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undefined iPhone 13, 128Gb - Midnight

Trade in & get up to £560*

iPhone 13, 128Gb - Midnight

Current sale price is £425

(Save £74)

Regular price was £499

4.7 out of 5 stars

125 reviews

undefined Foodi 4-in-1 Dual Zone Air Fryer AF200UK

Foodi 4-in-1 Dual Zone Air Fryer AF200UK

£149

4.7 out of 5 stars

110 reviews

undefined Titanium Ultra Plus Induction Non-stick 6pc Set, (Frying pan 20/26cm, stewpot 24cm, saucepan 16/18/20cm with lids)

Titanium Ultra Plus Induction Non-stick 6pc Set, (Frying pan 20/26cm, stewpot 24cm, saucepan 16/18/20cm with lids)

Current sale price is £80

(Save £80)

Regular price was £160

4.8 out of 5 stars

104 reviews

undefined Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

From £399

4.5 out of 5 stars

34 reviews

undefined Galaxy A16 4G, 128Gb Storage

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, grey coloursAvailable in black, grey coloursAvailable in black, grey coloursAvailable in black, grey coloursAvailable in black, grey colours

Galaxy A16 4G, 128Gb Storage

From £169

4 out of 5 stars

432 reviews

undefined 100% Cotton Fitted Sheet

Bank Holiday Deal

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in grey, natural, white, clay, lilac coloursAvailable in grey, natural, white, clay, lilac coloursAvailable in grey, natural, white, clay, lilac coloursAvailable in grey, natural, white, clay, lilac coloursAvailable in grey, natural, white, clay, lilac colours

100% Cotton Fitted Sheet

Current sale price is From £11

(Save up to £4)

Regular price was From £14

3.5 out of 5 stars

15 reviews

undefined iPhone 16, 128Gb - Black

Trade in & get up to £560*

iPhone 16, 128Gb - Black

Current sale price is From £699

(Save up to £100)

Regular price was From £799

5 out of 5 stars

32 reviews

undefined Swirl by Creami NC701UK

Swirl by Creami NC701UK

£349

4.6 out of 5 stars

71 reviews

undefined Watch Series 10 (GPS), Rose Gold Aluminium Case with Light Blush Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Rose Gold Aluminium Case with Light Blush Sport Band

From £399

4.4 out of 5 stars

24 reviews

undefined Flash Eau de Parfum - 60ml

Bank Holiday Deal

Flash Eau de Parfum - 60ml

Current sale price is £27

(Save £28)

Regular price was £55

4.9 out of 5 stars

107 reviews

undefined iPhone 16, 128Gb - Pink

Trade in & get up to £560*

iPhone 16, 128Gb - Pink

Current sale price is From £699

(Save up to £100)

Regular price was From £799

4.8 out of 5 stars

15 reviews

undefined Liverpool Junior 25/26 Home Stadium Replica Shirt - Red

Liverpool Junior 25/26 Home Stadium Replica Shirt - Red

£55

4.8 out of 5 stars

16 reviews

undefined Galaxy S25 Ultra 5G, 512GB with Galaxy AI

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in titanium black, titanium silverblue, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium whitesilver colours

Galaxy S25 Ultra 5G, 512GB with Galaxy AI

From £1349

4.9 out of 5 stars

22.6k reviews

undefined High Waist Mom Jeans - Mid Wash

High Waist Mom Jeans - Mid Wash

£35

3.5 out of 5 stars

4 reviews

undefined Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Current sale price is From £40

(Save up to £18)

Regular price was From £52

4.4 out of 5 stars

732 reviews

undefined Unisex 370 Trainers - Concrete

Bank Holiday Deal

Unisex 370 Trainers - Concrete

Current sale price is £55

(Save £45)

Regular price was £100

4.7 out of 5 stars

3 reviews

undefined Women's 530 Trainers - White

Women's 530 Trainers - White

£100

4.7 out of 5 stars

118 reviews

undefined Pumpkin Fleece Duvet Cover Set

Pumpkin Fleece Duvet Cover Set

From £30

5 out of 5 stars

1 review

undefined Harper Thermal Dim Out Eyelet Curtains

+1 colours+5 colours+4 colours+2 colours+3 colours

Available in blush, cream, grey, black, navy, green, sky blue, latte coloursAvailable in blush, cream, grey and 5 more coloursAvailable in blush, cream, grey, black, navy, green, sky blue, latte coloursAvailable in blush, cream, grey, black, navy, green, sky blue, latte coloursAvailable in blush, cream, grey, black, navy, green, sky blue, latte colours

Harper Thermal Dim Out Eyelet Curtains

From £18

4.4 out of 5 stars

63 reviews

undefined + Mario Kart World + Pro Controller + 256GB SanDisk Micro SD Card

Bank Holiday Deal

Nintendo Switch 2

+ Mario Kart World + Pro Controller + 256GB SanDisk Micro SD Card

Current sale price is £545

Regular price was £553

5 out of 5 stars

4 reviews

undefined Woven Blackout Eyelet Curtains

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in natural, grey, black, navy coloursAvailable in natural, grey, black, navy coloursAvailable in natural, grey, black, navy coloursAvailable in natural, grey, black, navy coloursAvailable in natural, grey, black, navy colours

Woven Blackout Eyelet Curtains

Current sale price is From £17

(Save up to £19)

Regular price was From £22

4.4 out of 5 stars

5 reviews

undefined Boys 5 Pack Short Sleeve School Shirt - White

Boys 5 Pack Short Sleeve School Shirt - White

From £14

4.1 out of 5 stars

36 reviews

undefined Kids Unisex Tensaur Sport 2.0 Trainers - Black

adidas Sportswear

Kids Unisex Tensaur Sport 2.0 Trainers - Black

£28

4.8 out of 5 stars

3.6k reviews

undefined 20W USB-C Power Adapter

20W USB-C Power Adapter

£19

5 out of 5 stars

42 reviews

Bank Holiday Deal

Aryeh Contrast Logo Slide- Black/white

Current sale price is £29.25

(Save £19.75)

Regular price was £49

3 out of 5 stars

2 reviews

undefined iPhone 16 Pro - Desert Titanium

Trade in & get up to £560*

iPhone 16 Pro - Desert Titanium

Current sale price is From £899

(Save up to £100)

Regular price was From £999

4.9 out of 5 stars

24 reviews

undefined Boys 2 Pack Pull On School Trousers - Black

Boys 2 Pack Pull On School Trousers - Black

From £12

4.4 out of 5 stars

76 reviews

undefined Complete Bed Set - 10.5 Tog Duvet, Pillow(s) & Mattress Protector

Complete Bed Set - 10.5 Tog Duvet, Pillow(s) & Mattress Protector

Current sale price is From £27

(Save up to £12)

Regular price was From £35

4.5 out of 5 stars

382 reviews

undefined Kids Tensaur Switch Trainers - Black

Bank Holiday Deal

adidas Sportswear

Kids Tensaur Switch Trainers - Black

Current sale price is £24

(Save £6)

Regular price was £30

2.3 out of 5 stars

3 reviews

undefined So Full Pillow Pack Set of 2 with 2 extra completely FREE! - White

So Full Pillow Pack Set of 2 with 2 extra completely FREE! - White

Current sale price is £23

(Save £7)

Regular price was £30

4.4 out of 5 stars

100 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.