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undefined K2 Power Control Home Pressure Washer

K2 Power Control Home Pressure Washer

Current sale price is £99.99

(Save £30)

Regular price was £129.99

4.2 out of 5 stars

110 reviews

undefined Console - White

Nintendo Switch OLED

Console - White

£309

4.8 out of 5 stars

128 reviews

undefined K3 Power Control Car & Home Pressure Washer

K3 Power Control Car & Home Pressure Washer

Current sale price is £159.99

(Save £50)

Regular price was £209.99

4.6 out of 5 stars

106 reviews

undefined Ryzen 7 5700x3D Am4 Retail

Ryzen 7 5700x3D Am4 Retail

£229

4.8 out of 5 stars

6 reviews

undefined Console - Neon Blue/Neon Red

Nintendo Switch OLED

Console - Neon Blue/Neon Red

£309

4.8 out of 5 stars

52 reviews

undefined 3-in-1 Sports Centre

3-in-1 Sports Centre

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.9 out of 5 stars

16 reviews

undefined Marble Rush Adventure Set

Marble Rush Adventure Set

Current sale price is £39.99

(Save £20)

Regular price was £59.99

4.7 out of 5 stars

10 reviews

undefined Ferrari Daytona SP3 42143

Ferrari Daytona SP3 42143

£299.99

4.3 out of 5 stars

139 reviews

undefined X3 5.7K Action Camera

X3 5.7K Action Camera

£309.99

4.6 out of 5 stars

15 reviews

undefined WD2 Plus Wet & Dry Vacuum Cleaner

WD2 Plus Wet & Dry Vacuum Cleaner

Current sale price is £63

(Save £6)

Regular price was £69

4.5 out of 5 stars

141 reviews

undefined My 1st Gift Set - Pink

My 1st Gift Set - Pink

Current sale price is £16.99

(Save £8)

Regular price was £24.99

4.9 out of 5 stars

35 reviews

undefined OLED White Console & Mario Kart 8

Nintendo Switch OLED

OLED White Console & Mario Kart 8

Current sale price is £336.99

Regular price was £349.98

4.9 out of 5 stars

31 reviews

undefined W 75ml Eau de Toilette Spray

W 75ml Eau de Toilette Spray

Current sale price is £13

(Save £19)

Regular price was £32

4.1 out of 5 stars

7 reviews

undefined 2022 Ford GT Car Set for Adults 42154

2022 Ford GT Car Set for Adults 42154

£79.99

4.3 out of 5 stars

141 reviews

undefined First Steps Baby Walker

First Steps Baby Walker

Current sale price is £29.99

(Save £13)

Regular price was £42.99

4.7 out of 5 stars

75 reviews

undefined OC3 Foldable

OC3 Foldable

£129.99

4.7 out of 5 stars

140 reviews

undefined K3 Power Control Pressure Washer

K3 Power Control Pressure Washer

Current sale price is £139.99

(Save £20)

Regular price was £159.99

4.5 out of 5 stars

167 reviews

undefined McLaren Formula 1™ Race Car 42141

McLaren Formula 1™ Race Car 42141

Current sale price is £129.99

(Save £40)

Regular price was £169.99

4.6 out of 5 stars

174 reviews

undefined Mercedes-AMG F1 W14 E Performance 42171

Mercedes-AMG F1 W14 E Performance 42171

Current sale price is £141.99

(Save £48)

Regular price was £189.99

4.8 out of 5 stars

98 reviews

undefined Touch & Learn Activity Desk

Touch & Learn Activity Desk

Current sale price is £59.99

(Save £10)

Regular price was £69.99

4.1 out of 5 stars

65 reviews

undefined Safari Sounds Drum

Safari Sounds Drum

Current sale price is £39.99

(Save £20)

Regular price was £59.99

4.8 out of 5 stars

13 reviews

undefined WV1 Window Vac

WV1 Window Vac

£39.99

4.3 out of 5 stars

91 reviews

undefined WV 2 Plus Window Vac

WV 2 Plus Window Vac

Current sale price is £54.99

(Save £15)

Regular price was £69.99

4.5 out of 5 stars

124 reviews

undefined VM3263 2.8 inch Digital Video Baby Monitor with Adjustable Camera and Night Light

VM3263 2.8 inch Digital Video Baby Monitor with Adjustable Camera and Night Light

Current sale price is £59.99

(Save £10)

Regular price was £69.99

4.3 out of 5 stars

3 reviews

undefined First Steps Baby Walker - Pink

First Steps Baby Walker - Pink

Current sale price is £29.99

(Save £13)

Regular price was £42.99

4.9 out of 5 stars

56 reviews

undefined M 75ml Eau de Toilette Spray

M 75ml Eau de Toilette Spray

Current sale price is £13

(Save £19)

Regular price was £32

4.3 out of 5 stars

6 reviews

undefined Baby Sort and Discover Drum

Baby Sort and Discover Drum

Current sale price is £15.99

(Save £4)

Regular price was £19.99

4.7 out of 5 stars

45 reviews

undefined SC 4 EasyFix Steam Cleaner

SC 4 EasyFix Steam Cleaner

Current sale price is £239

(Save £40)

Regular price was £279

4.8 out of 5 stars

6 reviews

undefined Lamborghini Sián FKP 37 42115

Lamborghini Sián FKP 37 42115

£299.99

4.3 out of 5 stars

342 reviews

undefined RM7766HD 7" Smart Wi-Fi 1080p Pan and Tilt Baby Monitor

RM7766HD 7" Smart Wi-Fi 1080p Pan and Tilt Baby Monitor

£169.99

4 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.