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undefined 9ct Gold Plain Initial Pendant Pendant Necklace

+19 colours+23 colours+22 colours+20 colours+21 colours

Available in a, e, s, m, r, j, k and 19 more coloursAvailable in a, e, s and 23 more coloursAvailable in a, e, s, m and 22 more coloursAvailable in a, e, s, m, r, j and 20 more coloursAvailable in a, e, s, m, r and 21 more colours

The Love Collection

9ct Gold Plain Initial Pendant Pendant Necklace

£140

3.8 out of 5 stars

13 reviews

undefined Color Security Shampoo & Conditioner Duo - Normal to Thick

Bank Holiday Deal

Color Security Shampoo & Conditioner Duo - Normal to Thick

Current sale price is £38

(Save £5)

Regular price was £43

3.7 out of 5 stars

3 reviews

undefined Series 19 Smart Calling Watch with interchangeable Cobweb leather and Denim Silicone Straps

Series 19 Smart Calling Watch with interchangeable Cobweb leather and Denim Silicone Straps

Current sale price is £50

(Save £50)

Regular price was £100

3.6 out of 5 stars

5 reviews

undefined 9ct Gold T Bar Belcher Chain Bracelet

The Love Collection

9ct Gold T Bar Belcher Chain Bracelet

£349

3.7 out of 5 stars

7 reviews

undefined Pretty in Pink Bouquet

Pretty in Pink Bouquet

£35.99

3.3 out of 5 stars

17 reviews

undefined The Eleanor 2-Hand 2-Tone Stainless Steel Watch

The Eleanor 2-Hand 2-Tone Stainless Steel Watch

Current sale price is £279.50

(Save £49.50)

Regular price was £329

3 out of 5 stars

1 review

undefined 1Ct Marquise Diamond Solitaire Ring G VS+ Lab Grown

1Ct Marquise Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £870

(Save £580)

Regular price was £1450

3 out of 5 stars

1 review

undefined Seductive for Women Dreams Eau de Toilette 75ml

Bank Holiday Deal

Seductive for Women Dreams Eau de Toilette 75ml

Current sale price is £26

(Save £7)

Regular price was £33

3 out of 5 stars

1 review

undefined 9ct White Gold Diamond Cut Sparkle 4mm D Shape Wedding Band

The Love Collection

9ct White Gold Diamond Cut Sparkle 4mm D Shape Wedding Band

£189

3.6 out of 5 stars

37 reviews

undefined Gold Plated Heart and Initial Charm Necklace

+19 colours+23 colours+22 colours+20 colours+21 colours

Available in a, l, m, e, c, s, j and 19 more coloursAvailable in a, l, m and 23 more coloursAvailable in a, l, m, e and 22 more coloursAvailable in a, l, m, e, c, s and 20 more coloursAvailable in a, l, m, e, c and 21 more colours

The Love Collection

Gold Plated Heart and Initial Charm Necklace

Current sale price is £11

(Save £9)

Regular price was £20

3.2 out of 5 stars

6 reviews

undefined Series 20 Smart Rectangle Calling Watch with True Wireless Earphones

Series 20 Smart Rectangle Calling Watch with True Wireless Earphones

£110

3 out of 5 stars

4 reviews

undefined 9ct Gold 23 Point Diamond Trilogy Ring

9ct Gold 23 Point Diamond Trilogy Ring

Current sale price is £399

(Save £100)

Regular price was £499

3.8 out of 5 stars

6 reviews

undefined 9ct White Gold Cubic Zirconia Solitaire Ring

9ct White Gold Cubic Zirconia Solitaire Ring

£325

3 out of 5 stars

1 review

undefined Digital Voucher Classic Spa Day with Treatment for Two at Bannatyne Health Clubs

Virgin Experience Days

Digital Voucher Classic Spa Day with Treatment for Two at Bannatyne Health Clubs

£90

3 out of 5 stars

6 reviews

undefined Slushie Machine

Slushie Machine

£44.99

3.9 out of 5 stars

37 reviews

undefined 9ct White Gold 29 Point Diamond Cluster Bridal Set

9ct White Gold 29 Point Diamond Cluster Bridal Set

Current sale price is £580

(Save £119)

Regular price was £699

3 out of 5 stars

2 reviews

undefined Glow 30ml Eau de Toilette

Glow 30ml Eau de Toilette

£25

3.5 out of 5 stars

6 reviews

undefined 9ct White Gold 12pt Diamond Solitaire Pendant Necklace

9ct White Gold 12pt Diamond Solitaire Pendant Necklace

Current sale price is £284

(Save £85)

Regular price was £369

3 out of 5 stars

2 reviews

undefined Personalised Double Heart Ornament

The Personalised Memento Company

Personalised Double Heart Ornament

£24.99

3.3 out of 5 stars

24 reviews

undefined Sterling Silver Stardust Double Hoop Creole Earrings

The Love Collection

Sterling Silver Stardust Double Hoop Creole Earrings

£28

3.9 out of 5 stars

14 reviews

undefined Series 20 Smart Ink Rectangle Calling Watch with True Wireless Earphones

Series 20 Smart Ink Rectangle Calling Watch with True Wireless Earphones

£110

3.3 out of 5 stars

6 reviews

undefined Digital Voucher Manchester United Football Club Stadium Tour with Meal in the Red Café for Two

Virgin Experience Days

Digital Voucher Manchester United Football Club Stadium Tour with Meal in the Red Café for Two

£99

3 out of 5 stars

2 reviews

undefined Ladies Series 21 Smart Rose Gold Cobweb Lozenge Watch

Ladies Series 21 Smart Rose Gold Cobweb Lozenge Watch

£60

3 out of 5 stars

2 reviews

undefined Color Security Shampoo & Conditioner Duo - Fine to Normal

Color Security Shampoo & Conditioner Duo - Fine to Normal

£43

3 out of 5 stars

2 reviews

undefined Digital Voucher Murder Mystery Evening for Two - 14 Locations Available

Virgin Experience Days

Digital Voucher Murder Mystery Evening for Two - 14 Locations Available

£174

3 out of 5 stars

2 reviews

undefined Personalised LED Illuminated Custom Sign

Personalised LED Illuminated Custom Sign

£37.99

3.6 out of 5 stars

25 reviews

undefined Ladies Series 32 Pink Smart Watch

Ladies Series 32 Pink Smart Watch

Current sale price is £40

(Save £10)

Regular price was £50

3 out of 5 stars

2 reviews

undefined Micro-Amulets Letter Pendant

+19 colours+23 colours+22 colours+20 colours+21 colours

Available in a, m, e, s, l, t, r and 19 more coloursAvailable in a, m, e and 23 more coloursAvailable in a, m, e, s and 22 more coloursAvailable in a, m, e, s, l, t and 20 more coloursAvailable in a, m, e, s, l and 21 more colours

Micro-Amulets Letter Pendant

Current sale price is £32

(Save £13)

Regular price was £45

3.9 out of 5 stars

12 reviews

undefined Iconic Initial Necklace - A 925 Sterling Silver

+19 colours+23 colours+22 colours+20 colours+21 colours

Available in a, m, r, c, e, k, z and 19 more coloursAvailable in a, m, r and 23 more coloursAvailable in a, m, r, c and 22 more coloursAvailable in a, m, r, c, e, k and 20 more coloursAvailable in a, m, r, c, e and 21 more colours

Iconic Initial Necklace - A 925 Sterling Silver

£82

3.7 out of 5 stars

3 reviews

undefined Bubblegum Flavoured Colour Changing Vodka 70cl

Bubblegum Flavoured Colour Changing Vodka 70cl

£37.99

3.1 out of 5 stars

9 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.