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undefined Folding Chair Bed

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue coloursAvailable in black, grey, blue colours

Folding Chair Bed

£130

4.2 out of 5 stars

20 reviews

undefined Marvel Spidey and His Amazing Friends Dance N Crawl Spidey

Marvel Spidey and His Amazing Friends Dance N Crawl Spidey

Current sale price is £28.99

(Save £11)

Regular price was £39.99

4.8 out of 5 stars

32 reviews

undefined Pro-Collagen Cleansing Balm - 100g

Pro-Collagen Cleansing Balm - 100g

Current sale price is £49

(Save £3)

Regular price was £52

4.9 out of 5 stars

2.3k reviews

undefined Pro-Collagen Marine Cream SPF 30 50ml

Pro-Collagen Marine Cream SPF 30 50ml

Current sale price is £95

Regular price was £98

4.8 out of 5 stars

1.1k reviews

undefined Womens 365 Legging - Charcoal

Womens 365 Legging - Charcoal

£30

4.3 out of 5 stars

4 reviews

undefined Pro-Collagen Marine Cream 100ml

Pro-Collagen Marine Cream 100ml

Current sale price is £165

Regular price was £170

4.8 out of 5 stars

3.2k reviews

undefined Superfood Midnight Facial 50 ml

Superfood Midnight Facial 50 ml

Current sale price is £46

Regular price was £48

4.8 out of 5 stars

1.8k reviews

undefined Teenage Beanbag Chair – Grey

Teenage Beanbag Chair – Grey

Current sale price is £50

(Save £12)

Regular price was £62

4.7 out of 5 stars

3 reviews

undefined Architect Brushed Stainless Steel 1.7L Kettle

Architect Brushed Stainless Steel 1.7L Kettle

Current sale price is £89

(Save £6)

Regular price was £95

4.7 out of 5 stars

33 reviews

undefined Faux Leather Footstool

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, natural, grey coloursAvailable in black, natural, grey coloursAvailable in black, natural, grey coloursAvailable in black, natural, grey coloursAvailable in black, natural, grey colours

Faux Leather Footstool

Current sale price is £19

(Save £5)

Regular price was £24

4.5 out of 5 stars

105 reviews

undefined Soothing Apricot Toner 200ml

Soothing Apricot Toner 200ml

Current sale price is £29

Regular price was £30

4.7 out of 5 stars

700 reviews

undefined Vincent van Gogh - Sunflowers 31215

Vincent van Gogh - Sunflowers 31215

Current sale price is £151.99

(Save £18)

Regular price was £169.99

4.7 out of 5 stars

77 reviews

undefined Luxury Lounger

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in charcoal, teal coloursAvailable in charcoal, teal coloursAvailable in charcoal, teal coloursAvailable in charcoal, teal coloursAvailable in charcoal, teal colours

Luxury Lounger

Current sale price is £84

(Save £36)

Regular price was £120

4.6 out of 5 stars

23 reviews

undefined 40352 Vario 4-Slice Toaster - Polished Stainless Steel

40352 Vario 4-Slice Toaster - Polished Stainless Steel

Current sale price is £190

(Save £30)

Regular price was £220

4.2 out of 5 stars

17 reviews

undefined Superfood Glow Butter

Superfood Glow Butter

Current sale price is £35

(Save £2)

Regular price was £37

4.4 out of 5 stars

293 reviews

undefined Architect Grey 1.7L Kettle

Architect Grey 1.7L Kettle

Current sale price is £86

(Save £9)

Regular price was £95

4.6 out of 5 stars

31 reviews

undefined Architect Grey 4-Slice Toaster

Architect Grey 4-Slice Toaster

£130

4.6 out of 5 stars

20 reviews

undefined Toddler Bed

Toddler Bed

£179.99

4.5 out of 5 stars

2 reviews

undefined Love Letters 31214

Love Letters 31214

Current sale price is £49.99

(Save £20)

Regular price was £69.99

4.8 out of 5 stars

85 reviews

undefined Hokusai – The Great Wave Craft Set 31208

Hokusai – The Great Wave Craft Set 31208

Current sale price is £67.99

(Save £22)

Regular price was £89.99

4.8 out of 5 stars

133 reviews

undefined Architect Brushed Stainless Steel 4-Slice Toaster

Architect Brushed Stainless Steel 4-Slice Toaster

£139

4.5 out of 5 stars

11 reviews

undefined Classic Copper 1.7L Kettle

Classic Copper 1.7L Kettle

£150

4.7 out of 5 stars

27 reviews

undefined Wooden Skateboard

Wooden Skateboard

£24.99

4.5 out of 5 stars

2 reviews

undefined Women's 365 Rib Flared Leggings - Black

Women's 365 Rib Flared Leggings - Black

Current sale price is £24.50

(Save £10.50)

Regular price was £35

4 out of 5 stars

5 reviews

undefined Classic Matt Black Kettle

Classic Matt Black Kettle

Current sale price is £144

Regular price was £150

4 out of 5 stars

1 review

undefined Dynamic Resurfacing Facial Pads 60 Pack

Dynamic Resurfacing Facial Pads 60 Pack

Current sale price is £46

Regular price was £48

4.8 out of 5 stars

2.9k reviews

undefined Superfood Glow Priming Moisturiser 60ml

Superfood Glow Priming Moisturiser 60ml

Current sale price is £46

Regular price was £48

4.4 out of 5 stars

480 reviews

undefined Dynamic Resurfacing Facial Wash 200ml

Dynamic Resurfacing Facial Wash 200ml

Current sale price is £40

(Save £2)

Regular price was £42

4.8 out of 5 stars

3.2k reviews

undefined Cellutox Body Oil - 100ml

Cellutox Body Oil - 100ml

Current sale price is £46

Regular price was £48

4.8 out of 5 stars

11 reviews

undefined Classic 4 Slot Toaster - Matt Black

Classic 4 Slot Toaster - Matt Black

£220

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.