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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Women's Rings

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Results: 1 - 30 (of 711)

9ct Gold 1.5 Carat Eq Two Piece Bridal Set

Current sale price is £700

Rebecca Created Brilliance 18ct White Gold Oval and Pear 1ct Lab Grown Diamond Ring

£1500

9ct Yellow Gold Engagement Ring. 0.04ct Total Diamond Cushion Ring

£299

Sterling Silver 13 Point Diamond Bridal Set

£169

9ct Gold 2.5Ct Eq Total Oval And Pear Shaped Trilogy Ring

Current sale price is £680

9ct Gold 1.05ct Total Round Brilliant Centre Vine Bridal Set

£799

9ct White Gold Cubic Zirconia Solitaire Ring

£395

Perfect Fit 9ct White Gold Engagement and Wedding Ring Set. 0.33ct Diamond Bridal Set

£1199

Cynthia 9ct White Gold 0.70ct Lab Grown Halo Diamond Engagement Ring

£800

Emerald 1.00ct Lab Grown Diamond Ring - 9ct White Gold

£795

9ct White Gold 2ct total Pear Shaped Trilogy Ring

Current sale price is £532

Sterling Silver Cubic Zirconia Solitaire Birthstone Ring

£25

Lady Lynsey 9ct Gold 1ct total Round Brilliant Moissanite Solitaire Ring With Stone Set Shoulders

Current sale price is £479

18ct White Gold Diamond and Sapphire Cluster Ring

£1800

1Ct Oval Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £1440

Luck Ring - Stainless Steel (Gold & Faux Pearl)

£32

Lady Lynsey 9ct Gold 1ct total Moissanite Trilogy bridal set

Current sale price is £799

9ct Yellow Gold 5mm x 11mm CZ Marquise Solitaire Ring

£199

2Ct Princess Cut Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £2040

Lady Lynsey 9ct Gold 1ct Moissanite Eternity Ring

Current sale price is £372

Aura Waterproof Gold Ring

£19.99

1 Carat Solitare 9 Carat Yellow Gold Ring

Current sale price is £380

9ct White Gold 25 Points of Diamonds Ring with Stone Set Shoulders

Current sale price is £391

9ct Yellow Gold 33 x 1mm Multi-Colour Round CZ 5mm Rhombus-Pattern Ring

£199

9ct White Gold Blue Topaz Emerald Cut Ring

Current sale price is £679

9ct White Gold Diamond Cut Sparkle 4mm D Shape Wedding Band

£249

Sterling Silver & Cubic Zirconia Bow Design Ring

£22

Personalised 925 Sterling Silver Wedding Band 4mm

£99

2Ct Pear Shaped Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £2160

9ct White Gold 0.30ct Diamond Oval & Band Bridal Ring Set

£679

Results: 1 - 30 (of 711)