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Very Home 7ft Denver Pre Lit Flocked Christmas Tree with Dual Colour Twinkle Lights

7ft Denver Pre Lit Flocked Christmas Tree with Dual Colour Twinkle Lights

Current sale price is £81

(Save £138.99)

Regular price was £219.99

2.7 out of 5 stars

26 reviews

adidas Originals Women's Campus 00s Trainers - Pink

adidas Originals

Women's Campus 00s Trainers - Pink

Current sale price is £40

(Save £60)

Regular price was £100

2 out of 5 stars

1 review

Skechers Bobs Geo Lite Divine Look Lace-Up Trainer - Black

Bobs Geo Lite Divine Look Lace-Up Trainer - Black

Current sale price is £28.75

(Save £30.25)

Regular price was £59

2.3 out of 5 stars

3 reviews

Very Home 6ft Elegance Pre Lit Christmas Tree

6ft Elegance Pre Lit Christmas Tree

Current sale price is £45

(Save £94.99)

Regular price was £139.99

2.8 out of 5 stars

5 reviews

Oral-B Vitality Pro Black Electric Toothbrush

Vitality Pro Black Electric Toothbrush

Current sale price is £25

(Save £25)

Regular price was £50

2.7 out of 5 stars

54 reviews

Zavetti Canada Dimola Panelled Pullover Hoody And Cargo Tracksuit - Black

Dimola Panelled Pullover Hoody And Cargo Tracksuit - Black

Current sale price is £91.50

(Save £30.50)

Regular price was £122

2 out of 5 stars

1 review

The Very Collection Boucle Oversized Sweatshirt Co-Ord - Brown

The Very Collection

Boucle Oversized Sweatshirt Co-Ord - Brown

£28

2 out of 5 stars

2 reviews

UGG Womens Tasman Mazi Curly Slippers - Natural

Womens Tasman Mazi Curly Slippers - Natural

£120

2.7 out of 5 stars

3 reviews

Michelle Keegan Velvet Sheer Hem Dress - Black

Michelle Keegan

Velvet Sheer Hem Dress - Black

Current sale price is £40

(Save £40)

Regular price was £80

2 out of 5 stars

1 review

Mamas & Papas Sit & Play - Welcome to the World Grey

Sit & Play - Welcome to the World Grey

Current sale price is £24.99

(Save £15)

Regular price was £39.99

2.8 out of 5 stars

5 reviews

Zavetti Canada Rivera Tech Short Puffer Jacket - Grey

Rivera Tech Short Puffer Jacket - Grey

Current sale price is £66

(Save £44)

Regular price was £110

2 out of 5 stars

1 review

Disney Stitch Pop Up Stitch Activity Game

Pop Up Stitch Activity Game

Current sale price is £12.99

(Save £7)

Regular price was £19.99

2.3 out of 5 stars

3 reviews

The Very Collection Pu Trim Faux Shearling Coat - Dark ~Brown

The Very Collection

Pu Trim Faux Shearling Coat - Dark ~Brown

£68

2 out of 5 stars

1 review

TOTES Toasties Ladies Icons Microsuede Shoot Slippers - Lilac

Toasties Ladies Icons Microsuede Shoot Slippers - Lilac

Current sale price is £28.50

(Save £7.50)

Regular price was £36

2 out of 5 stars

1 review

Silentnight Feather & Down Anti Bacterial Pillow - 2 Pack

Feather & Down Anti Bacterial Pillow - 2 Pack

Current sale price is £25

(Save £10)

Regular price was £35

2.6 out of 5 stars

7 reviews

Disney Stitch Disney Lilo and Stitch Wooden Picnic Set 34-Piece

Disney Lilo and Stitch Wooden Picnic Set 34-Piece

Current sale price is £9.99

(Save £10)

Regular price was £19.99

2 out of 5 stars

1 review

Mini V by Very Girls Check Jacket - Pink

Girls Check Jacket - Pink

Current sale price is £7.75

(Save £10.25)

Regular price was £18

2 out of 5 stars

1 review

Venom Meta Quest 3 Charging Stand

Meta Quest 3 Charging Stand

Current sale price is £25.99

(Save £4)

Regular price was £29.99

2 out of 5 stars

3 reviews

The Very Collection Colour Block Borg Fleece- Burgundy

The Very Collection

Colour Block Borg Fleece- Burgundy

Current sale price is £24.75

(Save £20.25)

Regular price was £45

2 out of 5 stars

1 review

River Island Curved Heel Knee High Boot - Black

Curved Heel Knee High Boot - Black

Current sale price is £26

(Save £40)

Regular price was £66

2.7 out of 5 stars

3 reviews

Levi's 501 Levis Original Straight Fit Jeans - Madison Zone - Grey

501 Levis Original Straight Fit Jeans - Madison Zone - Grey

Current sale price is £50

(Save £50)

Regular price was £100

2 out of 5 stars

1 review

Baby Chic Celuna Total Twin Pushchair

Baby Chic Celuna Total Twin Pushchair

Current sale price is £59.99

(Save £70)

Regular price was £129.99

2.8 out of 5 stars

4 reviews

Michelle Keegan Faux Mongolian Coat - Brown

Michelle Keegan

Faux Mongolian Coat - Brown

Current sale price is £44

(Save £36)

Regular price was £80

2.3 out of 5 stars

3 reviews

V by Very Large Scale Check Fitted Jacket - Multi

Large Scale Check Fitted Jacket - Multi

Current sale price is £16.50

(Save £38.50)

Regular price was £55

2.5 out of 5 stars

2 reviews

Hotel Chocolat The Classic Christmas H-box

The Classic Christmas H-box

£17.95

2.6 out of 5 stars

16 reviews

New Look Washed Black Adalae High-Waist Wide Leg Jeans

Washed Black Adalae High-Waist Wide Leg Jeans

£34.99

2 out of 5 stars

1 review

The Very Collection Crew Neck Sequin Cable Oversized Jumper - Beige

The Very Collection

Crew Neck Sequin Cable Oversized Jumper - Beige

Current sale price is £18.75

(Save £23.25)

Regular price was £42

2 out of 5 stars

2 reviews

The Very Collection Shirred Waist Pearl Detail Mini Dress - Black

The Very Collection

Shirred Waist Pearl Detail Mini Dress - Black

Current sale price is £30

(Save £30)

Regular price was £60

2 out of 5 stars

4 reviews

Baby Chic Celuna Doll Travel System

Baby Chic Celuna Doll Travel System

Current sale price is £49.99

(Save £70)

Regular price was £119.99

2.7 out of 5 stars

6 reviews

Nintendo Switch My Universe: Pet Clinic - Cats & Dogs

Nintendo Switch

My Universe: Pet Clinic - Cats & Dogs

£11.99

2.8 out of 5 stars

5 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.