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The Very Collection Broderie Lace Detail Co-Ord Shorts - White

The Very Collection

Broderie Lace Detail Co-Ord Shorts - White

Current sale price is £17.50

(Save £7.50)

Regular price was £25

The Very Collection Buckle Belted Pinstripe Trouser - Blue

The Very Collection

Buckle Belted Pinstripe Trouser - Blue

Current sale price is £10.50

(Save £24.50)

Regular price was £35

5 out of 5 stars

1 review

The Very Collection Floral Embroidered Shirt Co-Ord - White

The Very Collection

Floral Embroidered Shirt Co-Ord - White

Current sale price is £14

(Save £21)

Regular price was £35

3.5 out of 5 stars

2 reviews

The Very Collection Floral Embroidered Scallop Hem Co-Ord Shorts - White

The Very Collection

Floral Embroidered Scallop Hem Co-Ord Shorts - White

Current sale price is £9

(Save £21)

Regular price was £30

3.5 out of 5 stars

2 reviews

AX Paris Boho Floral Print Strappy Racer Neck Mini Dress - Blue

Boho Floral Print Strappy Racer Neck Mini Dress - Blue

£40

AX Paris Lemon Print Square Neck Midi Dress - Cream

Lemon Print Square Neck Midi Dress - Cream

Current sale price is £25

(Save £25)

Regular price was £50

3 out of 5 stars

2 reviews

Michelle Keegan Belted Wide Leg Trouser - Light Khaki

Michelle Keegan

Belted Wide Leg Trouser - Light Khaki

£40

4.1 out of 5 stars

8 reviews

Michelle Keegan Floral Applique Midi Dress - Blue

Michelle Keegan

Floral Applique Midi Dress - Blue

Current sale price is £31.50

(Save £38.50)

Regular price was £70

3 out of 5 stars

1 review

The Very Collection Textured Curve Seam Puff Sleeve Midi Dress - Blue

The Very Collection

Textured Curve Seam Puff Sleeve Midi Dress - Blue

Current sale price is £22

(Save £28)

Regular price was £50

New Look Polka Dot Contrast Lace Trim Slit Midi Dress - Brown

Polka Dot Contrast Lace Trim Slit Midi Dress - Brown

Current sale price is £13

(Save £26.99)

Regular price was £39.99

Michelle Keegan Lace Detail Column Dress - Brown

Michelle Keegan

Lace Detail Column Dress - Brown

Current sale price is £36

(Save £39)

Regular price was £75

1.5 out of 5 stars

2 reviews

The Very Collection Lace Rara Skirt - White

The Very Collection

Lace Rara Skirt - White

Current sale price is £17

(Save £21)

Regular price was £38

The Very Collection Curve Wrap Stretch Maxi Dress

The Very Collection

Curve Wrap Stretch Maxi Dress

Current sale price is £14

(Save £21)

Regular price was £35

4 out of 5 stars

2 reviews

River Island Corsage Tiered Linen Dress - Beige

Corsage Tiered Linen Dress - Beige

Current sale price is £38

(Save £47)

Regular price was £85

5 out of 5 stars

1 review

The Very Collection Toe Thong Strappy Heeled Sandals- Khaki

The Very Collection

Toe Thong Strappy Heeled Sandals- Khaki

Current sale price is £21

(Save £17)

Regular price was £38

3 out of 5 stars

1 review

Michelle Keegan Seam Detail Midaxi Dress - Black

Michelle Keegan

Seam Detail Midaxi Dress - Black

Current sale price is £40

(Save £10)

Regular price was £50

2.8 out of 5 stars

4 reviews

Style Cheat Embroidered Linen Sleeveless Daphne Dress - White

Embroidered Linen Sleeveless Daphne Dress - White

Current sale price is £48.50

(Save £26.50)

Regular price was £75

2.8 out of 5 stars

4 reviews

The Very Collection Sheer Lace Shorts Beach Co-Ord - Cream

The Very Collection

Sheer Lace Shorts Beach Co-Ord - Cream

Current sale price is £10

(Save £15)

Regular price was £25

The Very Collection Polka Dot Tailored Jorts Co-Ord - Print

The Very Collection

Polka Dot Tailored Jorts Co-Ord - Print

£35

5 out of 5 stars

1 review

New Look Fruit Print Tiered Maxi Dress - Cream

Fruit Print Tiered Maxi Dress - Cream

Current sale price is £35.99

(Save £24)

Regular price was £59.99

The Very Collection Boucle Shorts - Red

The Very Collection

Boucle Shorts - Red

Current sale price is £20

(Save £5)

Regular price was £25

New Look Lace Trim Polka Dot Cami Midi Dress - Pink

Lace Trim Polka Dot Cami Midi Dress - Pink

Current sale price is £21

(Save £18.99)

Regular price was £39.99

3 out of 5 stars

1 review

Michelle Keegan Linen Blend Wide Leg Trouser - White

Michelle Keegan

Linen Blend Wide Leg Trouser - White

£35

4 out of 5 stars

2 reviews

New Look Satin Flutter Sleeve Midi Dress - Light Blue

Satin Flutter Sleeve Midi Dress - Light Blue

Current sale price is £16

(Save £23.99)

Regular price was £39.99

New Look Floral Chiffon Ruffled Midi Dress - Orange

Floral Chiffon Ruffled Midi Dress - Orange

Current sale price is £29.99

(Save £10)

Regular price was £39.99

4 out of 5 stars

2 reviews

The Very Collection Ruched Mesh Midi Dress - Orange

The Very Collection

Ruched Mesh Midi Dress - Orange

Current sale price is £20

(Save £20)

Regular price was £40

5 out of 5 stars

1 review

Michelle Keegan Cap Sleeve Cinched Pleated Blouse - Ivory

Michelle Keegan

Cap Sleeve Cinched Pleated Blouse - Ivory

Current sale price is £20

(Save £20)

Regular price was £40

4 out of 5 stars

3 reviews

River Island Floral Scallop Linen Blend Co-ord Shorts - Green

Floral Scallop Linen Blend Co-ord Shorts - Green

Current sale price is £22

(Save £12)

Regular price was £34

5 out of 5 stars

1 review

The Very Collection Broderie Lace Detail Puff Sleeve Co-Ord Blouse - White

The Very Collection

Broderie Lace Detail Puff Sleeve Co-Ord Blouse - White

£35

5 out of 5 stars

3 reviews

The Very Collection Pinstitch Wide Leg Trouser - Yellow

The Very Collection

Pinstitch Wide Leg Trouser - Yellow

£30

3 out of 5 stars

6 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.