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The Very Collection Floral Co-ord Cotton Shirt - Print

The Very Collection

Floral Co-ord Cotton Shirt - Print

Current sale price is £12

(Save £13)

Regular price was £25

1 out of 5 stars

2 reviews

The Very Collection Shape Enhancing Twist Swimsuit - Print

The Very Collection

Shape Enhancing Twist Swimsuit - Print

Current sale price is £17.50

(Save £7.50)

Regular price was £25

1 out of 5 stars

1 review

Very Home Province 8 Piece Dining Set

Province 8 Piece Dining Set

Current sale price is £197

(Save £123)

Regular price was £320

1.7 out of 5 stars

9 reviews

The Very Collection Ibiza Postcard Twist Front Tankini Top

The Very Collection

Ibiza Postcard Twist Front Tankini Top

Current sale price is £15.50

(Save £8.50)

Regular price was £24

1 out of 5 stars

1 review

The Very Collection Short Sleeve Waist Detail Tiered Midi Dress - Print

The Very Collection

Short Sleeve Waist Detail Tiered Midi Dress - Print

Current sale price is £41.25

(Save £18.75)

Regular price was £60

1.5 out of 5 stars

2 reviews

Unicorn Academy Stable Playset

Unicorn Academy

Stable Playset

Current sale price is £27.99

(Save £32)

Regular price was £59.99

1 out of 5 stars

1 review

Pretty Lavish Brielle Pleated Maxi Dress - Multi

Brielle Pleated Maxi Dress - Multi

Current sale price is £68.75

(Save £23.25)

Regular price was £92

1 out of 5 stars

1 review

Lacoste 3-Pack Cotton Crew Neck T-Shirts - Multi

3-Pack Cotton Crew Neck T-Shirts - Multi

£42

1 out of 5 stars

1 review

Lacoste 3-Pack Cotton Crew Neck T-Shirts- Multi

3-Pack Cotton Crew Neck T-Shirts- Multi

£42

1.5 out of 5 stars

4 reviews

The Very Collection Girls 3 Pack T-Shirts - Multi

The Very Collection

Girls 3 Pack T-Shirts - Multi

Current sale price is From £7.75

(Save up to £11.25)

Regular price was From £16

1.5 out of 5 stars

2 reviews

B By Ted Baker Cami Short Set - Pink Multi

Cami Short Set - Pink Multi

£46

1 out of 5 stars

1 review

Applied Nutrition Berberine 1000mg - 30 Servings

Applied Nutrition

Berberine 1000mg - 30 Servings

£20

1 out of 5 stars

1 review

Friends Like These Bandeau Halter Neck Bikini Set

Friends Like These

Bandeau Halter Neck Bikini Set

Current sale price is £20

(Save £18)

Regular price was £38

1 out of 5 stars

2 reviews

The Very Collection Shape Enhancing Twist Swimsuit - Red

The Very Collection

Shape Enhancing Twist Swimsuit - Red

Current sale price is £18.50

(Save £1.50)

Regular price was £20

1 out of 5 stars

1 review

Michelle Keegan Polka Dot Capri Pants - Brown

Michelle Keegan

Polka Dot Capri Pants - Brown

Current sale price is £17

(Save £13)

Regular price was £30

1 out of 5 stars

2 reviews

Friends Like These Pink/yellow Bikini Set Tie Side Crochet Triangle

Friends Like These

Pink/yellow Bikini Set Tie Side Crochet Triangle

Current sale price is £32

(Save £8)

Regular price was £40

1 out of 5 stars

1 review

Puma Premier League 25/26 Winter Orbita Play Football - Multi

Premier League 25/26 Winter Orbita Play Football - Multi

Current sale price is £7.50

(Save £11.50)

Regular price was £19

1 out of 5 stars

1 review

The Very Collection 3 Pack Cotton Bralettes - Multi

The Very Collection

3 Pack Cotton Bralettes - Multi

Current sale price is £11.50

(Save £13.50)

Regular price was £25

1.5 out of 5 stars

2 reviews

The Very Collection Curve Textured Stripe Collared Top

The Very Collection

Curve Textured Stripe Collared Top

Current sale price is £6.50

(Save £15.50)

Regular price was £22

1.3 out of 5 stars

3 reviews

The Very Collection Boys 7 Pack Boxers - Multi

The Very Collection

Boys 7 Pack Boxers - Multi

From £14

1 out of 5 stars

1 review

The Very Collection Girls Dropped Shoulder Sweater And Ribbed Leggings - Print

The Very Collection

Girls Dropped Shoulder Sweater And Ribbed Leggings - Print

Current sale price is From £9.50

(Save up to £5)

Regular price was From £14

1 out of 5 stars

1 review

The Very Collection Cora 3 Piece Package - 3 Door, 2 Drawer Wardrobe, 5 Drawer Chest and 2 Drawer Bedside Chest - Ivory/Brass

The Very Collection

Cora 3 Piece Package - 3 Door, 2 Drawer Wardrobe, 5 Drawer Chest and 2 Drawer Bedside Chest - Ivory/Brass

£679

1 out of 5 stars

1 review

The Very Collection 2 Pack 2nd Skin Ribbed Bralette - White

The Very Collection

2 Pack 2nd Skin Ribbed Bralette - White

Current sale price is £8.50

(Save £5.50)

Regular price was £14

1 out of 5 stars

3 reviews

Medicube Collagen Jelly Cream 110ml

Collagen Jelly Cream 110ml

£26

1 out of 5 stars

1 review

Disney Stitch Charm Bracelets

Charm Bracelets

Current sale price is £6.99

(Save £7)

Regular price was £13.99

1 out of 5 stars

1 review

Bluey Jogger Doll Pram

Jogger Doll Pram

Current sale price is £14.99

(Save £15)

Regular price was £29.99

1 out of 5 stars

2 reviews

V by Very Ruched Floral Printed Mini Dress - Print

Ruched Floral Printed Mini Dress - Print

Current sale price is £15

(Save £35)

Regular price was £50

1 out of 5 stars

4 reviews

Decathlon Bench 900

Bench 900

£129.99

1 out of 5 stars

1 review

LEGO Disney Toy Story 5 Blaze’s Horse Ranch 43304

Toy Story 5 Blaze’s Horse Ranch 43304

Current sale price is £34.99

(Save £10)

Regular price was £44.99

1 out of 5 stars

1 review

Sportspower Barbie Junior Trampoline

Barbie Junior Trampoline

Current sale price is £22.99

(Save £32)

Regular price was £54.99

1.9 out of 5 stars

8 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.