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Dyson HushJet™ Mini Cool portable handheld fan - Stone Blush

HushJet™ Mini Cool portable handheld fan - Stone Blush

£99

3.9 out of 5 stars

512 reviews

BOSS 3 Pack Classic Crew T-Shirt - Black/White/Grey

Bank Holiday Deal

3 Pack Classic Crew T-Shirt - Black/White/Grey

Current sale price is £36

Regular price was £45

(Save £9)

3.9 out of 5 stars

17 reviews

Nike Mens Sportswear Club T-Shirt - Grey

Mens Sportswear Club T-Shirt - Grey

£23

3.9 out of 5 stars

23 reviews

Nike Men's React Vision Trainers - Black

Men's React Vision Trainers - Black

£129

3.9 out of 5 stars

37 reviews

The Personalised Memento Company Personalised Water Bottle

The Personalised Memento Company

Personalised Water Bottle

Current sale price is £11.50

Regular price was £14.99

(Save £3.49)

3.8 out of 5 stars

52 reviews

Skechers Desert Kiss Low Top Look Sandals - Green

Bank Holiday Deal

Desert Kiss Low Top Look Sandals - Green

Current sale price is £28.50

Regular price was £38

(Save £9.50)

3.8 out of 5 stars

4 reviews

Nike Mens Training Air Monarch IV Trainers - Dark Grey

Mens Training Air Monarch IV Trainers - Dark Grey

£75

3.3 out of 5 stars

38 reviews

The Very Collection Pure Cotton Short Sleeve Button Down Oxford Shirt - Light Blue

The Very Collection

Pure Cotton Short Sleeve Button Down Oxford Shirt - Light Blue

£18

3 out of 5 stars

3 reviews

AX Paris Abstract Print Short Sleeve Belted Wrap Midi Dress - Green/Blue

Abstract Print Short Sleeve Belted Wrap Midi Dress - Green/Blue

£48

3.3 out of 5 stars

3 reviews

The Very Collection Wide Leg Trousers - Red

The Very Collection

Wide Leg Trousers - Red

£35

3 out of 5 stars

1 review

The Very Collection High Waist Wide Leg Jeans - White

Bank Holiday Deal

The Very Collection

High Waist Wide Leg Jeans - White

Current sale price is £25

Regular price was £35

(Save £10)

3.8 out of 5 stars

4 reviews

Nike Womens Running Revolution 8 Trainers - Pink

Womens Running Revolution 8 Trainers - Pink

£60

3.5 out of 5 stars

14 reviews

The Very Collection Stretch Knee Length Shorts - Beige

Bank Holiday Deal

The Very Collection

Stretch Knee Length Shorts - Beige

Current sale price is £17.50

Regular price was £22

(Save £4.50)

3.8 out of 5 stars

4 reviews

Indesit CYDA81WWGLUK - 8KG Vented - Dryers - White

CYDA81WWGLUK - 8KG Vented - Dryers - White

£269

3.7 out of 5 stars

19 reviews

Spidey and His Amazing Friends Spidey & Friends Mini Go! Tilt Scooter with Lights

Bank Holiday Deal

Spidey and His Amazing Friends

Spidey & Friends Mini Go! Tilt Scooter with Lights

Current sale price is £24.99

Regular price was £31.99

(Save £7)

3 out of 5 stars

2 reviews

River Island Two Tone Floral Midi - White

Two Tone Floral Midi - White

Current sale price is £30

Regular price was £49

(Save £19)

3 out of 5 stars

1 review

The Very Collection Navy Zip Through Hoodie

The Very Collection

Navy Zip Through Hoodie

£9

3.5 out of 5 stars

2 reviews

The Very Collection Sleeveless Shirred Frill Hem Top - Brown

Bank Holiday Deal

The Very Collection

Sleeveless Shirred Frill Hem Top - Brown

Current sale price is £7.50

Regular price was £25

(Save £17.50)

3 out of 5 stars

1 review

Nike Mens Air Max 270 Trainers - Black

Mens Air Max 270 Trainers - Black

£145

3.5 out of 5 stars

53 reviews

The Very Collection Lidded Storage Basket 20cm

The Very Collection

Lidded Storage Basket 20cm

£10

3.6 out of 5 stars

9 reviews

Birkenstock Arizona Big Buckle Eva Sandal - Black

Bank Holiday Deal

Arizona Big Buckle Eva Sandal - Black

Current sale price is £48

Regular price was £60

(Save £12)

3.6 out of 5 stars

9 reviews

The Very Collection Miami Fresh High Sleeper Bed with Mattress Options (Buy and SAVE!) - Pink

Bank Holiday Deal

The Very Collection

Miami Fresh High Sleeper Bed with Mattress Options (Buy and SAVE!) - Pink

From £399

3.9 out of 5 stars

25 reviews

The Very Collection Linen Blend Rik Rak Trouser Co-Ord - Black

The Very Collection

Linen Blend Rik Rak Trouser Co-Ord - Black

£25

3.4 out of 5 stars

5 reviews

Nike Big Kids Sportswear Dri-FIT Tracksuit - Black

Bank Holiday Deal

Big Kids Sportswear Dri-FIT Tracksuit - Black

Current sale price is From £40

Regular price was From £50

(Save up to £11)

3.6 out of 5 stars

5 reviews

The Very Collection Prent TV Bed with Voice Control Mattress Options (Buy & SAVE!) - Grey

Bank Holiday Deal

The Very Collection

Prent TV Bed with Voice Control Mattress Options (Buy & SAVE!) - Grey

From £729

3.5 out of 5 stars

56 reviews

AllSaints Underground Back Print T-Shirt - Black

Underground Back Print T-Shirt - Black

£58

3.9 out of 5 stars

10 reviews

Fitbit Sense 2, Health and Fitness Smartwatch

Bank Holiday Deal

Available in white, blue, grey coloursAvailable in white, blue, grey coloursAvailable in white, blue, grey coloursAvailable in white, blue, grey coloursAvailable in white, blue, grey colours

Sense 2, Health and Fitness Smartwatch

Current sale price is £158.99

Regular price was £219

(Save £60.01)

3.2 out of 5 stars

80 reviews

The Very Collection Alpha Cabin Bed with Storage and Mattress Options (Buy and SAVE!) - White

Bank Holiday Deal

The Very Collection

Alpha Cabin Bed with Storage and Mattress Options (Buy and SAVE!) - White

From £149

3.7 out of 5 stars

61 reviews

Russell Hobbs Hourglass Black Glass Kettle - 26080

Hourglass Black Glass Kettle - 26080

£29

3.9 out of 5 stars

193 reviews

AX Paris Boho Floral Print Strappy Racer Neck Mini Dress - Blue

Boho Floral Print Strappy Racer Neck Mini Dress - Blue

£40

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.