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The Very Collection Timeless Yarn Crew Neck Cable Knit Cardigan - Navy

The Very Collection

Timeless Yarn Crew Neck Cable Knit Cardigan - Navy

Current sale price is £18

(Save £10)

Regular price was £28

Skechers Bobs Squad Slip-ins Gore Bungee Lace Trainers

Bobs Squad Slip-ins Gore Bungee Lace Trainers

Current sale price is £44.75

(Save £24.25)

Regular price was £69

4.6 out of 5 stars

92 reviews

V by Very Boys Gaming 2 Pack Pyjamas - Multi

Boys Gaming 2 Pack Pyjamas - Multi

Current sale price is From £17.25

(Save up to £7.25)

Regular price was From £23

5 out of 5 stars

1 review

V by Very Suedette Western Dress - Chocolate - Brown

Suedette Western Dress - Chocolate - Brown

Current sale price is £31.50

(Save £13.50)

Regular price was £45

4.5 out of 5 stars

2 reviews

Michelle Keegan Denim Boucle Wide Leg Jeans - Dark Wash

Michelle Keegan

Denim Boucle Wide Leg Jeans - Dark Wash

Current sale price is £30

(Save £10)

Regular price was £40

4 out of 5 stars

2 reviews

Lyle & Scott Hamilton 3 Pack Sports Socks - Multi

Hamilton 3 Pack Sports Socks - Multi

Current sale price is £11.25

(Save £3.75)

Regular price was £15

Thomas & Friends Thomas And Friends All Over Print Pyjamas - Red

Thomas & Friends

Thomas And Friends All Over Print Pyjamas - Red

Current sale price is From £12.75

(Save up to £3.75)

Regular price was From £16

2 out of 5 stars

2 reviews

V by Very High Waist Soft Touch Wide Leg Trouser - Khaki

High Waist Soft Touch Wide Leg Trouser - Khaki

Current sale price is £19.25

(Save £15.75)

Regular price was £35

4.3 out of 5 stars

3 reviews

The Very Collection Slouch Kitten Heel Knee Boot - Black

The Very Collection

Slouch Kitten Heel Knee Boot - Black

Current sale price is £36

(Save £12)

Regular price was £48

4 out of 5 stars

1 review

Skechers Keepsakes Cozy Cozy Mini Boot - Chestnut

Keepsakes Cozy Cozy Mini Boot - Chestnut

Current sale price is £60

(Save £15)

Regular price was £75

4.7 out of 5 stars

6 reviews

The Very Collection Girls Tie Waist Denim Dress - Multi

The Very Collection

Girls Tie Waist Denim Dress - Multi

Current sale price is From £15

(Save up to £6.50)

Regular price was From £20

The Very Collection Curve Diamante Blazer Dress - Black

The Very Collection Curve

Diamante Blazer Dress - Black

Current sale price is £44

(Save £11)

Regular price was £55

5 out of 5 stars

1 review

The Very Collection High Waist Pleat Top Jeans - Mid Wash

The Very Collection

High Waist Pleat Top Jeans - Mid Wash

Current sale price is £26.25

(Save £8.75)

Regular price was £35

The Very Collection Collared Neck Contrast Button Down Mini Dress - Black

The Very Collection

Collared Neck Contrast Button Down Mini Dress - Black

Current sale price is £26.25

(Save £8.75)

Regular price was £35

3.3 out of 5 stars

3 reviews

The Very Collection Wide Fit Block Heel Knee Boot - Black

The Very Collection

Wide Fit Block Heel Knee Boot - Black

Current sale price is £36

(Save £12)

Regular price was £48

4 out of 5 stars

1 review

Ted Baker Boys Colourblock Coat - Blue

Boys Colourblock Coat - Blue

Current sale price is From £49.75

(Save up to £14.75)

Regular price was From £63

The Very Collection Girls Bow Knit Outfit With Pu Pants - Black

The Very Collection

Girls Bow Knit Outfit With Pu Pants - Black

Current sale price is From £14

(Save up to £12)

Regular price was From £24

Levi's 505 Regular Fit Jeans - Blue Hour - Dark Blue

505 Regular Fit Jeans - Blue Hour - Dark Blue

Current sale price is £64

(Save £16)

Regular price was £80

5 out of 5 stars

1 review

The Very Collection Pure Cotton 1/4 Zip Fisherman Jumper - Khaki

The Very Collection

Pure Cotton 1/4 Zip Fisherman Jumper - Khaki

Current sale price is £24

(Save £8)

Regular price was £32

Michelle Keegan Double Pleat Relaxed Straight Leg Trousers - Purple

Michelle Keegan

Double Pleat Relaxed Straight Leg Trousers - Purple

Current sale price is £16

(Save £24)

Regular price was £40

4.6 out of 5 stars

5 reviews

The Very Collection Seamed Ponte Midi Skirt - Black

The Very Collection

Seamed Ponte Midi Skirt - Black

Current sale price is £16.50

(Save £5.50)

Regular price was £22

4.5 out of 5 stars

2 reviews

The Very Collection Plait Detail Faux Fur Trim Cardigan - Cream

The Very Collection

Plait Detail Faux Fur Trim Cardigan - Cream

Current sale price is £31.50

(Save £23.50)

Regular price was £55

3.8 out of 5 stars

4 reviews

The Very Collection Heavyweight Hoodie - Burgundy

The Very Collection

Heavyweight Hoodie - Burgundy

Current sale price is £24

(Save £8)

Regular price was £32

5 out of 5 stars

1 review

V by Very New Dakota Boyfriend Jeans - Mid Wash

New Dakota Boyfriend Jeans - Mid Wash

Current sale price is £28

(Save £7)

Regular price was £35

2 out of 5 stars

1 review

Michelle Keegan Knitted Cape Cardigan - Black

Michelle Keegan

Knitted Cape Cardigan - Black

Current sale price is £24

(Save £8)

Regular price was £32

4 out of 5 stars

2 reviews

V by Very Girls Leopard Hooded Shower Resistant Fleece Lined Raincoat - Black

Girls Leopard Hooded Shower Resistant Fleece Lined Raincoat - Black

Current sale price is From £18

(Save up to £7.50)

Regular price was From £24

4.3 out of 5 stars

4 reviews

Liverpool FC Junior Jog Pant - Dark Grey

Junior Jog Pant - Dark Grey

Current sale price is From £16

(Save up to £4.50)

Regular price was From £20

3.5 out of 5 stars

2 reviews

The Very Collection Pu Belted Midaxi Shirt Dress - Red

The Very Collection

Pu Belted Midaxi Shirt Dress - Red

Current sale price is £41.25

(Save £13.75)

Regular price was £55

New Look Black Padded Tiered Midi Gilet

Black Padded Tiered Midi Gilet

Current sale price is £42.25

(Save £10.74)

Regular price was £52.99

5 out of 5 stars

3 reviews

River Island Mini Girls Heart Strap Chelsea Boots - Black

River Island Mini

Girls Heart Strap Chelsea Boots - Black

Current sale price is £22

(Save £6)

Regular price was £28

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.