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adidas Liverpool Men's 25/26 Home Stadium Replica Shirt - Red

Liverpool Men's 25/26 Home Stadium Replica Shirt - Red

£85

4.9 out of 5 stars

235 reviews

Numatic International Numatic Henry Quick Cordless Vacuum

Numatic International

Numatic Henry Quick Cordless Vacuum

£299

4.5 out of 5 stars

97 reviews

Numatic International Henry Compact HVR160 Bagged Cylinder Vacuum Cleaner

Numatic International

Henry Compact HVR160 Bagged Cylinder Vacuum Cleaner

£159

4.8 out of 5 stars

662 reviews

Silentnight Luxury Super Cosy Heated Throw - Berry

Luxury Super Cosy Heated Throw - Berry

£60

3 out of 5 stars

2 reviews

adidas Manchester United Junior 25/26 Home Stadium Replica Shirt - Red

Manchester United Junior 25/26 Home Stadium Replica Shirt - Red

£55

4.8 out of 5 stars

80 reviews

The Very Collection Womens Family Christmas Pj Jolly Brushed Back Sweat And Woven Bottom Set - Red

The Very Collection

Womens Family Christmas Pj Jolly Brushed Back Sweat And Woven Bottom Set - Red

£28

4.3 out of 5 stars

3 reviews

ghd Gold Limited Edition Gift Set - Hair Straightener in Cherry Chic (worth £259)

Gold Limited Edition Gift Set - Hair Straightener in Cherry Chic (worth £259)

£199

4.8 out of 5 stars

25 reviews

adidas Manchester United Mens 25/26 Home Stadium Replica Shirt - Red

Manchester United Mens 25/26 Home Stadium Replica Shirt - Red

£85

4.9 out of 5 stars

133 reviews

Liverpool FC Kids Cuddle Cushion - 39cm x 70cm x 45cm

Kids Cuddle Cushion - 39cm x 70cm x 45cm

£42

3.7 out of 5 stars

3 reviews

PlayStation 5 DualSense® Wireless Controller - Cosmic Red - For PS5, PC, Mac & Mobile

DualSense® Wireless Controller - Cosmic Red - For PS5, PC, Mac & Mobile

Current sale price is £42.99

(Save £17)

Regular price was £59.99

4.6 out of 5 stars

104 reviews

The Very Collection Longline Hooded Padded Coat - Burgundy Red

The Very Collection

Longline Hooded Padded Coat - Burgundy Red

£80

5 out of 5 stars

4 reviews

The Very Collection Mongolian Faux Fur Coat - Burgundy

The Very Collection

Mongolian Faux Fur Coat - Burgundy

£65

5 out of 5 stars

2 reviews

Bedlam Jolly Santa Sherpa Fleece Duvet Cover Set - Red

Jolly Santa Sherpa Fleece Duvet Cover Set - Red

From £22

5 out of 5 stars

7 reviews

Very Home Premium Hudson Shaggy Rug

+6 colours+5 colours+4 colours+3 colours+2 colours

Available in red, indigo, cream and 6 more coloursAvailable in red, indigo, cream, grey and 5 more coloursAvailable in red, indigo, cream, grey, latte, olive, forest, black, rose quartz coloursAvailable in red, indigo, cream, grey, latte, olive, forest, black, rose quartz coloursAvailable in red, indigo, cream, grey, latte, olive, forest, black, rose quartz colours

Premium Hudson Shaggy Rug

From £45

4.1 out of 5 stars

951 reviews

adidas Arsenal Mini Kit 25/26 Home Full Kit - Red

Arsenal Mini Kit 25/26 Home Full Kit - Red

£50

5 out of 5 stars

23 reviews

The Very Collection Waist Detail Double Breasted Coat - Red

The Very Collection

Waist Detail Double Breasted Coat - Red

£75

4.7 out of 5 stars

10 reviews

The Very Collection Curve Bow Back Sequin Midi Dress - Red

The Very Collection Curve

Bow Back Sequin Midi Dress - Red

£65

5 out of 5 stars

1 review

adidas Arsenal Mens 25/26 Home Stadium Replica Shirt - Red

Arsenal Mens 25/26 Home Stadium Replica Shirt - Red

£85

4.9 out of 5 stars

218 reviews

The Very Collection Faux Fur Trim Dressing Gown - Cream

The Very Collection

Faux Fur Trim Dressing Gown - Cream

£28

Catherine Lansfield Christmas Candy Cane Duvet Cover Set

Catherine Lansfield

Christmas Candy Cane Duvet Cover Set

From £16

4.2 out of 5 stars

5 reviews

adidas Originals Men's Trefoil Essentials Loose Hoodie - Dark Red

adidas Originals

Men's Trefoil Essentials Loose Hoodie - Dark Red

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

4 reviews

Boux Avenue Stripe Xmas Pyjamas In A Bag - Red

Stripe Xmas Pyjamas In A Bag - Red

Current sale price is £32

(Save £8)

Regular price was £40

Samsung Galaxy Tab S10 Lite

Available in red, grey, silver coloursAvailable in red, grey, silver coloursAvailable in red, grey, silver coloursAvailable in red, grey, silver coloursAvailable in red, grey, silver colours

Galaxy Tab S10 Lite

Current sale price is From £259

(Save up to £70)

Regular price was From £329

4.8 out of 5 stars

28 reviews

The Very Collection Crew Neck Faux Fur Cardigan - Burgundy

The Very Collection

Crew Neck Faux Fur Cardigan - Burgundy

Current sale price is £44

(Save £11)

Regular price was £55

4.3 out of 5 stars

3 reviews

The Very Collection Kids Family Christmas Pj Jolly Brushed Back Sweat And Woven Bottom Set - Red

The Very Collection

Kids Family Christmas Pj Jolly Brushed Back Sweat And Woven Bottom Set - Red

From £15

5 out of 5 stars

2 reviews

adidas Originals Men's Trefoil Essentials Crew Sweat - Red - Dark Red

adidas Originals

Men's Trefoil Essentials Crew Sweat - Red - Dark Red

Current sale price is £36

(Save £9)

Regular price was £45

4.9 out of 5 stars

9 reviews

Disney Lilo & Stitch Angel & Stitch Festive Satin Pyjamas With Scrunchie - Red

Disney Lilo & Stitch

Angel & Stitch Festive Satin Pyjamas With Scrunchie - Red

From £20

5 out of 5 stars

1 review

Mango Patent Leather High Heeled Sandals

Patent Leather High Heeled Sandals

£36

Fusion Strata Dim-Out Eyelet Curtains

+9 colours+8 colours+7 colours+6 colours+5 colours

Available in wine, charcoal, green and 9 more coloursAvailable in wine, charcoal, green, natural and 8 more coloursAvailable in wine, charcoal, green, natural, blush and 7 more coloursAvailable in wine, charcoal, green, natural, blush, silver and 6 more coloursAvailable in wine, charcoal, green, natural, blush, silver, terracotta and 5 more colours

Strata Dim-Out Eyelet Curtains

From £20

4 out of 5 stars

385 reviews

The Very Collection Mens Family Christmas Pj Jolly Brushed Back Sweat And Woven Bottom Set - Red

The Very Collection

Mens Family Christmas Pj Jolly Brushed Back Sweat And Woven Bottom Set - Red

£30

3.3 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.