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Very Home Pumpkin Cushion - Cream - 20 cm

Pumpkin Cushion - Cream - 20 cm

Current sale price is £4

(Save £6)

Regular price was £10

3 out of 5 stars

1 review

V by Very Side Stripe Formal Trouser - Black

Side Stripe Formal Trouser - Black

Current sale price is £19.50

(Save £15.50)

Regular price was £35

3 out of 5 stars

3 reviews

The Very Collection Womens Family Christmas Pj Jolly Brushed Back Sweat And Woven Bottom Set - Red

The Very Collection

Womens Family Christmas Pj Jolly Brushed Back Sweat And Woven Bottom Set - Red

£28

3 out of 5 stars

1 review

Mattel Magic 8 Ball Toy

Magic 8 Ball Toy

Current sale price is £7.99

(Save £2)

Regular price was £9.99

3.6 out of 5 stars

13 reviews

Projex Gaming Arcade Duck Shot

Projex Gaming Arcade Duck Shot

Current sale price is £29.99

(Save £10)

Regular price was £39.99

3.6 out of 5 stars

5 reviews

Slumberdown Sleep Soundly Climate Control Extra Deep 10cm Mattress Topper- King

Sleep Soundly Climate Control Extra Deep 10cm Mattress Topper- King

Current sale price is From £30

(Save up to £20)

Regular price was From £45

3.7 out of 5 stars

33 reviews

The Very Collection Cotton Rich Crew Neck Christmas Jumper - Cream

The Very Collection

Cotton Rich Crew Neck Christmas Jumper - Cream

£30

3 out of 5 stars

1 review

Aspire Dual Layer Pro Hybrid Foam Mattress

Dual Layer Pro Hybrid Foam Mattress

Current sale price is From £99

(Save up to £10)

Regular price was From £109

3.8 out of 5 stars

61 reviews

New Look Adalae High Waisted Wide Leg Jeans - Dark Blue

Adalae High Waisted Wide Leg Jeans - Dark Blue

Current sale price is £27.75

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Regular price was £34.99

3 out of 5 stars

3 reviews

Nintendo Switch 2 Pokémon Legends: Z-A

Nintendo Switch 2

Pokémon Legends: Z-A

£54.99

3.3 out of 5 stars

3 reviews

Halloween Chucky Toddler Costume

Halloween Chucky Toddler Costume

Current sale price is £19.99

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Regular price was £22.99

3.9 out of 5 stars

8 reviews

Shimmer & Sparkle 5-in-1 Light Up Super Spa Salon

Shimmer & Sparkle

5-in-1 Light Up Super Spa Salon

Current sale price is £19.99

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Regular price was £24.99

3.8 out of 5 stars

14 reviews

LEGO Star Wars Advent Calendar 2025 for Kids 75418

Advent Calendar 2025 for Kids 75418

Current sale price is £23.99

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Regular price was £29.99

3.5 out of 5 stars

19 reviews

Very Home Gingerbread Tree Filler Set of 50 Baubles - Red and Gold

Gingerbread Tree Filler Set of 50 Baubles - Red and Gold

£12.99

3.8 out of 5 stars

4 reviews

GFW Odessa Side Lift Up Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

Available in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white coloursAvailable in black, grey, white colours

Odessa Side Lift Up Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

Current sale price is From £189

(Save up to £50)

Regular price was From £199

3.7 out of 5 stars

43 reviews

UGG Tasman Ii Slippers - Chestnut

Tasman Ii Slippers - Chestnut

£115

3.8 out of 5 stars

5 reviews

V by Very The Essential 2 Pack High Waist Leggings - Black

The Essential 2 Pack High Waist Leggings - Black

£18

3.6 out of 5 stars

390 reviews

V by Very Mule Slippers - Grey

Mule Slippers - Grey

Current sale price is £12

(Save £3)

Regular price was £15

3.7 out of 5 stars

6 reviews

IDEAL Bingo Electronic

Bingo Electronic

Current sale price is £17.99

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Regular price was £19.99

3.5 out of 5 stars

2 reviews

V by Very Chunky Ankle Wellies - Black

Chunky Ankle Wellies - Black

Current sale price is £20

(Save £5)

Regular price was £25

3.3 out of 5 stars

7 reviews

Creative Café Barista Bar

Creative Café Barista Bar

Current sale price is £13.99

(Save £16)

Regular price was £29.99

3.5 out of 5 stars

40 reviews

V by Very Timeless Yarn Off The Shoulder Knitted Jumper - Cream

Timeless Yarn Off The Shoulder Knitted Jumper - Cream

£25

3.4 out of 5 stars

7 reviews

The Very Collection Wrap Front Mom Jeans - Mid Wash

The Very Collection

Wrap Front Mom Jeans - Mid Wash

Current sale price is £30.25

(Save £7.75)

Regular price was £38

3.7 out of 5 stars

7 reviews

Shimmer & Sparkle Sparkling Gem Air Styler

Shimmer & Sparkle

Sparkling Gem Air Styler

Current sale price is £14.99

(Save £10)

Regular price was £24.99

3.8 out of 5 stars

18 reviews

Michelle Keegan Cord Wide Leg Pleated Trouser - Light Brown

Michelle Keegan

Cord Wide Leg Pleated Trouser - Light Brown

£35

3 out of 5 stars

2 reviews

Shark FlexStyle 4-in-1 Air Styler & Hair Dryer - Stone [HD436SLUK]

FlexStyle 4-in-1 Air Styler & Hair Dryer - Stone [HD436SLUK]

£249.99

3.9 out of 5 stars

8 reviews

V by Very Petite Wide Leg Trouser - Black

Petite Wide Leg Trouser - Black

£25

3.8 out of 5 stars

88 reviews

GFW Odessa End Lift Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

Available in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural coloursAvailable in grey, natural colours

Odessa End Lift Ottoman Storage Bed with Sleepycastle Mattress Options (Buy & SAVE!)

Current sale price is From £219

(Save up to £30)

Regular price was From £229

3.9 out of 5 stars

14 reviews

UGG Classic Ultra Mini Boots - Caribou

Classic Ultra Mini Boots - Caribou

£145

3 out of 5 stars

1 review

Xbox Series X EA SPORTS FC™ 26

EA SPORTS FC™ 26

Current sale price is £56.99

(Save £5)

Regular price was £61.99

3 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.