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Free home delivery on orders £75+

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Marshall Minor IV True Wireless Earbuds - Black

Payday Deal

Minor IV True Wireless Earbuds - Black

Current sale price is £89

(Save £30)

Regular price was £119

3.8 out of 5 stars

76 reviews

Smart Solar Solar flower wall light with warm white LEDs. set 2.

Solar flower wall light with warm white LEDs. set 2.

Current sale price is £12

(Save £3)

Regular price was £15

4.8 out of 5 stars

12 reviews

Marshall KILBURN III Black & Brass

KILBURN III Black & Brass

£299

4.8 out of 5 stars

8 reviews

Smart Solar Ceramic Neptune water feature

Ceramic Neptune water feature

Current sale price is £69

(Save £30)

Regular price was £99

3.9 out of 5 stars

7 reviews

Marshall Acton III Bluetooth Speaker

Acton III Bluetooth Speaker

£259

4.9 out of 5 stars

13 reviews

Marshall Major V Bluetooth Headphones - Black

Payday Deal

Available in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown coloursAvailable in black, brown colours

Major V Bluetooth Headphones - Black

Current sale price is £99

(Save £30)

Regular price was £129

4.6 out of 5 stars

70 reviews

Marshall Emberton III Bluetooth Speaker - Black & Brass

Emberton III Bluetooth Speaker - Black & Brass

£149

4.4 out of 5 stars

37 reviews

Smart Solar Illumina Decor Panels Papyrus

Illumina Decor Panels Papyrus

£25

4 out of 5 stars

12 reviews

Smart Solar MultiPower Festoon String Lights - Set of 30

MultiPower Festoon String Lights - Set of 30

Current sale price is £25

(Save £5)

Regular price was £30

3.8 out of 5 stars

4 reviews

Smart Solar Solar-powered tree of life wall art with warm white LED back lights. (Duplicated line)

Solar-powered tree of life wall art with warm white LED back lights. (Duplicated line)

£25

4.5 out of 5 stars

6 reviews

Smart Solar Whitehall Solar Lamp Post with 365 Technology - 100 Lumen Output

Whitehall Solar Lamp Post with 365 Technology - 100 Lumen Output

£40

4.7 out of 5 stars

19 reviews

Smart Solar ZenCycle Water Feature

ZenCycle Water Feature

£170

Smart Solar Firefly Decor Can

Firefly Decor Can

Current sale price is £12

(Save £3)

Regular price was £15

4.7 out of 5 stars

15 reviews

Smart Solar Celeste Lantern - XL

Celeste Lantern - XL

Current sale price is £20

(Save £10)

Regular price was £30

5 out of 5 stars

2 reviews

Smart Solar MultiSpot5 Lumen-Set of 10

MultiSpot5 Lumen-Set of 10

Current sale price is £20

(Save £5)

Regular price was £25

2.7 out of 5 stars

3 reviews

Smart Solar Metro Solar Lamp Post, 20 Lumen Output

Metro Solar Lamp Post, 20 Lumen Output

Current sale price is £25

(Save £10)

Regular price was £35

4.1 out of 5 stars

13 reviews

Smart Solar Portable String Lights

Portable String Lights

Current sale price is £17

(Save £3)

Regular price was £20

5 out of 5 stars

4 reviews

Smart Solar Damasque Solar Lotus

Damasque Solar Lotus

Current sale price is £12

(Save £3)

Regular price was £15

4 out of 5 stars

3 reviews

Smart Solar Rainbow Flaming Balloon XL

Rainbow Flaming Balloon XL

Current sale price is £12

(Save £3)

Regular price was £15

4.8 out of 5 stars

12 reviews

Smart Solar Reclining Buddha

Reclining Buddha

Current sale price is £20

(Save £5)

Regular price was £25

4.9 out of 5 stars

9 reviews

Smart Solar Damasque Solar Bloom - Verdigris

Damasque Solar Bloom - Verdigris

Current sale price is £14

(Save £6)

Regular price was £20

5 out of 5 stars

1 review

Marshall Willen II Bluetooth Speaker - Black & Brass

Willen II Bluetooth Speaker - Black & Brass

Current sale price is £79

(Save £20)

Regular price was £99

4.5 out of 5 stars

11 reviews

Smart Solar 2 Way Wall, Fence & Post Light - 2pk

2 Way Wall, Fence & Post Light - 2pk

Current sale price is £14

(Save £6)

Regular price was £20

5 out of 5 stars

1 review

Smart Solar Firefly Solar Star Lantern

Firefly Solar Star Lantern

Current sale price is £12

(Save £3)

Regular price was £15

3.8 out of 5 stars

12 reviews

Smart Solar Orion Bollard

Orion Bollard

£19

Smart Solar Magic Mushroom Stake Light, 3 Pck, Mail Order

Magic Mushroom Stake Light, 3 Pck, Mail Order

£20

5 out of 5 stars

13 reviews

Smart Solar Damasque Solar Bloom Downlighter

Damasque Solar Bloom Downlighter

Current sale price is £15

(Save £5)

Regular price was £20

5 out of 5 stars

4 reviews

RI Petite Relaxed Straight Leg Jeans - Medium Denim

Relaxed Straight Leg Jeans - Medium Denim

£42

4.3 out of 5 stars

16 reviews

Smart Solar Fairy Spotlights (3 Pack)

Fairy Spotlights (3 Pack)

£30

4.2 out of 5 stars

143 reviews

Marshall Bromley 450 Party Speaker

Bromley 450 Party Speaker

£549

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.