bank Holiday Deal

Emerald City Train Playset and Elphaba Doll

Current sale price is £11.99

Regular price was £34.99

(Save £23)

4.6 out of 5 stars

26 reviews

Wicked Glindas Glamorous Closet Playset

Bank Holiday Deal

Glindas Glamorous Closet Playset

Current sale price is £15.99

Regular price was £51.99

(Save £36)

4.8 out of 5 stars

27 reviews

Men's Regular Fit Polo Shirt with Zebra Logo - Light Blue

£85

PS PAUL SMITH Regular Fit Zebra Polo Shirt - Green

Regular Fit Zebra Polo Shirt - Green

£85

PS PAUL SMITH Tapered Fit Chinos - Navy

Bank Holiday Deal

Tapered Fit Chinos - Navy

Current sale price is £90

Regular price was £125

(Save £35)

PS PAUL SMITH Regular Fit Cotton Piqué Zebra Polo Shirt - Navy

Regular Fit Cotton Piqué Zebra Polo Shirt - Navy

£85

PS PAUL SMITH Stitch Leather Belt - Brown

Bank Holiday Deal

Stitch Leather Belt - Brown

Current sale price is £60

Regular price was £75

(Save £15)

4 out of 5 stars

1 review

PS PAUL SMITH Regular Fit Zebra T-Shirt - Blue

Regular Fit Zebra T-Shirt - Blue

£55

Haden 20L 700w Chester Microwave - Silver

Bank Holiday Deal

20L 700w Chester Microwave - Silver

Current sale price is £61

Regular price was £69

(Save £8)

5 out of 5 stars

3 reviews

PS PAUL SMITH Regular Fit Mushroom T-Shirt - Black

Regular Fit Mushroom T-Shirt - Black

£80

PS PAUL SMITH Womens Swirl Knitted T-Shirt - Multi

Bank Holiday Deal

Womens Swirl Knitted T-Shirt - Multi

Current sale price is £161

Regular price was £230

(Save £69)

PS PAUL SMITH Women Large Zip Around Purse - Multi

Bank Holiday Deal

Women Large Zip Around Purse - Multi

Current sale price is £296

Regular price was £370

(Save £74)

PS PAUL SMITH Regular Fit Zebra T-Shirt - Blue

Regular Fit Zebra T-Shirt - Blue

£55

LEARNING RESOURCES Spike The Fine Motor Hedgehog

Bank Holiday Deal

LEARNING RESOURCES

Spike The Fine Motor Hedgehog

Current sale price is £12.99

Regular price was £17.99

(Save £5)

4.5 out of 5 stars

53 reviews

PS PAUL SMITH Regular Floral Short Sleeve Shirts - Blue

Bank Holiday Deal

Regular Floral Short Sleeve Shirts - Blue

Current sale price is £101.50

Regular price was £145

(Save £43.50)

PS PAUL SMITH Womens Shoe Dover Leopard Print - Brown

Bank Holiday Deal

Womens Shoe Dover Leopard Print - Brown

Current sale price is £125

Regular price was £250

(Save £125)

4.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.