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Jon Richard 14K Gold Plated Jet and Crystal Clover Necklace - Gift Box

14K Gold Plated Jet and Crystal Clover Necklace - Gift Box

Current sale price is £36

(Save £4)

Regular price was £40

2 out of 5 stars

2 reviews

The Love Collection 9ct Gold Triple Layer Rope Chain Bracelet

The Love Collection

9ct Gold Triple Layer Rope Chain Bracelet

£599

2.2 out of 5 stars

5 reviews

V by Very Half Zip Printed Borg Fleece - Multi

Half Zip Printed Borg Fleece - Multi

Current sale price is £11.50

(Save £28.50)

Regular price was £40

2 out of 5 stars

3 reviews

Love DIAMOND 2Ct Diamond Trilogy Ring G VS+ Lab Grown

2Ct Diamond Trilogy Ring G VS+ Lab Grown

Current sale price is £1890

(Save £210)

Regular price was £2100

2 out of 5 stars

1 review

The Very Collection Curve 2 In 1 Waistcoat Mini Dress - Print

The Very Collection Curve

2 In 1 Waistcoat Mini Dress - Print

Current sale price is £20

(Save £20)

Regular price was £40

2.5 out of 5 stars

2 reviews

Sekonda Ladies Two Tone Bracelet Watch with Rose Dial Gift Set

Ladies Two Tone Bracelet Watch with Rose Dial Gift Set

£100

2.5 out of 5 stars

4 reviews

Love DIAMOND 2Ct Pear Shaped Diamond Solitaire Ring G VS+ Lab Grown

2Ct Pear Shaped Diamond Solitaire Ring G VS+ Lab Grown

Current sale price is £2430

(Save £270)

Regular price was £2700

2.5 out of 5 stars

2 reviews

DORINA 2pk Pluto Non Pad Wired Bra - Multi

2pk Pluto Non Pad Wired Bra - Multi

Current sale price is £15.50

(Save £16.50)

Regular price was £32

2.8 out of 5 stars

8 reviews

AX Paris Abstract Print Button Front Collared Tie Waist Jumpsuit - Multi

Abstract Print Button Front Collared Tie Waist Jumpsuit - Multi

Current sale price is £20.50

(Save £21.50)

Regular price was £42

2 out of 5 stars

1 review

Love DIAMOND Lemon Citrine With Diamond Eternity Style Ring

Lemon Citrine With Diamond Eternity Style Ring

Current sale price is £464

(Save £115)

Regular price was £579

2 out of 5 stars

2 reviews

Loungeable Leopard Soft Knit Long Sleeved 1/4 Zip Top - Multi

Leopard Soft Knit Long Sleeved 1/4 Zip Top - Multi

Current sale price is £20.25

(Save £24.75)

Regular price was £45

2 out of 5 stars

1 review

AX Paris Smudge Print Halter Neck Knot Skirt Midi Dress - Multi

Smudge Print Halter Neck Knot Skirt Midi Dress - Multi

Current sale price is £27.50

(Save £27.50)

Regular price was £55

2 out of 5 stars

2 reviews

PIECES Pcamanda Fabric Leopard Xl Bumbag - Multi

Pcamanda Fabric Leopard Xl Bumbag - Multi

Current sale price is £25.50

(Save £4.50)

Regular price was £30

2 out of 5 stars

1 review

Forever New Jacqueline Puff Sleeve Tiered Midi Dress - Multi

Jacqueline Puff Sleeve Tiered Midi Dress - Multi

Current sale price is £88

(Save £22)

Regular price was £110

2.5 out of 5 stars

2 reviews

Pour Moi Rhodes Belted Removable Straps Tummy Control Swimsuit - Black/White

Rhodes Belted Removable Straps Tummy Control Swimsuit - Black/White

£48

2.5 out of 5 stars

4 reviews

Pour Moi Tall Santa Monica Strapless Tummy Control Swimsuit - Black/Multi

Tall Santa Monica Strapless Tummy Control Swimsuit - Black/Multi

£45

2.3 out of 5 stars

3 reviews

Religion Maeva Shorts In Mixed Leopard Print - Beige

Maeva Shorts In Mixed Leopard Print - Beige

£58

2 out of 5 stars

1 review

Hot Diamonds Aura Ring

Aura Ring

Current sale price is £95.20

(Save £23.80)

Regular price was £119

2 out of 5 stars

1 review

Radley Ladies Series 32 Blue Smart Watch

Ladies Series 32 Blue Smart Watch

£49.96

2.7 out of 5 stars

3 reviews

Religion Long Sleeve Tie Front Double Layer Top - Black/neutral

Long Sleeve Tie Front Double Layer Top - Black/neutral

£74

2 out of 5 stars

1 review

Disney Stitch and Angel Heart Necklace

Stitch and Angel Heart Necklace

£25

2 out of 5 stars

1 review

South Beach Jacquard 3/4 Sleeve Tiered Mini Dress - Green

Jacquard 3/4 Sleeve Tiered Mini Dress - Green

Current sale price is £36

(Save £9)

Regular price was £45

2.5 out of 5 stars

2 reviews

Radley Ladies Series 21 Smart Rose Gold Cobweb Lozenge Watch

Ladies Series 21 Smart Rose Gold Cobweb Lozenge Watch

£59.96

2.3 out of 5 stars

3 reviews

Radley Ladies Series 21 Stainless Steel Lozenge Pale Gold Plated Strap Smart Watch

Ladies Series 21 Stainless Steel Lozenge Pale Gold Plated Strap Smart Watch

£69.96

2 out of 5 stars

1 review

Brakeburn Cream Secret Garden Midi Dress

Cream Secret Garden Midi Dress

£75

2 out of 5 stars

2 reviews

Radley Ladies Series 32 Pink Smart Watch

Ladies Series 32 Pink Smart Watch

£49.96

2.7 out of 5 stars

3 reviews

The Love Collection Sterling Silver Cubic Zirconia Solitaire Ring with Set Shoulders

The Love Collection

Sterling Silver Cubic Zirconia Solitaire Ring with Set Shoulders

Current sale price is £19.60

(Save £8.40)

Regular price was £28

2.8 out of 5 stars

9 reviews

The Love Collection Pearl Stretch Bracelet with Gold Letter Charm

+23 colours+22 colours+21 colours+20 colours+19 colours

Available in a, e, l and 23 more coloursAvailable in a, e, l, r and 22 more coloursAvailable in a, e, l, r, m and 21 more coloursAvailable in a, e, l, r, m, k and 20 more coloursAvailable in a, e, l, r, m, k, s and 19 more colours

The Love Collection

Pearl Stretch Bracelet with Gold Letter Charm

Current sale price is £10.50

(Save £4.50)

Regular price was £15

2 out of 5 stars

1 review

Monsoon Viv Check Baker Boy - Multi

Viv Check Baker Boy - Multi

£25

2 out of 5 stars

1 review

Religion Oversized Tie Dye Tunic Dress - Multi

Oversized Tie Dye Tunic Dress - Multi

£64

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.