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undefined WH-1000XM4 Noise-Cancelling Wireless Headphones

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, silver, blue coloursAvailable in black, silver, blue coloursAvailable in black, silver, blue coloursAvailable in black, silver, blue coloursAvailable in black, silver, blue colours

WH-1000XM4 Noise-Cancelling Wireless Headphones

Current sale price is £199

(Save £151)

Regular price was £350

4.6 out of 5 stars

2.9k reviews

undefined WH-CH520 Wireless Bluetooth Headphones

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white coloursAvailable in black, beige, blue, white colours

WH-CH520 Wireless Bluetooth Headphones

Current sale price is £35

(Save £14)

Regular price was £49

4.6 out of 5 stars

827 reviews

undefined WH-CH720N Noise-Cancelling Wireless Bluetooth Headphones - Up to 35 hours battery life and Quick Charge - Black

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white colours

WH-CH720N Noise-Cancelling Wireless Bluetooth Headphones - Up to 35 hours battery life and Quick Charge - Black

Current sale price is £69

(Save £60)

Regular price was £129

4.5 out of 5 stars

810 reviews

undefined Panama Multi-Position Lounge Set

Michelle Keegan Home

Panama Multi-Position Lounge Set

Current sale price is £416.99

(Save £183)

Regular price was £599.99

5 out of 5 stars

2 reviews

undefined WF-C510 Earbuds - Bluetooth Multipoint Connection, Ambient Sound Mode, Spotify Tap, IPX4 Rating

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in white, blue, yellow coloursAvailable in white, blue, yellow coloursAvailable in white, blue, yellow coloursAvailable in white, blue, yellow coloursAvailable in white, blue, yellow colours

WF-C510 Earbuds - Bluetooth Multipoint Connection, Ambient Sound Mode, Spotify Tap, IPX4 Rating

Current sale price is From £39

(Save up to £16)

Regular price was From £55

4.4 out of 5 stars

134 reviews

undefined A6400 E-Mount Compact Mirrorless Camera With 16-50Mm Power Zoom Lens

A6400 E-Mount Compact Mirrorless Camera With 16-50Mm Power Zoom Lens

Current sale price is £699

(Save £150)

Regular price was £849

4.8 out of 5 stars

4 reviews

undefined ZV-1 Vlog Digital Camera

ZV-1 Vlog Digital Camera

Current sale price is £649

(Save £50)

Regular price was £699

1 out of 5 stars

1 review

undefined Hepburn 3 + 2 Seater Sofa

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey colours

Michelle Keegan Home

Hepburn 3 + 2 Seater Sofa

Current sale price is £1119

(Save £280)

Regular price was £1399

undefined Hepburn 3 Seater + Chair

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey colours

Michelle Keegan Home

Hepburn 3 Seater + Chair

Current sale price is £959

(Save £240)

Regular price was £1199

undefined a7 III Full-frame Mirrorless Camera (Body + 28-70mm Zoom Lens)

a7 III Full-frame Mirrorless Camera (Body + 28-70mm Zoom Lens)

Current sale price is £1199

(Save £500)

Regular price was £1699

4.6 out of 5 stars

135 reviews

undefined ZVE10BDI.EU Alpha ZV-E10 APS-C Mirrorless Interchangeable-Lens Vlog Camera Body Only (Vari-Angle Screen for vlogging, 4K Video, Real-time Eye Autofocus)

ZVE10BDI.EU Alpha ZV-E10 APS-C Mirrorless Interchangeable-Lens Vlog Camera Body Only (Vari-Angle Screen for vlogging, 4K Video, Real-time Eye Autofocus)

Current sale price is £600

(Save £79)

Regular price was £679

5 out of 5 stars

2 reviews

undefined ULT FIELD 1 Wireless Bluetooth Portable Speaker with ULT POWER SOUND

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, orange, grey, white coloursAvailable in black, orange, grey, white coloursAvailable in black, orange, grey, white coloursAvailable in black, orange, grey, white coloursAvailable in black, orange, grey, white colours

ULT FIELD 1 Wireless Bluetooth Portable Speaker with ULT POWER SOUND

Current sale price is From £86

(Save up to £33)

Regular price was From £119

4.7 out of 5 stars

49 reviews

undefined ULT 900 Party Speaker - Black

ULT 900 Party Speaker - Black

Current sale price is £549

(Save £51)

Regular price was £600

5 out of 5 stars

7 reviews

undefined Cortes 3 Seater Fabric Sofa - Natural

Michelle Keegan Home

Cortes 3 Seater Fabric Sofa - Natural

Current sale price is £549

(Save £250)

Regular price was £799

3.2 out of 5 stars

6 reviews

undefined Alpha 6100 Mirrorless APS-C Camera

Alpha 6100 Mirrorless APS-C Camera

Current sale price is £639

(Save £60)

Regular price was £699

undefined HT-S40R - 5.1ch Soundbar with Subwoofer and Wireless Rear Speakers

HT-S40R - 5.1ch Soundbar with Subwoofer and Wireless Rear Speakers

Current sale price is £299

(Save £50)

Regular price was £349

4.3 out of 5 stars

84 reviews

undefined KD43X75WLPU, 43-inch, LED, 4K HDR, Google TV

KD43X75WLPU, 43-inch, LED, 4K HDR, Google TV

Current sale price is £399

(Save £300)

Regular price was £699

4.5 out of 5 stars

2.3k reviews

undefined SRS-XV800 Wireless Party Speaker with Powerful 360° Sound and MEGA BASS - 25 hours Battery Life, Portable, Lighting, Karaoke - Black

SRS-XV800 Wireless Party Speaker with Powerful 360° Sound and MEGA BASS - 25 hours Battery Life, Portable, Lighting, Karaoke - Black

Current sale price is £449

(Save £30)

Regular price was £479

4.9 out of 5 stars

34 reviews

undefined SRS-XB100 Wireless Bluetooth Portable Speaker - Durable IP67 Waterproof & Dustproof, 16-Hour Battery - Black

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in blue, black, grey, orange coloursAvailable in blue, black, grey, orange coloursAvailable in blue, black, grey, orange coloursAvailable in blue, black, grey, orange coloursAvailable in blue, black, grey, orange colours

SRS-XB100 Wireless Bluetooth Portable Speaker - Durable IP67 Waterproof & Dustproof, 16-Hour Battery - Black

Current sale price is £35

(Save £20)

Regular price was £55

4.7 out of 5 stars

191 reviews

undefined a7 III Full-frame Mirrorless Camera (Body Only)

a7 III Full-frame Mirrorless Camera (Body Only)

Current sale price is £999

(Save £500)

Regular price was £1499

4.7 out of 5 stars

604 reviews

undefined Greek Key 100% Cotton Duvet Cover Set

Michelle Keegan Home

Greek Key 100% Cotton Duvet Cover Set

Current sale price is From £32

(Save up to £27)

Regular price was From £45

5 out of 5 stars

2 reviews

undefined Cortes 120 cm Ceramic Top Dining Table + 4 Chairs

Michelle Keegan Home

Cortes 120 cm Ceramic Top Dining Table + 4 Chairs

Current sale price is £699

(Save £100)

Regular price was £799

4.7 out of 5 stars

7 reviews

undefined Cortes 2 Seater Fabric Sofa - Natural

Michelle Keegan Home

Cortes 2 Seater Fabric Sofa - Natural

Current sale price is £499

(Save £200)

Regular price was £699

5 out of 5 stars

3 reviews

undefined PSLX310BT Record Player

PSLX310BT Record Player

Current sale price is £249

(Save £50)

Regular price was £299

4.5 out of 5 stars

245 reviews

undefined ULT TOWER 10 Ultimate Bluetooth Party Speaker with ULT POWER SOUND

ULT TOWER 10 Ultimate Bluetooth Party Speaker with ULT POWER SOUND

Current sale price is £899

(Save £100)

Regular price was £999

4.8 out of 5 stars

13 reviews

undefined ILCE7M4B.CEC Alpha 7 IV Full-Frame Mirrorless Camera - 33MP, Real-time autofocus, 10 fps, 4K60p, Vari-angle Touchscreen, Large Capacity Z Battery

ILCE7M4B.CEC Alpha 7 IV Full-Frame Mirrorless Camera - 33MP, Real-time autofocus, 10 fps, 4K60p, Vari-angle Touchscreen, Large Capacity Z Battery

Current sale price is £1999

(Save £400)

Regular price was £2399

4.6 out of 5 stars

237 reviews

undefined ULT WEAR Wireless Noise-Cancelling Headphones with ULT POWER SOUND

ULT WEAR Wireless Noise-Cancelling Headphones with ULT POWER SOUND

Current sale price is £119

(Save £60)

Regular price was £179

4.5 out of 5 stars

75 reviews

undefined ILCE7M4KB.CEC Alpha 7 IV Full-Frame Mirrorless Camera with Sony 28-70 mm F3.5-5.6 Kit Lens (33MP, Real-time autofocus, 10 fps, 4K60p)

ILCE7M4KB.CEC Alpha 7 IV Full-Frame Mirrorless Camera with Sony 28-70 mm F3.5-5.6 Kit Lens (33MP, Real-time autofocus, 10 fps, 4K60p)

Current sale price is £2149

(Save £450)

Regular price was £2599

4.6 out of 5 stars

265 reviews

undefined KD65X75WLU, 65-inch, LED, 4K HDR, Google TV

KD65X75WLU, 65-inch, LED, 4K HDR, Google TV

Current sale price is £749

(Save £50)

Regular price was £799

4.5 out of 5 stars

2.3k reviews

undefined KD50X75WLPU, 50-inch, LED, 4K HDR, Google TV

KD50X75WLPU, 50-inch, LED, 4K HDR, Google TV

Current sale price is £499

(Save £80)

Regular price was £579

4.5 out of 5 stars

2.3k reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.